Lansing Insurance Rates:

Lansing, MI homeowners insurance is approximately $616 to $834, about $51-$69/month. Our extensive research shows customers can save upto $290 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
As noted Geico has the lowest premiums and deductibles compared to others who I have checked. Others are not even close for price. I give them a 5.
State Farm
Statefarm provides a comprehensive coverage on our homes that covers weather damage. if we have hailstorms or snow damage, state farm will cover it and we feel more secure with it.
Nationwide
I do not like having to call into a call center to speak to an agent. i sometimes feel like i know more about what i am talking about than they do.
Allstate
Allstate always provides a better service as per requirement to me and my family. it is the best insurance provider
State Farm
I don't like how lately my billing has been very messed up. They were charging me monthly for an already paid in full policy.
State Farm
They've always been very easy to contact and I've been able to communicate my needs easily with them.
Nationwide
I feel my premium is very satisfactory and acceptable to pay. There are many places that charge so much more for so little coverage and it is sad so I am lucky to have what I have
Foremost
I'm satisfied because they provide the lowest rate with the same features and coverage as other companies.
Foremost Insurance
They requested I remove a couple of trees from around my house
Progressive
I find the website is very easy to use and navigate through. The summary highlights amounts and also gives the option to determine if you have adequate coverage. I like that the amounts are in large bold print.
Allstate
Easy to request a claim with a 1-800 number. The whole issue can be resolved in one call with the company handling everything.
Auto Owners Insurance
I was dismayed when the adjuster wouldn't let us claim the most recent water damage, but perhaps it was because this wasn't the first time we've had problems since living here. I would think they would want to help us out anyway, but I'm not certain about the fine details of such things so I have to assume they had their reasoning for doing so. I suppose prices could come down a bit as well. They're always going up. We've paid far more into it than we've ever gotten out of it.
State Farm
I feel they give us the best products out there for the money. The agents and CSRs are wonderful to work with and very knowledgeable. If they don't have the answer, they get it for you, that's what I like the most about the company. I also believe their pricing is very competitive but fair.
The Hartford
pretty well covered above low price good coverage and the added breakdown insurance was a winner
State Farm
I like my agent, the office staff, and I am satisfied with my previous experiences.
Nationwide
I would defintiely recommend that a person at least get a quote from this company to see if it fits their needs
State Farm
I suppose I'd recommend it for it's seamlessness and ease of use. I don't have to dwell too much on the small stuff or any one particular part of this overall hassle.
Geico
I would recommend it because of cheap rates. From the other side, it is very convenient because of its online access 24/7
The Hartford
My insurance company insured my house for the amount of insurance that I wanted. The age of my house other insurance companies won't insure it but for a certain amount.
Allstate
I would have to say it is a combination of things. Our Allstate representative is outstanding, the coverage is excellent and the claim process is fair and rapid.
Allstate
Since we have had no issues or claims, I can not say how I feel about their claims, but as far as their services, we are satisfied.

Lansing, MI Homeowners Insurance By Home Value

Lansing, MI Home Value Total Homes % of Total Average Lansing, MI Homeowners Insurance
Less than $50,000 4,006 15.0% $195
$50,000 to $59,999 1,398 5.0% $420
$60,000 to $69,999 2,393 9.0% $522
$70,000 to $79,999 2,460 9.0% $601
$80,000 to $89,999 2,962 11.0% $681
$90,000 to $99,999 2,850 10.0% $761
$100,000 to $124,999 4,801 18.0% $884
$125,000 to $149,999 2,608 9.0% $1102
$150,000 to $174,999 1,328 5.0% $1305
$175,000 to $199,999 746 2.0% $1508
$200,000 to $249,999 426 1.0% $1812

Top Home Insurance Agents Near Lansing, MI

Home Insurance Company Near Lansing, MI Homeowners Insurance Agency Near Lansing, MI Address
NA The Stark Agency, Inc 431 N Clippert, Lansing, MI, 48912
NA Cadwallader Lord Hahn Incorporated 200 West Exchange Street, Owosso, MI, 48867
NA Robin Chase Insurance Agency 2666 Jordan Lake St , Lake Odessa, MI, 48849
NA W J Phillips, Inc. 6045 Corunna Rd. , Flint, MI, 48532
Liberty Mutual Independent Michael Kirgis/A Ins Assoc 340 LOVELL ST, IONIA, MI, 48846

Lansing, MI Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Lansing, MI

Streets in Lansing Area Homeowners Insurance Cost
Centennial Way, Bridgeport Dr, Ravenna Trl, Williams Rd, Wildon Way W, Barretta Way, Portman Pl, Heathgate Dr, Ambassador Ave, Wellington Dr$716
Sweetgrass Ln, Millett Hwy, Guinea, Blue Lagoon Dr, I- 69, Brickand Dr, Old Farm Ln, Arbor Vitae Dr, Vernon Dr, Rockingham Dr$735
Hibiscus Ln, Pine Ridge Dr, River Cove Dr, Killarney Ct, Bobsyl Ln, Creekside Dr, Hart Hwy, Thornapple Ln, Jimson Dr, Madonna Dr$776
Chellmar Dr, Truxton Ln, Ballinalee Ln, Echo Ln, W Mt Hope Ave, Westshire St, S Arlington Dr, Barnett Cir, Chubby Dr, Hidden Pond Dr$753
Glen Terra Dr, Vicksburg Dr, Vermillion, Apple Blossom Ln, Cornerstone Dr, Woodlane Dr, W Greenfield Rd, Prestwick Dr, Legend Woods Dr, Newberry Dr$782
Countryside Dr, Royal Cove Dr, Kelly Ln, Yellowstone Ln, Saxon Dr, Courtland Dr, Williamsburg Rd, Westhill Dr, Huckleberry Ln, E Mount Hope Hwy$780
Central Cir, Ryder Rd, Dove Ln, Burt Hwy, Marketplace Blvd, Lanac St, Ellstone Cir, Audrey Ln, Pebble Pl, Doe Pass$772
Centerline Dr, Wild Spirit Dr, Steeplechase Way, Roaring Brook Cir, Gold Fields Dr, Jordan Ct, Bridge Hwy, Old Castle Cir, Ember Glen Pass, Woodbridge Dr$772
Hartland Dr, Bittersweet Ln, Firwood St, Gettysburg Dr, Delta Market Dr, N River Hwy, Pares Rd, E Libbie Dr, Merryman Way, Wheatdale Ln$773
Meade Dr, Seaway Dr, Rockbridge Rd, Municipal Way, Teller Trl, Sandpiper Ln, Dickson Rd, Hearthstone Rd, Coneflower Ct, Granger Dr$774

Lansing, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lansing$108 to $110
Lansing charter$110
Waverly$114
East Lansing$117

Lansing, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lansing charter township, Ingham County, Michigan $92 $123 $184
Edgemont Park CDP, Michigan $92 $123 $184
Waverly CDP, Michigan $95 $127 $190

Lansing, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lansing, MI5.5%13.6%
Lansing charter5.31%13.79%
Edgemont Park5.2%13.22%
Waverly4.41%12.03%

Lansing Renters Insurance as a Percentage of Rent

Lansing Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 647 3.0% $361
$200 to $299 856 4.0% $811
$300 to $499 2,247 10.0% $1261
$500 to $749 8,485 40.0% $1936
$750 to $999 5,449 25.0% $2686
$1,000 to $1,499 3,016 14.0% $3811
$1,500 or more 403 1.0% $5461

Lansing, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Lansing Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,900$5,300
Net Savings to Lansing Home Owner from High Deductible Plan $600

Lansing, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lansing, MI Home Replacement Value MORE than Home Value Lansing, MI Home Replacement Value LESS than Home Value
Replacement Value $132,000 $87,000
Insurance Premium based on Replacement Value $750 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year

Example Lansing Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualState Farm
Monthly Premium 395179
Year Built 198519501944
Home Details 3 Beds, 2 Baths5 Beds, 4 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$200000-$250000$150000-$175000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Lansing, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 85,000 Composition Roof 1,260 3 $1000-$2500 Deductible 130 4 Stucco siding yes
1981 105,000 Tile Roof 1,560 5 $500 Deductible 400 10 Stone Siding yes
1952 155,000 Asphalt Shingles Roof 2,010 3 $2500-$5000 Deductible 350 7 Vinyl siding No
1949 110,000 Metal Roof 1,650 3 $500 Deductible 160 5 Brick siding No
1988 115,000 Composition Roof 1,930 4 $2500-$5000 Deductible 180 5 Stone Siding yes
1943 100,000 Membrane Roof 1,420 2 $500- $1000 Deductible 40 1 Fiber-Cement Siding No
1948 155,000 Membrane Roof 2,030 4 $500 Deductible 450 6 Stucco siding yes
1973 115,000 Wood Shake Roof 1,510 2 $1000-$2500 Deductible 110 3 Brick siding No
1959 210,000 Asphalt Shingles Roof 2,700 4 $500- $1000 Deductible 670 7 Stucco siding No
1956 115,000 Slate Shingles Roof 1,740 4 $500- $1000 Deductible 340 7 Fiber-Cement Siding No
1963 120,000 Asphalt Shingles Roof 1,860 3 $500- $1000 Deductible 250 6 Stucco siding No
1984 135,000 Wood Shake Roof 2,100 4 $500- $1000 Deductible 110 3 Vinyl siding yes
1971 170,000 Shingles Roof 2,810 4 $500- $1000 Deductible 460 7 Stucco siding No
1942 130,000 Membrane Roof 2,260 5 $1000-$2500 Deductible 50 1 Stone Siding yes
1955 325,000 Metal Roof 4,410 5 > $10,000 Deductible 670 10 Stone Siding yes
1948 75,000 Tile Roof 1,110 2 $500 Deductible 170 4 Brick siding yes
1983 260,000 Composition Roof 3,610 5 > $10,000 Deductible 440 8 Stucco siding No
1958 85,000 Membrane Roof 1,350 2 $1000-$2500 Deductible 110 6 Stucco siding No
1954 105,000 Shingles Roof 1,520 3 $2500-$5000 Deductible 120 4 Brick siding yes
1960 160,000 Slate Shingles Roof 2,210 5 $500- $1000 Deductible 860 12 Stone Siding yes
1967 125,000 Composition Roof 2,090 4 $1000-$2500 Deductible 350 8 Stucco siding No
1989 130,000 Slate Shingles Roof 2,300 3 $2500-$5000 Deductible 320 9 Fiber-Cement Siding No
1951 135,000 Tile Roof 1,920 3 $2500-$5000 Deductible 460 8 Vinyl siding yes
1984 75,000 Asphalt Shingles Roof 1,120 2 $2500-$5000 Deductible 20 1 Wood siding yes
1961 85,000 Metal Roof 1,600 3 $2500-$5000 Deductible 40 1 Brick siding No
1975 105,000 Asphalt Shingles Roof 1,670 3 $500 Deductible 40 1 Wood siding No
1944 170,000 Asphalt Shingles Roof 2,210 3 $1000-$2500 Deductible 370 6 Stone Siding No
1967 315,000 Asphalt Shingles Roof 4,710 5 $500 Deductible 260 2 Stone Siding yes
1970 110,000 Tile Roof 1,490 2 $500- $1000 Deductible 220 8 Wood siding yes

Find Visual Guide for Lansing, MI Home Insurance Buyers on Insurance Companies and Rates