How Much Does Laredo, TX Home Insurance Cost?
Laredo, TX Average Homeowners Insurance Cost
$1,597
Homeowners Insurance Cost - Laredo, TX
$118,500
Median Home Value - Laredo, TX
Laredo, TX Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$19.16 | $1,577.84 |
| $1000 Deductible | -$169.6 | $1,427.4 |
| $1500 Deductible | -$253.28 | $1,343.72 |
| $2000 Deductible | -$377.21 | $1,219.79 |
| $2500 Deductible | -$450.35 | $1,146.65 |
Laredo, TX Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$431 | $1,166 |
| 30 year old | +$24 | $1,621 |
| 40 year old | +$42 | $1,639 |
| 50 year old | +$61 | $1,658 |
| Above 50 year old | +$77 | $1,674 |
Laredo, TX Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$192 | $1,405 |
| Superior | -$144 | $1,453 |
| Masonry | -$80 | $1,517 |
| Brick | -$80 | $1,517 |
| Hail Resistant Roof | -$32 | $1,565 |
Laredo, TX Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$32 | $1,629 |
| Swimming Pool With A Diving Board | +$64 | $1,661 |
| Swimming Pool With Slide | +$96 | $1,693 |
Laredo, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $48 | $1,549 |
| Police Department | $16 | $1,581 |
Laredo, TX Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$670.74 | $2,268 |
| Filing a Second Liability Claim | +$606.86 | $2,204 |
| Filing a Second Theft Claim | +$606.86 | $2,204 |
| Filing a Second Water Claim | +$527.01 | $2,124 |
| Filing a Fire Claim | +$319.4 | $1,916 |
| Filing a Liability Claim | +$303.43 | $1,900 |
| Filing a Theft Claim | +$303.43 | $1,900 |
| Filing a Water Claim | +$255.52 | $1,853 |
| Filing a Weather Claim | +$255.52 | $1,853 |