How To Make Your Laramie, WY Home Insurance Cheaper
Laramie, WY, homeowners insurance is about $1112. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Laramie, WY Home Insurance Rates with the Albany County Average
| Place | Albany County Average: $1,115.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Laramie, WY | $1,112.0 | -3.0 | 0.00 | 34,143 | 221,200 |
Cost of Laramie, WY Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Albany County | 223,000 | 8,923 | $1,115 |
| Centennial | 217,300 | 133,830 | $1,106 |
| Red Feather Lakes | 228,600 | 53,892 | $1,298 |
| Livermore | 291,200 | 16,784 | $1,449 |
Homeowners Insurance Comparison for the Cheapest Premiums in Laramie, WY
| The Hartford | Amica Mutual Insurance | Westfield Insurance | |
| Median Home Value ($) | 221,200 | 221,200 | 221,200 |
| Age of Home | Newly Constructed Home | Above Year 50 | Year 40 Old |
| Home Coverage ($) | $1500,000 -$2000,000 | $1000,000 -$1499,999 | $500,000 -$749,999 |
| Total Premium ($) | $3,482.0 | $5,254.9 | $3,804.1 |
Cost of Laramie, WY Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| MAPFRE Insurance | 1000 | $150,000-$174,999 | 658.3 |
| Horace Mann Educators Corporation | 1500 | $100,000-$124,999 | 527.4 |
| Travelers | 2500 | $400,000-$499,999 | 1,813.4 |
| Progressive | 1500 | $300,000-$399,999 | 1,777.3 |
| Amica Mutual Insurance | 1000 | $100,000-$124,999 | 545.0 |
| Allstate | 1500 | $500,000-$749,999 | 2,837.0 |
| Safeco Insurance | 2000 | $1000,000-$1499,999 | 3,366.4 |
| Encompass Insurance | 2500 | $175,000-$199,999 | 625.3 |
| American National Property and Casualty Company | 1000 | $500,000-$749,999 | 2,998.2 |
| The Hartford | 1500 | $750,000-$999,999 | 3,280.3 |