How Much Does Laramie, WY Home Insurance Cost?
Laramie, WY Average Homeowners Insurance Cost
$1,112
Homeowners Insurance Cost - Laramie, WY
$221,200
Median Home Value - Laramie, WY
Laramie, WY Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$13.34 | $1,098.66 |
| $1000 Deductible | -$118.09 | $993.91 |
| $1500 Deductible | -$176.36 | $935.64 |
| $2000 Deductible | -$262.65 | $849.35 |
| $2500 Deductible | -$313.58 | $798.42 |
Laramie, WY Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$311 | $801 |
| 30 year old | +$17 | $1,129 |
| 40 year old | +$29 | $1,141 |
| 50 year old | +$42 | $1,154 |
| Above 50 year old | +$53 | $1,165 |
Laramie, WY Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$111 | $1,001 |
| Superior | -$100 | $1,012 |
| Masonry | -$56 | $1,056 |
| Brick | -$56 | $1,056 |
| Hail Resistant Roof | -$33 | $1,079 |
Laramie, WY Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$22 | $1,134 |
| Swimming Pool With A Diving Board | +$56 | $1,168 |
| Swimming Pool With Slide | +$67 | $1,179 |
Laramie, WY Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $33 | $1,079 |
| Police Department | $11 | $1,101 |
Laramie, WY Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$467.04 | $1,579 |
| Filing a Second Liability Claim | +$422.56 | $1,535 |
| Filing a Second Theft Claim | +$422.56 | $1,535 |
| Filing a Second Water Claim | +$366.96 | $1,479 |
| Filing a Fire Claim | +$222.4 | $1,334 |
| Filing a Liability Claim | +$211.28 | $1,323 |
| Filing a Theft Claim | +$211.28 | $1,323 |
| Filing a Water Claim | +$177.92 | $1,290 |
| Filing a Weather Claim | +$177.92 | $1,290 |