Landrum Insurance Rates:

Landrum, SC homeowners insurance is roughly $680 to $932, about $56-$77/month. Our comprehensive analysis shows customers can save upto $322 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Landrum, SC Homeowners Insurance By Home Value

Landrum, SC Home Value Total Homes % of Total Average Landrum, SC Homeowners Insurance
Less than $50,000 263 13.0% $161
$50,000 to $59,999 105 5.0% $338
$60,000 to $69,999 137 6.0% $419
$70,000 to $79,999 138 6.0% $483
$80,000 to $89,999 139 6.0% $548
$90,000 to $99,999 117 5.0% $612
$100,000 to $124,999 195 9.0% $709
$125,000 to $149,999 180 8.0% $886
$150,000 to $174,999 132 6.0% $1047
$175,000 to $199,999 103 5.0% $1209
$200,000 to $249,999 199 9.0% $1450
$250,000 to $299,999 141 7.0% $1773
$300,000 to $399,999 159 7.0% $2256

Top Home Insurance Agents Near Landrum, SC

Home Insurance Company Near Landrum, SC Homeowners Insurance Agency Near Landrum, SC Address
NA Two Keys Insurance Agency 3211 Reidville Rd #D, Spartanburg, SC, 29301
NA Sutherland Insurance Company 317 N Church St, Hendersonville, NC, 28792
Travelers American Auto Club Insurance Agency Llc 924 N PLEASANTBURG DR, GREENVILLE, SC, 29607
State Farm Johnny Harvin 38 Halter Dr, Piedmont, SC, 29673-6741
Travelers Sheppard Insurance Group 6792 CAROLINA BLVD, CLYDE, NC, 28721

Cost Of Homeowners Insurance By Street Near Landrum, SC

Streets in Landrum Area Homeowners Insurance Cost
S 926, Quincy Dr, Burns Ln, W Bridges St, Smith, State Rd S-42-1730, W Tucker St, Ravan Rd, Depot St, Meagan Ln$823
W Ashmore St, S Blackstock Rd, Brackett Dr, Oak Grove Rd, State Rd S-42-845, McDowell St, Observatory Rd, W Durham St, State Rd S-42-939, Caldwell St$823
S 845, S Lee Ave, Hamline Rd, Boysenberry Ln, Bird Mountain Rd, Lane Cir, Miracle Farm Rd, Cane Wood Ln, State Rd S-42-868, S 533$814
Ferree Rd, Clearwater Rd, Flynn Rd, Albert St, Belue Trailer Park Rd, S 599, E Hooker St, Underwood Rd, State Rd S-42-349, Cane Creek Way$805
State Rd S-42-7013, Broad St, Neal Loop, S 886, State Rd S-42-2985, Melvin Hill Rd, Macedonia Church Rd, Compton Rd, E Melrose St, S 887$813

Landrum, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Landrum$120 to $123
Campobello$118
Gramling$119
Columbus$91

Landrum, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Campobello town, South Carolina $119 $158 $237
Gramling CCD, Spartanburg County, South Carolina $119 $159 $239
Fingerville CCD, Spartanburg County, South Carolina $119 $159 $239

Landrum, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Landrum, SC6.0%24.1%
Campobello6.69%21.97%
Gramling6.3%23.75%
Fingerville5.68%28.66%

Landrum Renters Insurance as a Percentage of Rent

Landrum Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 3.0% $348
$200 to $299 43 8.0% $798
$300 to $499 101 20.0% $1248
$500 to $749 210 43.0% $1923
$750 to $999 86 17.0% $2673
$1,000 to $1,499 20 4.0% $3798
$1,500 or more 7 1.0% $5448

Landrum, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$4,800
Yearly Landrum Homeowner Insurance Premium Example $2,600$1,800
Out of Pocket Expense During Claim$800$4,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $19,000$17,400
Net Savings to Landrum Home Owner from High Deductible Plan $1,600

Landrum, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Landrum, SC Home Replacement Value MORE than Home Value Landrum, SC Home Replacement Value LESS than Home Value
Replacement Value $157,000 $107,500
Insurance Premium based on Replacement Value $1,075 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $225/year

Example Landrum Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmica Mutual Insurance CompanyState Farm
Monthly Premium 7183201
Year Built 201419901984
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$125000-$150000$400000-$500000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Landrum, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 150,000 Shingles Roof 2,170 4 $500 Deductible 350 3 Stucco siding yes
2009 355,000 Slate Shingles Roof 3,840 5 $5000 to $10,000 Deductible 370 3 Fiber-Cement Siding No
1942 290,000 Tile Roof 3,290 4 $2500-$5000 Deductible 1590 10 Stucco siding yes
1948 145,000 Slate Shingles Roof 1,880 3 $2500-$5000 Deductible 70 1 Brick siding yes
1992 180,000 Slate Shingles Roof 2,190 3 $500 Deductible 400 5 Stucco siding No
2005 140,000 Composition Roof 1,890 4 $500 Deductible 340 4 Stone Siding No
1999 140,000 Slate Shingles Roof 2,150 4 $500- $1000 Deductible 540 8 Vinyl siding No
2008 220,000 Slate Shingles Roof 3,170 5 $1000-$2500 Deductible 1190 9 Wood siding yes
1993 105,000 Composition Roof 1,320 3 $2500-$5000 Deductible 190 3 Fiber-Cement Siding yes
1977 120,000 Slate Shingles Roof 1,830 3 $1000-$2500 Deductible 230 4 Brick siding No
1947 240,000 Wood Shake Roof 3,350 5 > $10,000 Deductible 820 7 Stucco siding No
1994 205,000 Shingles Roof 2,790 5 $2500-$5000 Deductible 240 2 Fiber-Cement Siding No
1942 260,000 Shingles Roof 2,670 4 $1000-$2500 Deductible 270 2 Stone Siding No
1943 270,000 Shingles Roof 3,500 5 $1000-$2500 Deductible 1650 8 Brick siding yes
1971 160,000 Asphalt Shingles Roof 2,300 3 $500 Deductible 1130 9 Fiber-Cement Siding No
1972 115,000 Tile Roof 1,510 3 $2500-$5000 Deductible 310 5 Fiber-Cement Siding yes
2010 190,000 Wood Shake Roof 2,130 5 $500 Deductible 390 4 Vinyl siding No
1982 110,000 Tile Roof 1,320 3 $500 Deductible 540 8 Stucco siding No
1944 170,000 Metal Roof 2,300 4 $500- $1000 Deductible 660 7 Stone Siding yes
1997 190,000 Slate Shingles Roof 2,420 4 $500 Deductible 690 5 Stucco siding No
1946 190,000 Membrane Roof 2,060 3 $5000 to $10,000 Deductible 320 5 Wood siding No
1972 100,000 Composition Roof 1,480 3 $500- $1000 Deductible 630 8 Stone Siding yes
2009 350,000 Wood Shake Roof 3,900 5 > $10,000 Deductible 400 4 Vinyl siding yes
1949 235,000 Asphalt Shingles Roof 2,810 5 $1000-$2500 Deductible 1160 8 Stucco siding yes
1981 400,000 Shingles Roof 4,560 5 $500- $1000 Deductible 910 4 Stucco siding yes
2013 145,000 Wood Shake Roof 1,660 4 $500 Deductible 370 4 Stucco siding yes
1947 240,000 Asphalt Shingles Roof 2,640 4 $500 Deductible 960 6 Brick siding yes
2008 155,000 Slate Shingles Roof 2,010 3 $2500-$5000 Deductible 430 5 Brick siding No
2009 170,000 Tile Roof 1,900 5 $500 Deductible 1630 12 Vinyl siding yes
1971 425,000 Membrane Roof 4,390 5 $1000-$2500 Deductible 700 3 Stone Siding No
2013 125,000 Metal Roof 1,830 3 $2500-$5000 Deductible 410 7 Wood siding yes
2011 220,000 Tile Roof 2,670 4 $1000-$2500 Deductible 1170 9 Stone Siding yes
2001 170,000 Asphalt Shingles Roof 2,550 5 $1000-$2500 Deductible 70 1 Wood siding No
1982 85,000 Tile Roof 1,310 3 $500 Deductible 150 3 Fiber-Cement Siding yes