Langley Park Insurance Rates:

Langley Park, MD homeowners insurance is nearly $585 to $798, about $48-$66/month. Our comprehensive guide shows customers can save as much as $276 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Westfield Insurance
Easy to deal with it cause don't necessary contact 1-800 to talk to customer service, only talk to a local agent who helps to take care of it.
State Farm
I do not like that the office hours are during the time that i work, but i do like that our agent is willing to work with us and make appointments outside of that time.
Allstate
What i like about my allstate policy is that the agent is very friendly and helpful whenever i have a question. he does seem to honestly look for potential cost savings for me, though it may not be the best for allstate financially.
State Farm
I am at level three satisfaction because while they have completed the claims with a fair enough dollar amount it hasn't always been without some level of annoyance and slower than I would like. They are nice at our local office and I know they are not going out of their way to be troublesome, I feel like they may also be waiting on the home office and that causes delays.
State Farm
They have been helpful to me especially in times of deciding to make a claim or not after a flood.
Usaa
I like that they have a very nice amount of coverage for the price it is. Even though the price is a little bit higher than I would like it to be.
Allstate
The AllState Insurance company is one of the most High in financial Strength and very good in customer satisfaction which help us to understand in better way.
Allstate
I find the website to be very user-friendly. I like that I have a personal account with all of my details including my agent's contact information.
State Farm
I would recommend State Farm because they've always been easy to deal with, they had good options and competitive prices, and they are everywhere.

Langley Park, MD Homeowners Insurance By Home Value

Langley Park, MD Home Value Total Homes % of Total Average Langley Park, MD Homeowners Insurance
$70,000 to $79,999 14 1.0% $221
$90,000 to $99,999 28 2.0% $283
$100,000 to $124,999 104 7.0% $332
$125,000 to $149,999 84 6.0% $415
$150,000 to $174,999 157 11.0% $491
$175,000 to $199,999 89 6.0% $560
$200,000 to $249,999 384 28.0% $678
$250,000 to $299,999 202 15.0% $830
$300,000 to $399,999 255 19.0% $1051

Top Home Insurance Agents Near Langley Park, MD

Home Insurance Company Near Langley Park, MD Homeowners Insurance Agency Near Langley Park, MD Address
Erie Buckler Insurance Agency Inc. 152 Post Office Road, Waldorf, MD, 20602
Allstate Greg Owens 1730 Rhode Island Ave NW, Washington, DC, 20036
State Farm John Woodworth 1521 Ritchie Hwy, Arnold, MD, 21012-2703
Travelers Service First Insurance Agency Inc 5306 Lee Hwy , Warrenton, VA, 20187
State Farm Sharon Godfrey 1311A Dolley Madison Blvd, McLean, VA, 22101-3975

Cost Of Homeowners Insurance By Street Near Langley Park, MD

Streets in Langley Park Area Homeowners Insurance Cost
Jasmine Ter, Hannon St, Kreeger Dr, Lebanon St, Delmont Ln, 19th Pl, 17th Ave, Drexel St, 11th Ave, Merrimac Dr$703
Elson St, Langley Way, Kanawha St, Laguna Rd, Tahona Dr, Keokee St, Fordham St, Lebanon St, Langley Way, Guilford Rd$698
15th Pl, 16th Pl, New Riggs Rd, 17th Pl, Merrimac Dr, 17th Ave, New Riggs Rd, Quinwood St, Avalon Pl, Sligo Pkwy$690
Jasmine Ter, Keokee St, 14th Pl, Langley Way, Erskine St, Tahona Dr, Chickasaw Dr, Kanawha St, Olson Rd, Merrimac Dr$693
University Blvd E, New Riggs Rd, Quebec Ter, Riggs Road Ct, Linden Ave, Piney Branch Rd, Edwards Pl, Crosby Rd, 12th Ave, Navahoe Dr$690

Langley Park, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Langley Park$103 to $106
Adelphi$104
Takoma Park$113
University Park$111

Langley Park, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Adelphi CDP, Maryland $87 $116 $174
Takoma Park city, Maryland $95 $126 $189
Chillum CDP, Maryland $87 $116 $174

Langley Park, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Langley Park, MD2.8%9.7%
Adelphi2.95%8.29%
Takoma Park2.46%7.9%
Chillum2.79%9.28%

Langley Park Renters Insurance as a Percentage of Rent

Langley Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 732 19.0% $2664
$1,000 to $1,499 2,648 70.0% $3789
$1,500 or more 306 8.0% $5439

Average Cost Of Home Insurance By Company In Areas Nearby Langley Park For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
360,000 500 Frame 25 Donegal Mutual Insurance Co. 1,351
460,000 1,000 Frame 10 Farmers Insurance Exchange 735
310,000 500 Frame 35 Garrison Property & Casualty Ins. Co. 1,668
360,000 500 Frame 25 Hartford Fire Insurance Co. 1,597
410,000 1,000 Masonry 15 Lm Insurance Corp. 1,355
310,000 500 Frame 35 Liberty Insurance Corp. 1,181
460,000 1,000 Frame 10 Liberty Insurance Corp. 1,335
460,000 1,000 Frame 10 Metropolitan Property And Casualty Ins. 2,299
310,000 500 Frame 35 State Auto Property & Casualty Ins. Co. 1,280
360,000 500 Frame 25 State Auto Property & Casualty Ins. Co. 1,220

Langley Park, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$4,300
Yearly Langley Park Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$1,300$4,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,100$17,600
Net Savings to Langley Park Home Owner from High Deductible Plan $500

Langley Park, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Langley Park, MD Home Replacement Value MORE than Home Value Langley Park, MD Home Replacement Value LESS than Home Value
Replacement Value $295,000 $166,500
Insurance Premium based on Replacement Value $1,475 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $71,500 Risk Exposure from Under Insuring Coverage is $57,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $375/year

Example Langley Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualGEICO Insurance
Monthly Premium 9311264
Year Built 195519761965
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $175000-$200000$200000-$250000$250000-$300000
Deductible $500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Langley Park, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 270,000 Asphalt Shingles Roof 1,920 4 > $10,000 Deductible 500 8 Brick siding yes
1963 165,000 Metal Roof 1,640 2 $500 Deductible 220 4 Vinyl siding No
1953 160,000 Metal Roof 1,550 3 $2500-$5000 Deductible 420 6 Wood siding yes
1979 295,000 Wood Shake Roof 2,320 4 $5000 to $10,000 Deductible 310 3 Stone Siding yes
1983 245,000 Asphalt Shingles Roof 2,290 3 $500 Deductible 160 2 Stone Siding yes
1955 165,000 Composition Roof 1,650 2 $500 Deductible 530 9 Vinyl siding No
1965 340,000 Tile Roof 2,360 4 $5000 to $10,000 Deductible 720 10 Brick siding yes
1980 230,000 Tile Roof 2,060 3 $2500-$5000 Deductible 70 1 Stone Siding yes
1986 260,000 Asphalt Shingles Roof 2,200 3 $500 Deductible 380 5 Fiber-Cement Siding yes
1972 100,000 Tile Roof 1,000 2 $500 Deductible 40 1 Vinyl siding yes
1957 150,000 Shingles Roof 1,240 3 $500- $1000 Deductible 280 8 Stucco siding yes
1963 150,000 Shingles Roof 1,350 2 $1000-$2500 Deductible 510 9 Stucco siding yes
1958 145,000 Tile Roof 1,000 2 $1000-$2500 Deductible 330 6 Stone Siding No
1985 310,000 Membrane Roof 2,170 4 > $10,000 Deductible 110 2 Fiber-Cement Siding No
1968 195,000 Composition Roof 1,780 3 $500 Deductible 80 1 Stone Siding No
1951 455,000 Slate Shingles Roof 3,110 4 $500 Deductible 1050 6 Wood siding No
1987 215,000 Shingles Roof 2,170 4 > $10,000 Deductible 600 10 Stone Siding No
1970 225,000 Membrane Roof 1,930 4 $2500-$5000 Deductible 660 9 Wood siding No
1956 185,000 Composition Roof 1,290 2 $5000 to $10,000 Deductible 360 7 Vinyl siding No
1976 185,000 Membrane Roof 1,520 2 $500- $1000 Deductible 540 8 Stucco siding No
1981 175,000 Asphalt Shingles Roof 1,420 3 $5000 to $10,000 Deductible 480 7 Vinyl siding yes
1952 110,000 Tile Roof 1,020 2 $500- $1000 Deductible 150 3 Wood siding No
1953 270,000 Tile Roof 2,470 4 $5000 to $10,000 Deductible 310 5 Wood siding yes
1970 165,000 Slate Shingles Roof 1,440 3 $500- $1000 Deductible 510 7 Brick siding No
1985 165,000 Membrane Roof 1,180 2 $500- $1000 Deductible 220 4 Fiber-Cement Siding yes
1971 375,000 Metal Roof 3,100 4 > $10,000 Deductible 780 9 Vinyl siding No
1966 275,000 Composition Roof 2,390 4 $5000 to $10,000 Deductible 620 9 Stone Siding yes
1977 425,000 Slate Shingles Roof 3,090 4 $500- $1000 Deductible 540 3 Stone Siding No
1963 335,000 Slate Shingles Roof 2,350 3 $1000-$2500 Deductible 780 6 Fiber-Cement Siding yes
1958 185,000 Tile Roof 1,320 2 $500 Deductible 500 8 Vinyl siding No
1957 410,000 Tile Roof 2,940 4 > $10,000 Deductible 1120 12 Stucco siding yes
1968 180,000 Tile Roof 1,780 2 $500 Deductible 780 9 Stone Siding yes