Larose Insurance Rates:

Larose, LA homeowners insurance is approximately $1,072 to $1,472, about $89-$122/month. Our detailed analysis reveals consumers can save upto $509 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Larose, LA Homeowners Insurance By Home Value

Larose, LA Home Value Total Homes % of Total Average Larose, LA Homeowners Insurance
Less than $50,000 280 12.0% $241
$50,000 to $59,999 55 2.0% $509
$60,000 to $69,999 70 3.0% $636
$70,000 to $79,999 159 7.0% $738
$80,000 to $89,999 124 5.0% $827
$90,000 to $99,999 130 6.0% $929
$100,000 to $124,999 241 11.0% $1082
$125,000 to $149,999 274 12.0% $1349
$150,000 to $174,999 267 12.0% $1591
$175,000 to $199,999 87 4.0% $1845
$200,000 to $249,999 251 11.0% $2215
$250,000 to $299,999 110 5.0% $2711
$300,000 to $399,999 112 5.0% $3449

Top Home Insurance Agents Near Larose, LA

Home Insurance Company Near Larose, LA Homeowners Insurance Agency Near Larose, LA Address
NA Clements Insurance Services, Llc 206 W Judge Perez Dr, Chalmette, LA, 70043
State Farm Gervy Papion 8611 Highway 23 Ste 1D, Belle Chasse, LA, 70037-2504
Travelers Gillis Ellis & Baker Inc 1615 POYDRAS ST STE 700, NEW ORLEANS, LA, 70112
State Farm James Matassa 5524 N Highway 1 Ste A, Lockport, LA, 70374-2001
State Farm Josh Lorando 4200 Canal St Ste C, New Orleans, LA, 70119-5986

Cost Of Homeowners Insurance By Street Near Larose, LA

Streets in Larose Area Homeowners Insurance Cost
Gus Savoie Ave, E Ave B, E 55th St, Hazel Dr, W 74th St, W 77th St, Remington Rd, Boquet St, Garden Dr, Elm Ln$1,273
E 46th St, Cajun Country Ln S, E 100th St, W 49th St, E 99th St, W 110th St, Ignace Ln, A O Rappelet Rd, E 37th Pl, Rapheal Project Rd$1,254
6th St, W 112th St, E 73rd St, Zachary Dr, Ave B, Oak D St, Mar Dr, E 57th St, Ave A, E 14th St$1,272
E 147th St, 16th St, Le Village Dr, E 18th St, Paradise Ln, E 43th Pl, W 16th St, Duffy Breaux St, E 40th St, W 10th St$1,243
A J Estay Rd, E Ave C, W 11th St, Anselmi Dr, E 154th St, Ave A, W 79th St, E 109th St, Terrebonne Dr, Buckskin Ln$1,245

Larose, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Larose$189 to $192
Cut Off$190
Galliano$187
Lockport$186

Larose, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cut Off CDP, Louisiana $159 $211 $317
Lafourche Parish, Louisiana $159 $211 $317
Galliano CDP, Louisiana $157 $209 $313

Larose, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Larose, LA9.9%38.9%
Cut Off8.45%36.98%
Lafourche9.16%36.82%
Galliano9.24%35.61%

Larose Renters Insurance as a Percentage of Rent

Larose Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 7 1.0% $805
$300 to $499 90 25.0% $1255
$500 to $749 47 13.0% $1930
$750 to $999 165 46.0% $2680
$1,000 to $1,499 45 12.0% $3805

Average Cost Of Home Insurance By Company In Areas Nearby Larose For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$100,000 $50,000 brick veneer 25-year Ace Ins Co Of The Midwest $1400
$200,000 $100,000 Frame 10-year Anpac Louisiana Ins Co $2599
$200,000 $100,000 brick veneer 10-year Americas Ins Co $2331
$200,000 $100,000 brick veneer 10-year Coastal Select Ins Co $2499
$200,000 $100,000 brick veneer 10-year Encompass Ins Co Of America $2815
$100,000 $50,000 brick veneer 25-year Family Security Ins Co $1719
$200,000 $100,000 brick veneer 10-year Garrison P&C Ins Co $2484
$200,000 $100,000 brick veneer 10-year Horace Mann Ins Co $2724
$400,000 $200,000 brick veneer 1-year Stillwater Ins Co $2997
$200,000 $100,000 brick veneer 10-year Unitrin Auto & Home Ins Co $4451

Larose, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Larose Homeowner Insurance Premium Example $3,500$3,000
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $25,100$23,600
Net Savings to Larose Home Owner from High Deductible Plan $1,500

Larose, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Larose, LA Home Replacement Value MORE than Home Value Larose, LA Home Replacement Value LESS than Home Value
Replacement Value $182,500 $99,000
Insurance Premium based on Replacement Value $2,750 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,500 Risk Exposure from Under Insuring Coverage is $41,000
Premium Impact Insurance cheaper by $625/year Insurance costlier by $625/year

Example Larose Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceLiberty Mutual
Monthly Premium 120394263
Year Built 200319821973
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$250000-$300000$175000-$200000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Larose, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 115,000 Composition Roof 1,610 3 $500- $1000 Deductible 1120 7 Brick siding yes
1966 220,000 Tile Roof 3,100 5 > $10,000 Deductible 1210 9 Fiber-Cement Siding yes
2012 225,000 Membrane Roof 2,310 4 $500- $1000 Deductible 2750 12 Vinyl siding yes
2012 180,000 Metal Roof 2,550 4 $500- $1000 Deductible 540 3 Vinyl siding No
1988 190,000 Tile Roof 2,680 4 $1000-$2500 Deductible 1340 5 Brick siding No
1973 405,000 Shingles Roof 4,660 5 $2500-$5000 Deductible 410 1 Stucco siding No
1966 360,000 Wood Shake Roof 4,980 5 $5000 to $10,000 Deductible 3810 8 Fiber-Cement Siding yes
1967 175,000 Metal Roof 1,840 3 $1000-$2500 Deductible 1370 7 Vinyl siding yes
1974 100,000 Metal Roof 1,230 3 $1000-$2500 Deductible 890 9 Vinyl siding yes
1972 160,000 Shingles Roof 2,250 4 $1000-$2500 Deductible 1570 10 Fiber-Cement Siding No
2014 360,000 Tile Roof 3,670 5 $500 Deductible 1380 4 Stone Siding No
1981 115,000 Wood Shake Roof 1,280 3 $2500-$5000 Deductible 660 5 Brick siding No
2009 245,000 Composition Roof 3,670 5 $5000 to $10,000 Deductible 1630 6 Stucco siding No
2014 180,000 Metal Roof 2,510 5 $5000 to $10,000 Deductible 1510 9 Wood siding No
2014 210,000 Tile Roof 2,310 3 $500 Deductible 2310 10 Fiber-Cement Siding No
1991 180,000 Shingles Roof 2,610 5 $2500-$5000 Deductible 1670 12 Fiber-Cement Siding No
1967 140,000 Asphalt Shingles Roof 1,640 4 $500 Deductible 490 3 Vinyl siding yes
2014 220,000 Tile Roof 2,520 5 $500- $1000 Deductible 1570 6 Fiber-Cement Siding No
2005 220,000 Shingles Roof 3,160 4 $500 Deductible 2280 8 Stucco siding yes
1969 245,000 Metal Roof 2,900 4 > $10,000 Deductible 980 4 Brick siding No
2010 245,000 Tile Roof 2,540 5 $2500-$5000 Deductible 2390 10 Vinyl siding No
1962 225,000 Tile Roof 2,620 4 $500- $1000 Deductible 1060 3 Stone Siding yes
1991 230,000 Tile Roof 2,320 3 > $10,000 Deductible 1160 6 Stucco siding No
1990 210,000 Membrane Roof 2,930 4 $500- $1000 Deductible 320 1 Stucco siding yes
2014 325,000 Composition Roof 4,000 5 $500 Deductible 1490 3 Stone Siding No
1996 150,000 Tile Roof 1,800 3 $500- $1000 Deductible 2410 10 Fiber-Cement Siding yes
1976 95,000 Wood Shake Roof 1,320 3 $500- $1000 Deductible 1300 8 Stucco siding No
2004 165,000 Composition Roof 1,800 4 $5000 to $10,000 Deductible 1140 8 Brick siding No
2008 270,000 Asphalt Shingles Roof 2,760 4 $2500-$5000 Deductible 270 1 Vinyl siding yes
1965 175,000 Tile Roof 1,960 4 $2500-$5000 Deductible 550 4 Stone Siding yes
1971 200,000 Composition Roof 2,640 5 $500 Deductible 350 1 Wood siding yes
1996 135,000 Composition Roof 1,760 5 $2500-$5000 Deductible 270 2 Brick siding yes
2013 285,000 Tile Roof 3,330 4 $1000-$2500 Deductible 2670 7 Stucco siding yes
2003 165,000 Slate Shingles Roof 1,920 3 $1000-$2500 Deductible 620 4 Stucco siding yes