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Laredo, TX Home Values & Insurance Rates

Laredo, TX Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 4,422 11.0% $225
$50,000 to $59,999 2,006 5.0% $482
$60,000 to $69,999 2,126 5.0% $595
$70,000 to $79,999 2,370 6.0% $687
$80,000 to $89,999 2,914 7.0% $779
$90,000 to $99,999 3,282 8.0% $872
$100,000 to $124,999 6,367 16.0% $1005
$125,000 to $149,999 4,577 11.0% $1261
$150,000 to $174,999 4,305 11.0% $1497
$175,000 to $199,999 2,193 5.0% $1723
$200,000 to $249,999 2,181 5.0% $2072
$250,000 to $299,999 1,173 3.0% $2534
$300,000 to $399,999 1,072 2.0% $3221

Top Home Insurance Agents Near Laredo, TX

Home Insurance Company Near Laredo, TX Homeowners Insurance Agency Near Laredo, TX Address
State Farm Anabella Herbig 315 Calle Del Norte, Laredo, TX, 78041-2662
Travelers Cavazos Insurance Agency 2107 SAN BERNARDO AVE, LAREDO, TX, 78040
Travelers George Royle Wright 2212 SEYMOUR AVE, LAREDO, TX, 78040
Allstate Marcus Moreno 709 E Calton Rd Ste 106, Laredo, TX, 78041
Allstate Raul R. Martinez Jr 3802 Hwy 359 Ste 5, Laredo, TX, 78043

Laredo, TX Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Laredo, TX6.3%18.6%
Rio Bravo8.63%23.17%
El Cenizo11.33%28.98%
Webb County6.37%19.44%

Laredo Renters Insurance as a Percentage of Rent

Laredo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 410 1.0% $353
$200 to $299 827 3.0% $803
$300 to $499 2,650 11.0% $1253
$500 to $749 7,625 34.0% $1928
$750 to $999 6,617 29.0% $2678
$1,000 to $1,499 3,567 16.0% $3803
$1,500 or more 582 2.0% $5453

Laredo, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Laredo Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $9,700$8,700
Net Savings to Laredo Home Owner from High Deductible Plan $1,000

Laredo, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Laredo, TX Home Replacement Value MORE than Home Value Laredo, TX Home Replacement Value LESS than Home Value
Replacement Value $86,500 $56,000
Insurance Premium based on Replacement Value $850 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $10,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Laredo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceChubb Group of InsuranceGEICO Insurance
Monthly Premium 78118124
Year Built 198120011990
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$175000-$200000$250000-$300000
Deductible $5000 to $10,000 Deductible$500 Deductible$5000 to $10,000 Deductible

Laredo, TX Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Tanquecitos South Acres II CDP, Texas $120 $160 $240
Tanquecitos South Acres CDP, Texas $122 $163 $244
San Carlos I CDP, Texas $123 $163 $245

Sample Home Insurance Rates for Laredo, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 170,000 Asphalt Shingles Roof 2,420 4 $1000-$2500 Deductible 1230 10 Wood siding yes
1983 175,000 Asphalt Shingles Roof 2,000 4 $5000 to $10,000 Deductible 420 6 Fiber-Cement Siding yes
1981 110,000 Slate Shingles Roof 1,670 4 $1000-$2500 Deductible 500 6 Fiber-Cement Siding yes
2001 155,000 Shingles Roof 2,290 5 $1000-$2500 Deductible 660 8 Stucco siding No
1998 145,000 Asphalt Shingles Roof 2,410 5 $2500-$5000 Deductible 260 3 Wood siding yes
1981 145,000 Shingles Roof 1,620 4 $500 Deductible 270 2 Vinyl siding No
1997 135,000 Tile Roof 1,970 4 $500- $1000 Deductible 180 2 Stucco siding yes