Las Vegas Insurance Rates:

Las Vegas, NM homeowners insurance is roughly $568 to $773, about $47-$64/month. Our exhaustive research shows customers can save as much as $268 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
Something i like about progressive is you are able to bundle different types of insurances with this company. for example, i have auto, home, and life insurance with progressive, which is very easy to manage, especially when paying bills.
Travelers
They sometimes feel like they are very far away, due to the fact that we always communicate with them over the phone or via email. it's different than when you have a local broker you can go to.
Farm Bureau
Overall, i'm happy with my insurance company. i hope that when the time comes, they will be quick at settling up with us. we pay our insurance premiums on time, they should pay us in a timely fashion.
State Farm
GOOD RESPONSE, MANY USEFUL COMMENTS ARE SHARED FROM THE CUSTOMER SERVICE. I LIKE THAT APPROACH.
State Farm
When we request a change to one of our policies, they usually mess up some detail each time.
Allstate
I only talk to her when I need help... She doesn't pester me trying to upsell me.
Allstate
So far, I have been happy with the customer service from my home insurance company. All of the staff are friendly and courteous. They seem genuinely happy to help.

Las Vegas, NM Homeowners Insurance By Home Value

Las Vegas, NM Home Value Total Homes % of Total Average Las Vegas, NM Homeowners Insurance
Less than $50,000 901 17.0% $147
$50,000 to $59,999 185 3.0% $308
$60,000 to $69,999 92 1.0% $382
$70,000 to $79,999 527 10.0% $442
$80,000 to $89,999 273 5.0% $503
$90,000 to $99,999 280 5.0% $563
$100,000 to $124,999 819 16.0% $650
$125,000 to $149,999 315 6.0% $811
$150,000 to $174,999 513 10.0% $966
$175,000 to $199,999 233 4.0% $1113
$200,000 to $249,999 396 7.0% $1335
$250,000 to $299,999 395 7.0% $1637
$300,000 to $399,999 183 3.0% $2080

Top Home Insurance Agents Near Las Vegas, NM

Home Insurance Company Near Las Vegas, NM Homeowners Insurance Agency Near Las Vegas, NM Address
Allstate Pat Fred Lopez 550 N Guadalupe St, Santa Fe, NM, 87501
Allstate Rio Grande Insurance 1231 S Saint Francis Dr Ste A, Santa Fe, NM, 87505
Travelers Silas T Garcia Agency & Assoc Llc 1443 S. St. Francis Drive , Santa Fe, NM, 87505
Travelers Silas T Garcia Agency & Assoc Llc 1443 S SAINT FRANCIS DR, SANTA FE, NM, 87505
Travelers Silas T Garcia Agency & Assoc Llc 1443 S ST FRANCIS DR, SANTA FE, NM, 87505

Cost Of Homeowners Insurance By Street Near Las Vegas, NM

Streets in Las Vegas Area Homeowners Insurance Cost
Sabina St, Tupelo St, Co Rd C55A, Sperry Dr, E Lincoln St, State Hwy 65, Taos St, Prairie Hill Rd, Cedar, Los Alamogordos Rd$678
Romero St, San Antonio St, Bullhead Dr, Pine Forest Rd, Hot Springs Blvd, Rebecca St, Commanche Dr, Rio Arriba St, Harlan Rd, Cactas$693
Tilden St, Delgado St, Romeroville Frontage Rd, Cll Retiro, Matthew St, Co Rd C-50-E, Morrison Ave, Co Rd C24, W Frontage Rd, Church St$693
Bosque Dr, 11th St, Co Rd B28, Blue St, Grant, Boat Pl, Orion Dr, Co Rd A6, Cam Alto, 9th St$694
Pike Pl, Blue Sky Rd, Bluebird Trl, S Gonzales St, Aztec Dr, Valencia St, San Miguel St, Castle St, 12th St, Caesar St$682
Lopez St, Mishawaka Rd, San Lucero St, Boating Cir, Co Rd C57A, Cove Rd, Pinon St, Deacon Ln, Bernalillo St, Mt Calvary Ln$688
Louis Dr, Cumbres Patio, Cam Sur, 12th St, Ning Rd, Plata Dr, Maple Dr, Rd A25A, Socorro St, Gallegos Rd$670
Lilac St, Rogers St, Elm Dr, Leger Ranch Rd, Kane Dr, Bridge St, Camp Pl, Cam Viejo, Campana Rd, Co Rd A1$693
Salt Cedar Rd, Co Rd C-58-C, Davis Dr, Sydney St, State Hwy 104, Yucca Ave, State Hwy 518, West Dr, Co Rd C-48-A, Bullhead Ave$682
Plata Dr, Legion Dr, Bullhead Ln, Co Rd C-50-D, State Hwy 129, Cll Alegre, Cedar Ln, Douglas Ave, Rita Dr, Pontiac Dr$686

Las Vegas, NM Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Las Vegas$100 to $102
Tecolote$94
San Miguel County$100
Tecolotito$98

Las Vegas, NM Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
San Miguel County, New Mexico $101 $134 $201
Ribera CDP, New Mexico $103 $137 $206
Anton Chico CDP, New Mexico $100 $133 $200

Las Vegas, NM Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Las Vegas, NM5.4%18.3%
San Miguel County5.26%19.97%
Pecos4.74%25.64%
Dilia7.21%19.77%

Las Vegas Renters Insurance as a Percentage of Rent

Las Vegas Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 194 8.0% $359
$200 to $299 193 8.0% $809
$300 to $499 447 19.0% $1259
$500 to $749 872 37.0% $1934
$750 to $999 372 15.0% $2684
$1,000 to $1,499 255 10.0% $3809

Las Vegas, NM Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Las Vegas Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,100$4,500
Net Savings to Las Vegas Home Owner from High Deductible Plan $600

Las Vegas, NM Home Insurance Costs With Home Replacement Value Scenarios

Scenario Las Vegas, NM Home Replacement Value MORE than Home Value Las Vegas, NM Home Replacement Value LESS than Home Value
Replacement Value $132,000 $90,500
Insurance Premium based on Replacement Value $575 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Las Vegas Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceAllstate
Monthly Premium 396852
Year Built 200719761946
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$150000-$175000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Las Vegas, NM from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 160,000 Shingles Roof 1,920 4 $2500-$5000 Deductible 210 3 Brick siding yes
1974 135,000 Wood Shake Roof 1,610 4 $2500-$5000 Deductible 90 3 Stone Siding No
1992 170,000 Wood Shake Roof 2,770 4 $1000-$2500 Deductible 380 8 Stone Siding No
2000 115,000 Membrane Roof 1,670 3 $1000-$2500 Deductible 290 6 Vinyl siding yes
1972 295,000 Composition Roof 3,380 4 $5000 to $10,000 Deductible 270 3 Wood siding yes
1941 200,000 Tile Roof 2,610 4 $500 Deductible 290 3 Fiber-Cement Siding yes
1940 105,000 Slate Shingles Roof 1,440 2 $2500-$5000 Deductible 40 1 Vinyl siding yes
1987 215,000 Shingles Roof 2,870 4 $1000-$2500 Deductible 840 12 Stucco siding No
2005 90,000 Wood Shake Roof 1,530 2 $500- $1000 Deductible 30 1 Stucco siding yes
1977 105,000 Metal Roof 1,500 3 $500 Deductible 430 9 Vinyl siding yes
1978 130,000 Metal Roof 1,440 3 $1000-$2500 Deductible 410 8 Stone Siding yes
1973 95,000 Asphalt Shingles Roof 1,400 2 $1000-$2500 Deductible 160 5 Stucco siding No
2006 135,000 Membrane Roof 2,100 3 $500 Deductible 100 2 Wood siding yes
1986 125,000 Slate Shingles Roof 1,750 4 $500 Deductible 180 3 Vinyl siding yes
1942 155,000 Composition Roof 1,820 4 $500 Deductible 190 3 Stucco siding yes
1978 85,000 Shingles Roof 1,150 2 $500- $1000 Deductible 130 4 Vinyl siding No
1995 120,000 Metal Roof 1,420 2 $500- $1000 Deductible 260 5 Wood siding No
1988 205,000 Asphalt Shingles Roof 2,340 4 $5000 to $10,000 Deductible 550 12 Fiber-Cement Siding No
2004 75,000 Wood Shake Roof 1,230 2 $1000-$2500 Deductible 210 6 Wood siding yes
1981 75,000 Wood Shake Roof 1,050 2 $2500-$5000 Deductible 90 5 Brick siding yes