Laramie, WY homeowners insurance is roughly $629 to $854, about $52-$71/month. Our thorough analysis indicates shoppers can save upto $296 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Home Insurance Company Near Laramie, WY | Homeowners Insurance Agency Near Laramie, WY | Address |
---|---|---|
Farmers | Andrea Andi Senior | 2523 E Garfield St Ste E, Laramie, WY, 82070 |
Allstate | Burns Insurance Agency Inc | 237 Storey Blvd Ste 200, Cheyenne, WY, 82009 |
State Farm | Jay Poulignot | 3348 Ridge Rd, Cheyenne, WY, 82001-1734 |
State Farm | Scott Mcfarland | 3131 E Grand Avenue, Laramie, WY, 82070-5140 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
South Albany CCD, Albany County, Wyoming | $97 | $129 | $193 |
East Albany CCD, Albany County, Wyoming | $115 | $153 | $230 |
Albany County, Wyoming | $93 | $123 | $185 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Laramie, WY | 4.2% | 15.0% |
South Albany | 4.93% | 17.5% |
Albany County | 4.24% | 15.21% |
Centennial | 7.11% | 23.14% |
Laramie Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
$200 to $299 | 140 | 2.0% | $791 |
$300 to $499 | 1,167 | 16.0% | $1241 |
$500 to $749 | 2,442 | 35.0% | $1916 |
$750 to $999 | 1,796 | 26.0% | $2666 |
$1,000 to $1,499 | 941 | 13.0% | $3791 |
$1,500 or more | 391 | 5.0% | $5441 |
Streets in Laramie Area | Homeowners Insurance Cost |
---|---|
Canyon Ct, Gibbs Rd, S Overland Rd, S 30th St, Co Rd 35, S Ashley St, S Aspen Ln, Downey St, S Short Pl, Mountain Valley Dr | $751 |
Riverside Dr, W Garfield St, Inca Dr, Sherman Hill Rd, E Reynolds St, S Johnson St, Clark St, S Shetland Dr, S 26th St, Fraternity Row | $704 |
North Dakota Dr, S 24th St, Piper Rd, W Kennedy Ave, Steele St, E Bradley St, S 1st St, Shield St, River Ranch Rd, Howell Rd | $757 |
Skyline Rd, S Hodgeman St, B St, W Polk St, Sweetwater Dr, Fox Kit Rd, E Sherman Hill Rd, W Komart Dr, N Taylor St, Moulton Rd | $756 |
W Sheridan St, N Superior Ct, Howe Rd, N Lincoln St, S Stuart St, Pfe Rd, W Monroe St, N Adams St, Vista Dr, West St | $727 |
Place | Savings For Senior Occupied Homes |
---|---|
Laramie | $110 to $113 |
South Albany | $115 |
East Albany | $138 |
Albany County | $111 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $1,300 | $3,300 |
Yearly Laramie Homeowner Insurance Premium Example | $1,200 | $800 |
Out of Pocket Expense During Claim | $1,300 | $3,300 |
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $9,700 | $8,900 |
Net Savings to Laramie Home Owner from High Deductible Plan | $800 |
Scenario | Laramie, WY Home Replacement Value MORE than Home Value | Laramie, WY Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $102,000 | $75,000 |
Insurance Premium based on Replacement Value | $600 | $425 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $10,000 | Risk Exposure from Under Insuring Coverage is $17,000 |
Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $75/year |
Insurance Company | State Farm | Farmers Insurance | Allstate |
Monthly Premium | 115 | 23 | 114 |
Year Built | 1949 | 2014 | 1981 |
Home Details | 4 Beds, 2 Baths | 2 Beds, 1 Baths | 5 Beds, 1 Baths |
Coverage Amount | $300000-$350000 | $75000-$100000 | $250000-$300000 |
Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |