Lansing Insurance Rates:

Lansing, NY homeowners insurance is about $514 to $703, about $42-$58/month. Our comprehensive guide indicates shoppers can save upto $243 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lansing, NY Homeowners Insurance By Home Value

Lansing, NY Home Value Total Homes % of Total Average Lansing, NY Homeowners Insurance
Less than $50,000 32 1.0% $66
$60,000 to $69,999 30 1.0% $188
$70,000 to $79,999 50 2.0% $213
$80,000 to $89,999 85 3.0% $243
$90,000 to $99,999 28 1.0% $274
$100,000 to $124,999 319 13.0% $316
$125,000 to $149,999 168 7.0% $395
$150,000 to $174,999 357 15.0% $468
$175,000 to $199,999 259 11.0% $542
$200,000 to $249,999 342 14.0% $651
$250,000 to $299,999 216 9.0% $797
$300,000 to $399,999 468 19.0% $1017

Top Home Insurance Agents Near Lansing, NY

Home Insurance Company Near Lansing, NY Homeowners Insurance Agency Near Lansing, NY Address
Liberty Mutual Cynthia Payne 5320 West Genesee Street Ste 2, Camillus, NY, 13031
Travelers Empower Associated Services Inc 523 Erie Blvd W, Syracuse, NY, 13204
Allstate Karen Lee Persse 128 W Manlius St, East Syracuse, NY, 13057
Travelers Stateline Insurance Services 891 PENNSYLVANIA AVE STE 2, LITTLE MEADOWS, PA, 18830
Travelers Upstate Factors Insurance Inc 774 STATE FAIR BLVD, SYRACUSE, NY, 13209

Cost Of Homeowners Insurance By Street Near Lansing, NY

Streets in Lansing Area Homeowners Insurance Cost
Leslie Ln, Saint Catherines Cir, Rose Hill Rd, Ludlow Rd, Ridge Rd, Park Ln, Wedgewood Dr, Maple Ave, Muriel St, E Upland Rd$600
Iroquois Pl, Roat St, Sunset Dr, Decamp Rd, Westbourne Ln, Orchard St, Ross Rd, Lake Ridge Rd, Co Rd 150, W Upland Rd$600
Smugglers Path, Kelvin Pl, Siena Dr, Waterview Cir, Thornwood Dr, Cayuga Hills Rd, Tyler Rd, Pleasant Grove Rd, Co Rd 182, Lansing Genoa Townline Rd$625
Christopher Ln, Lake Shore Rd, Farrell Rd, Reach Run, Jessup Rd, Searles Rd Exd, Triphammer Rd, Highgate Rd, Cayuga Heights Rd, Co Rd 178$634
Sapsucker Woods Rd, Brickyard Hill Rd, W Remington Rd, Cayuga Park Cir, Old Meyers Rd, White Park Pl, Edgecliff Pl, Bolton Point Rd, Sobers Rd, Burdick Hill Rd$636

Lansing, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lansing$90 to $93
Ulysses$91
Genoa$88
Trumansburg$90

Lansing, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ulysses town, Tompkins County, New York $91 $121 $182
Genoa town, Cayuga County, New York $89 $118 $177
Northwest Ithaca CDP, New York $92 $122 $183

Lansing, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lansing, NY2.9%7.8%
Ulysses3.32%6.36%
Genoa4.02%9.87%
Northwest Ithaca3.34%7.99%

Lansing Renters Insurance as a Percentage of Rent

Lansing Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 74 3.0% $1239
$500 to $749 302 16.0% $1914
$750 to $999 473 25.0% $2664
$1,000 to $1,499 832 44.0% $3789
$1,500 or more 191 10.0% $5439

Lansing, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Lansing Homeowner Insurance Premium Example $2,200$1,600
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $16,300$15,100
Net Savings to Lansing Home Owner from High Deductible Plan $1,200

Lansing, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lansing, NY Home Replacement Value MORE than Home Value Lansing, NY Home Replacement Value LESS than Home Value
Replacement Value $309,500 $228,500
Insurance Premium based on Replacement Value $3,350 $2,475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,500 Risk Exposure from Under Insuring Coverage is $40,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $425/year

Example Lansing Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateErie Insurance
Monthly Premium 139223157
Year Built 199420031971
Home Details 5 Beds, 2 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$400000-$500000$200000-$250000
Deductible $2500-$5000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Lansing, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 455,000 Metal Roof 3,980 5 > $10,000 Deductible 820 4 Stone Siding yes
1979 170,000 Membrane Roof 1,340 3 $500- $1000 Deductible 900 8 Stucco siding yes
2004 530,000 Asphalt Shingles Roof 4,490 5 $5000 to $10,000 Deductible 1530 7 Fiber-Cement Siding No
1990 285,000 Composition Roof 2,180 5 $1000-$2500 Deductible 1400 10 Brick siding No
1979 340,000 Metal Roof 3,150 4 $2500-$5000 Deductible 1270 7 Stucco siding No
1987 330,000 Membrane Roof 2,880 4 $500- $1000 Deductible 1420 6 Brick siding yes
1992 260,000 Wood Shake Roof 2,400 4 $500 Deductible 2310 10 Stone Siding No
1992 160,000 Metal Roof 1,690 4 $500- $1000 Deductible 1370 10 Stucco siding No
1976 210,000 Membrane Roof 1,660 4 > $10,000 Deductible 670 7 Brick siding yes
1979 265,000 Composition Roof 2,220 5 $2500-$5000 Deductible 2230 12 Wood siding yes
1980 330,000 Slate Shingles Roof 2,540 4 $1000-$2500 Deductible 1080 5 Fiber-Cement Siding yes
1943 190,000 Composition Roof 1,490 2 $1000-$2500 Deductible 110 1 Stucco siding yes
1992 640,000 Membrane Roof 4,940 5 $1000-$2500 Deductible 3650 12 Fiber-Cement Siding yes
1974 220,000 Asphalt Shingles Roof 2,000 4 $500- $1000 Deductible 790 4 Stucco siding yes
1949 250,000 Composition Roof 1,970 3 $500 Deductible 830 3 Wood siding yes
1941 300,000 Slate Shingles Roof 2,440 4 $500- $1000 Deductible 1350 5 Fiber-Cement Siding yes
1992 235,000 Asphalt Shingles Roof 1,820 3 $1000-$2500 Deductible 1960 12 Wood siding No
2004 210,000 Metal Roof 1,750 2 $2500-$5000 Deductible 150 1 Stone Siding yes
1995 475,000 Metal Roof 4,760 5 $5000 to $10,000 Deductible 3790 12 Wood siding No
1986 125,000 Tile Roof 1,320 3 $500- $1000 Deductible 370 5 Vinyl siding No
1948 225,000 Asphalt Shingles Roof 2,160 3 $500 Deductible 380 2 Vinyl siding yes
1949 185,000 Shingles Roof 1,660 3 $500 Deductible 750 5 Stone Siding No
1978 370,000 Shingles Roof 2,830 4 $2500-$5000 Deductible 220 1 Wood siding No
1990 275,000 Slate Shingles Roof 2,530 5 $500 Deductible 2400 8 Brick siding No
1987 495,000 Wood Shake Roof 4,480 5 $1000-$2500 Deductible 350 1 Wood siding yes
1948 220,000 Asphalt Shingles Roof 2,240 4 $2500-$5000 Deductible 610 6 Fiber-Cement Siding yes
1974 305,000 Wood Shake Roof 2,270 3 $5000 to $10,000 Deductible 1060 7 Brick siding yes
1974 105,000 Metal Roof 1,010 2 $500 Deductible 350 5 Stucco siding yes
1988 590,000 Slate Shingles Roof 4,940 5 $500- $1000 Deductible 830 2 Wood siding yes
1947 175,000 Composition Roof 1,420 3 $2500-$5000 Deductible 340 3 Stone Siding yes
1990 355,000 Asphalt Shingles Roof 3,090 5 $1000-$2500 Deductible 220 1 Stucco siding No
2007 555,000 Asphalt Shingles Roof 4,580 5 $500 Deductible 4530 10 Stone Siding No
1995 195,000 Composition Roof 1,540 2 $1000-$2500 Deductible 380 3 Wood siding yes
2000 415,000 Wood Shake Roof 3,240 5 $500- $1000 Deductible 1910 5 Stucco siding No