Lansing Insurance Rates:

Lansing, IL homeowners insurance is approximately $639 to $867, about $53-$72/month. Our exhaustive research indicates shoppers can save as much as $301 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
My deductible is very high for my home insurance now in return for keeping the same premium since there have been adjustments.
Goodville Mutual
They covered a nice hotel for us to stay in while our home was being renovated. they were very responsive to our needs.
American Family
One thing about insurance and not just my insurance company but all of them. they tend to be stingy. it's not even the agent it's the adjusters. when you go thru a loss for example a fire you want extra just for your troubles but no. it's pretty cut and dry
Geico
The company is fair and competitive. The rates have been fine and the communication is effective.
Aaa
It is visually appealing and user-friendly. I can easily log in to view my policy details and agreement
Amica Mutual Insurance
The customer service is great. They were even proactive with sending us emails/mail after the recent hurricanes in the area, with info on how to easily and quickly submit a claim if we had damage from the hurricanes.
All State
Grecia, the representative I always talk to is incredibly helpful. She always talks about her daily life as well and tries to give us discounts whenever she cans. For this reason, I feel comfortable with her. She seems like an actual person instead of a call line on the phone.

Lansing, IL Homeowners Insurance By Home Value

Lansing, IL Home Value Total Homes % of Total Average Lansing, IL Homeowners Insurance
Less than $50,000 375 4.0% $128
$50,000 to $59,999 91 1.0% $271
$60,000 to $69,999 150 1.0% $338
$70,000 to $79,999 319 3.0% $391
$80,000 to $89,999 290 3.0% $444
$90,000 to $99,999 427 5.0% $496
$100,000 to $124,999 1,284 15.0% $572
$125,000 to $149,999 1,702 20.0% $715
$150,000 to $174,999 1,390 16.0% $850
$175,000 to $199,999 665 8.0% $978
$200,000 to $249,999 1,156 13.0% $1182
$250,000 to $299,999 291 3.0% $1438
$300,000 to $399,999 157 1.0% $1829

Top Home Insurance Agents Near Lansing, IL

Home Insurance Company Near Lansing, IL Homeowners Insurance Agency Near Lansing, IL Address
Travelers Concklin Insurance Agency 240 S WESTMORE AVE, LOMBARD, IL, 60148
Travelers Deane H Tank Inc 1750 N WASHINGTON ST STE 128, NAPERVILLE, IL, 60563
Allstate Jack Hallberg Sr. 6803 S Pulaski Rd, Chicago, IL, 60629
Allstate Jose Chavez 949 Garfield St, Oak Park, IL, 60304
State Farm Nicolette Jelen 10710 31st St, Westchester, IL, 60154-5111

Cost Of Homeowners Insurance By Street Near Lansing, IL

Streets in Lansing Area Homeowners Insurance Cost
Savoy Ln, 185th Ct, Jeffrey Ave, Monterey Ave, Surf Ct, 191st St, 201st Pl, Bernice Rd, Yates St, 188th Pl$733
Lange St, Illi Indy Dr, 184th Pl, Olde Farm Rd, Violet Ave, Deborah Ln, Robin, 198th Pl, 200th St, E Glenwood Dyer Rd$769
Woodale St, Colleen Dr, Todd Ter, Glen Ter, Miller Dr, Glen Oak Ave, Ambry Cir, Michelle Dr, Kettle Ct, Schultz Dr$747
187th Ct, Eastwood Dr, E 169th Pl, Forest Ct, S Schultz Dr, Erika Ct, Glenoak Ave, Cedar Glen Dr, Bernadine St, Tyler Dr$767
Chesson St, E Salem Ct, 169th Pl, Bernadine St, Joy Ln, 200th Pl, Ellen Dr, 188th Pl, 189th Pl, Holiday Ter$768

Lansing, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lansing$112 to $115
Calumet City$111
Munster$130
Lynwood$113

Lansing, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Calumet City city, Illinois $111 $148 $222
Munster town, Indiana $130 $173 $260
Lynwood village, Illinois $113 $151 $227

Lansing, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lansing, IL4.2%11.7%
Calumet City4.1%12.46%
Munster4.61%13.13%
Lynwood3.46%9.82%

Lansing Renters Insurance as a Percentage of Rent

Lansing Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 45 1.0% $343
$300 to $499 62 2.0% $1243
$500 to $749 519 18.0% $1918
$750 to $999 1,379 48.0% $2668
$1,000 to $1,499 597 20.0% $3793
$1,500 or more 254 8.0% $5443

Lansing, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Lansing Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,400
Net Savings to Lansing Home Owner from High Deductible Plan $600

Lansing, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lansing, IL Home Replacement Value MORE than Home Value Lansing, IL Home Replacement Value LESS than Home Value
Replacement Value $150,500 $83,500
Insurance Premium based on Replacement Value $850 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Lansing Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualState Farm
Monthly Premium 37119110
Year Built 196219711983
Home Details 2 Beds, 1 Baths5 Beds, 4 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$300000-$350000$200000-$250000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Lansing, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 110,000 Asphalt Shingles Roof 1,180 2 $500- $1000 Deductible 190 4 Wood siding No
1971 225,000 Wood Shake Roof 2,120 4 $2500-$5000 Deductible 450 7 Brick siding yes
1966 135,000 Tile Roof 1,370 2 $500 Deductible 500 7 Stone Siding yes
1984 135,000 Shingles Roof 1,660 2 $500 Deductible 680 12 Wood siding No
1983 170,000 Asphalt Shingles Roof 1,660 2 $500 Deductible 440 6 Vinyl siding yes
1982 140,000 Composition Roof 1,620 3 $500- $1000 Deductible 180 3 Wood siding yes
1980 95,000 Composition Roof 1,020 2 $1000-$2500 Deductible 60 2 Stone Siding No
1987 275,000 Asphalt Shingles Roof 2,770 4 $500- $1000 Deductible 1310 9 Brick siding No
1985 175,000 Tile Roof 2,330 4 $5000 to $10,000 Deductible 180 4 Fiber-Cement Siding yes
1976 175,000 Slate Shingles Roof 1,750 5 $5000 to $10,000 Deductible 260 6 Stone Siding yes
1980 115,000 Tile Roof 1,550 5 $500- $1000 Deductible 320 7 Brick siding No
1989 145,000 Tile Roof 1,470 3 $500 Deductible 140 2 Brick siding yes
1982 370,000 Composition Roof 4,850 5 $2500-$5000 Deductible 820 8 Stone Siding yes
1964 200,000 Slate Shingles Roof 2,650 4 $5000 to $10,000 Deductible 500 9 Stone Siding yes
1962 260,000 Shingles Roof 3,070 4 $500 Deductible 630 6 Fiber-Cement Siding yes
1965 155,000 Asphalt Shingles Roof 1,660 2 $500 Deductible 800 12 Vinyl siding No
1960 305,000 Membrane Roof 3,990 5 $500 Deductible 650 7 Fiber-Cement Siding No
1985 445,000 Tile Roof 4,600 5 $5000 to $10,000 Deductible 1030 7 Vinyl siding No
1961 245,000 Shingles Roof 2,580 4 $5000 to $10,000 Deductible 150 2 Fiber-Cement Siding yes
1986 340,000 Composition Roof 4,600 5 $500- $1000 Deductible 1670 12 Fiber-Cement Siding yes