Laramie Insurance Rates:

Laramie, WY homeowners insurance is roughly $629 to $854, about $52-$71/month. Our thorough analysis indicates shoppers can save upto $296 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Laramie, WY: Customer-Reviewed Options

Top Home Insurance Agents Near Laramie, WY

Home Insurance Company Near Laramie, WY Homeowners Insurance Agency Near Laramie, WY Address
Farmers Andrea Andi Senior 2523 E Garfield St Ste E, Laramie, WY, 82070
Allstate Burns Insurance Agency Inc 237 Storey Blvd Ste 200, Cheyenne, WY, 82009
State Farm Jay Poulignot 3348 Ridge Rd, Cheyenne, WY, 82001-1734
State Farm Scott Mcfarland 3131 E Grand Avenue, Laramie, WY, 82070-5140

Laramie, WY Home Insurance Agents for Top Companies


Laramie, WY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Albany CCD, Albany County, Wyoming $97 $129 $193
East Albany CCD, Albany County, Wyoming $115 $153 $230
Albany County, Wyoming $93 $123 $185


Laramie, WY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Laramie, WY4.2%15.0%
South Albany4.93%17.5%
Albany County4.24%15.21%

Laramie Renters Insurance as a Percentage of Rent

Laramie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 140 2.0% $791
$300 to $499 1,167 16.0% $1241
$500 to $749 2,442 35.0% $1916
$750 to $999 1,796 26.0% $2666
$1,000 to $1,499 941 13.0% $3791
$1,500 or more 391 5.0% $5441

Cost Of Homeowners Insurance By Street Near Laramie, WY

Streets in Laramie Area Homeowners Insurance Cost
Canyon Ct, Gibbs Rd, S Overland Rd, S 30th St, Co Rd 35, S Ashley St, S Aspen Ln, Downey St, S Short Pl, Mountain Valley Dr$751
Riverside Dr, W Garfield St, Inca Dr, Sherman Hill Rd, E Reynolds St, S Johnson St, Clark St, S Shetland Dr, S 26th St, Fraternity Row$704
North Dakota Dr, S 24th St, Piper Rd, W Kennedy Ave, Steele St, E Bradley St, S 1st St, Shield St, River Ranch Rd, Howell Rd$757
Skyline Rd, S Hodgeman St, B St, W Polk St, Sweetwater Dr, Fox Kit Rd, E Sherman Hill Rd, W Komart Dr, N Taylor St, Moulton Rd$756
W Sheridan St, N Superior Ct, Howe Rd, N Lincoln St, S Stuart St, Pfe Rd, W Monroe St, N Adams St, Vista Dr, West St$727

Laramie, WY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Laramie$110 to $113
South Albany$115
East Albany$138
Albany County$111

Laramie, WY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Laramie Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,700$8,900
Net Savings to Laramie Home Owner from High Deductible Plan $800


Laramie, WY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Laramie, WY Home Replacement Value MORE than Home Value Laramie, WY Home Replacement Value LESS than Home Value
Replacement Value $102,000 $75,000
Insurance Premium based on Replacement Value $600 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year


Example Laramie Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceAllstate
Monthly Premium 11523114
Year Built 194920141981
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$75000-$100000$250000-$300000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible