Larose, LA homeowners insurance is approximately $1,072 to $1,472, about $89-$122/month. Our detailed analysis reveals consumers can save upto $509 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Larose, LA | Homeowners Insurance Agency Near Larose, LA | Address |
|---|---|---|
| State Farm | Gervy Papion | 8611 Highway 23 Ste 1D, Belle Chasse, LA, 70037-2504 |
| Travelers | Gillis Ellis & Baker Inc | 1615 POYDRAS ST STE 700, NEW ORLEANS, LA, 70112 |
| State Farm | James Matassa | 5524 N Highway 1 Ste A, Lockport, LA, 70374-2001 |
| State Farm | Josh Lorando | 4200 Canal St Ste C, New Orleans, LA, 70119-5986 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cut Off CDP, Louisiana | $159 | $211 | $317 |
| Lafourche Parish, Louisiana | $159 | $211 | $317 |
| Galliano CDP, Louisiana | $157 | $209 | $313 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Larose, LA | 9.9% | 38.9% |
| Cut Off | 8.45% | 36.98% |
| Lafourche | 9.16% | 36.82% |
| Galliano | 9.24% | 35.61% |
| Larose Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 7 | 1.0% | $805 |
| $300 to $499 | 90 | 25.0% | $1255 |
| $500 to $749 | 47 | 13.0% | $1930 |
| $750 to $999 | 165 | 46.0% | $2680 |
| $1,000 to $1,499 | 45 | 12.0% | $3805 |
| Streets in Larose Area | Homeowners Insurance Cost |
|---|---|
| Gus Savoie Ave, E Ave B, E 55th St, Hazel Dr, W 74th St, W 77th St, Remington Rd, Boquet St, Garden Dr, Elm Ln | $1,273 |
| E 46th St, Cajun Country Ln S, E 100th St, W 49th St, E 99th St, W 110th St, Ignace Ln, A O Rappelet Rd, E 37th Pl, Rapheal Project Rd | $1,254 |
| 6th St, W 112th St, E 73rd St, Zachary Dr, Ave B, Oak D St, Mar Dr, E 57th St, Ave A, E 14th St | $1,272 |
| E 147th St, 16th St, Le Village Dr, E 18th St, Paradise Ln, E 43th Pl, W 16th St, Duffy Breaux St, E 40th St, W 10th St | $1,243 |
| A J Estay Rd, E Ave C, W 11th St, Anselmi Dr, E 154th St, Ave A, W 79th St, E 109th St, Terrebonne Dr, Buckskin Ln | $1,245 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Larose | $189 to $192 |
| Cut Off | $190 |
| Galliano | $187 |
| Lockport | $186 |
| Building Coverage | Contents coverage | Construction type | Age of home | Company | Premium |
|---|---|---|---|---|---|
| $100,000 | $50,000 | brick veneer | 25-year | Ace Ins Co Of The Midwest | $1400 |
| $200,000 | $100,000 | Frame | 10-year | Anpac Louisiana Ins Co | $2599 |
| $200,000 | $100,000 | brick veneer | 10-year | Americas Ins Co | $2331 |
| $200,000 | $100,000 | brick veneer | 10-year | Coastal Select Ins Co | $2499 |
| $200,000 | $100,000 | brick veneer | 10-year | Encompass Ins Co Of America | $2815 |
| $100,000 | $50,000 | brick veneer | 25-year | Family Security Ins Co | $1719 |
| $200,000 | $100,000 | brick veneer | 10-year | Garrison P&C Ins Co | $2484 |
| $200,000 | $100,000 | brick veneer | 10-year | Horace Mann Ins Co | $2724 |
| $400,000 | $200,000 | brick veneer | 1-year | Stillwater Ins Co | $2997 |
| $200,000 | $100,000 | brick veneer | 10-year | Unitrin Auto & Home Ins Co | $4451 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $2,600 |
| Yearly Larose Homeowner Insurance Premium Example | $3,500 | $3,000 |
| Out of Pocket Expense During Claim | $600 | $2,600 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $25,100 | $23,600 |
| Net Savings to Larose Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Larose, LA Home Replacement Value MORE than Home Value | Larose, LA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $182,500 | $99,000 |
| Insurance Premium based on Replacement Value | $2,750 | $1,500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $42,500 | Risk Exposure from Under Insuring Coverage is $41,000 |
| Premium Impact | Insurance cheaper by $625/year | Insurance costlier by $625/year |
| Insurance Company | Allstate | Farmers Insurance | Liberty Mutual |
| Monthly Premium | 120 | 394 | 263 |
| Year Built | 2003 | 1982 | 1973 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $75000-$100000 | $250000-$300000 | $175000-$200000 |
| Deductible | $500- $1000 Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible |