How To Make Your Laredo, TX Home Insurance Cheaper
Laredo, TX, homeowners insurance is about $1597. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Laredo, TX Home Insurance Rates with the Webb County Average
| Place | Webb County Average: $1,585.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Laredo, TX | $1,597.0 | 12.0 | 0.01 | 236,063 | 118,500 |
Cost of Laredo, TX Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Webb County | 115,500 | 2,204 | $1,585 |
| San Ygnacio | 105,000 | 62,324 | $1,541 |
| Oilton | 63,200 | 35,396 | $1,324 |
Homeowners Insurance Comparison for the Cheapest Premiums in Laredo, TX
| Encompass Insurance | Progressive | Horace Mann Educators Corporation | |
| Median Home Value ($) | 118,500 | 118,500 | 118,500 |
| Age of Home | Year 40 Old | Newly Constructed Home | Year 30 Old |
| Home Coverage ($) | $500,000 -$749,999 | $1000,000 -$1499,999 | $300,000 -$399,999 |
| Total Premium ($) | $9,834.5 | $8,384.5 | $6,102.1 |
Cost of Laredo, TX Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Liberty Mutual | 1000 | $300,000-$399,999 | 5,254.6 |
| American National Property and Casualty Company | 1500 | $175,000-$199,999 | 2,029.1 |
| GEICO | 2500 | $150,000-$174,999 | 1,359.5 |
| The Hartford | 2000 | $150,000-$174,999 | 1,548.3 |
| Horace Mann Educators Corporation | 2000 | $200,000-$249,999 | 2,076.8 |
| Encompass Insurance | 2000 | $300,000-$399,999 | 4,633.1 |
| State Farm | 500 | $400,000-$499,999 | 6,315.9 |
| Amica Mutual Insurance | 2000 | $1500,000-$2000,000 | 9,343.6 |
| Farmer's Insurance | 2500 | $1000,000-$1499,999 | 7,641.5 |
| Esurance | 500 | $750,000-$999,999 | 9,347.5 |