Las Vegas Insurance Rates:

Las Vegas, NV homeowners insurance is approximately $541 to $732, about $45-$61/month. Our all inclusive analysis shows customers can save as much as $254 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Stillwater Insurance Group
I am covered if hell freezes over and dumps snow on my house. also, we are covered from damage by a volcanic eruption!
Liberty Mutual
Renewal paperwork is often last minute not allowing the customer to accurately compare services for renewal with other companies. this ultimately costs the customer more if they can't research the best rates.
Assurant
Anytime had to contact customer service, the representatives have always been very friendly and thorough. they make sure they have assisted me with everything i need help with.

Las Vegas, NV Homeowners Insurance By Home Value

Las Vegas, NV Home Value Total Homes % of Total Average Las Vegas, NV Homeowners Insurance
Less than $50,000 22,524 7.0% $89
$50,000 to $59,999 6,671 2.0% $184
$60,000 to $69,999 7,984 2.0% $228
$70,000 to $79,999 9,257 2.0% $267
$80,000 to $89,999 12,143 3.0% $305
$90,000 to $99,999 10,908 3.0% $337
$100,000 to $124,999 34,836 11.0% $394
$125,000 to $149,999 28,910 9.0% $489
$150,000 to $174,999 38,038 12.0% $578
$175,000 to $199,999 24,122 7.0% $674
$200,000 to $249,999 48,105 15.0% $807
$250,000 to $299,999 33,827 10.0% $985
$300,000 to $399,999 35,980 11.0% $1252

Top Home Insurance Agents Near Las Vegas, NV

Home Insurance Company Near Las Vegas, NV Homeowners Insurance Agency Near Las Vegas, NV Address
Travelers Harris Insurance Services Inc 3480 W Hacienda Ave , Las Vegas, NV, 89118
Farmers Karen Kliger 3085 S Jones Blvd Ste A, Las Vegas, NV, 89146
State Farm Larry Keever 10300 W Chas Blvd Ste 22, Las Vegas, NV, 89135-1038
Liberty Mutual Norma Moreno 7229 W. Sahara Ave. Ste - 100, Las Vegas, NV, 89117
Liberty Mutual Paula Marayonk Lutcf 9005 S Pecos Road Ste 2530, Henderson, NV, 89074

Cost Of Homeowners Insurance By Street Near Las Vegas, NV

Streets in Las Vegas Area Homeowners Insurance Cost
Butterchurn Ave, Braided River Ave, Barbuda Rd, Mapleleaf St, Tadpole Ln, Coronado Canyon Ave, Masked Duck Ave, N Dara St, Spring Bud Dr, Morgan Springs Ave$611
Lupine Bush Ct, Rainer Ct, Lacey Tree St, Nevada Falls, Monmouth Ct, E Duskyseed Ct, Bethany St, Dogwood Ranch Ave, Cardinal Dr, Nike Way$628
Vanderhoof Ct, Pacific Crestwood Pl, Davis Pl, Bent Arrow Dr, N High Range Dr, Whipplewood Way, Glacial Lake St, Pinehurst Dr, Finestra Dr, Stout Way$649
S Crowntop Cir, Burensburg Ave, Fieldcrest Rd, Lake Terrace Dr, Painted Desert Dr, Isle Pointe Ct, Broad Peak Dr, Lake Isle Ct, S Abbeyfield Rose Dr, Addison Walk Ct$621
Cross Ln, Daisy Drop, Denia Cir, N Point Powell Ct, San Jose Ave, Palm Canyon Ct, Moth Orchid Ct, Farndale Ave, Auborn Ave, Silver Meadow Ct$634
W Journal Ct, Quail Roost Way, Alpine Bypass Ave, N 22nd St, S Pueblo Blvd, Bishop Dr, Catalina Marie Ave, Rio del Sol Dr, Ruperts Ct, Patricia Ave$607
McCarran St, Progressive Ct, Rappeling, W New London Ct, Ann Dr, Steinke Ln, Shandin Hills Way, Night Swim, Bird Spring, Golden Scots Ct$620
Zafra Ct, Soso St, Outpost Dr, Kelly Barry Way, Pelham Park Ave, Candy Mint Ave, Hurkling Stone Ave, S Ada, Mabel Rd, Melton St$608
Gatewood Dr, Hurricane Cove Ct, Morado Hill Ln, Cereus Ct, Green Palms St, Windy Leaf, Redstone St, Scenic Crest Dr, S Banner Cloud Ct, Wrangler Ct$642
W Amaryllis Hills Ave, Mowbray Ct, McAfee Ct, Upper Meadows Pl, Heffner Hills Cir, Greenlake Way, S Giles St, Sherbrooke Pl, Sun Rose Cir, Jebel Ave$634

Las Vegas, NV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Las Vegas$95 to $97
Winchester$92
Paradise$95
Spring Valley$96

Las Vegas, NV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Winchester CDP, Nevada $92 $123 $185
Paradise CDP, Nevada $95 $126 $189
Whitney CDP, Nevada $92 $123 $185

Las Vegas, NV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Las Vegas, NV3.2%12.1%
Winchester3.78%11.0%
Paradise3.34%11.79%
Whitney3.66%13.99%

Las Vegas Renters Insurance as a Percentage of Rent

Las Vegas Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 6,559 2.0% $1248
$500 to $749 44,119 15.0% $1923
$750 to $999 81,475 28.0% $2673
$1,000 to $1,499 106,845 37.0% $3798
$1,500 or more 43,526 15.0% $5448

Las Vegas, NV Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
89101 $90,900 $610
89115 $90,200 $610
89135 $366,000 $710
89124 $332,100 $700
89144 $274,800 $680
89131 $251,200 $660
89117 $250,500 $670
89134 $245,900 $660
89113 $244,800 $670
89149 $236,200 $660
89141 $232,000 $670
89148 $230,400 $660
89146 $229,400 $670
89143 $219,400 $660
89129 $211,900 $650
89109 $207,500 $660
89123 $205,400 $650
89139 $203,100 $650
89130 $198,900 $650
89128 $198,700 $650
89147 $184,800 $650
89118 $180,200 $640
89120 $173,900 $650
89145 $162,600 $640
89102 $159,500 $640
89119 $140,000 $630
89108 $128,600 $620
89142 $125,000 $620
89110 $123,600 $620
89156 $123,200 $630
89121 $123,100 $620
89103 $120,300 $620
89122 $117,200 $620
89107 $115,400 $620
89106 $110,800 $620
89104 $100,300 $610

Las Vegas, NV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Las Vegas Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,400$10,900
Net Savings to Las Vegas Home Owner from High Deductible Plan $1,500

Las Vegas, NV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Las Vegas, NV Home Replacement Value MORE than Home Value Las Vegas, NV Home Replacement Value LESS than Home Value
Replacement Value $206,500 $121,000
Insurance Premium based on Replacement Value $1,125 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,500 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $225/year

Example Las Vegas Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceFarmers InsuranceNationwide Insurance
Monthly Premium 239360
Year Built 198320011990
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $50000-$75000$200000-$250000$300000-$350000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Las Vegas, NV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 305,000 Asphalt Shingles Roof 2,700 4 > $10,000 Deductible 120 2 Stucco siding No
2013 165,000 Composition Roof 1,910 4 $5000 to $10,000 Deductible 190 6 Wood siding No
2010 160,000 Asphalt Shingles Roof 1,750 4 $1000-$2500 Deductible 530 8 Vinyl siding No
1999 175,000 Membrane Roof 1,420 3 $5000 to $10,000 Deductible 580 10 Stucco siding No
1983 210,000 Wood Shake Roof 1,810 3 $500 Deductible 780 10 Stucco siding No
2004 215,000 Metal Roof 2,360 4 $1000-$2500 Deductible 310 4 Brick siding yes
1994 235,000 Asphalt Shingles Roof 2,170 5 $2500-$5000 Deductible 300 5 Fiber-Cement Siding yes
2010 140,000 Shingles Roof 1,220 2 $500- $1000 Deductible 420 9 Stone Siding yes
1983 185,000 Asphalt Shingles Roof 2,010 3 $2500-$5000 Deductible 190 4 Stucco siding yes
2013 405,000 Slate Shingles Roof 3,780 5 $5000 to $10,000 Deductible 890 9 Fiber-Cement Siding yes
1996 80,000 Wood Shake Roof 627 1 $5000 to $10,000 Deductible 130 3 Stone Siding No