Lander Insurance Rates:

Lander, WY homeowners insurance is approximately $631 to $861, about $52-$71/month. Our detailed guide reveals consumers can save upto $298 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lander, WY Homeowners Insurance By Home Value

Lander, WY Home Value Total Homes % of Total Average Lander, WY Homeowners Insurance
Less than $50,000 199 7.0% $82
$50,000 to $59,999 28 1.0% $179
$60,000 to $69,999 38 1.0% $224
$80,000 to $89,999 78 2.0% $298
$90,000 to $99,999 45 1.0% $336
$100,000 to $124,999 216 7.0% $388
$125,000 to $149,999 250 9.0% $485
$150,000 to $174,999 246 9.0% $575
$175,000 to $199,999 360 13.0% $657
$200,000 to $249,999 573 21.0% $791
$250,000 to $299,999 354 13.0% $971
$300,000 to $399,999 333 12.0% $1240

Top Home Insurance Agents Near Lander, WY

Home Insurance Company Near Lander, WY Homeowners Insurance Agency Near Lander, WY Address
NA Wyoming Financial Insurance, Inc. 163 S. 5Th Street, Lander, WY, 82520
NA Burns Insurance Agency, Inc.-Lander 440 Lincoln, Lander, WY, 82520
Allstate Michael Brown 106 N 3rd St E Ste A, Riverton, WY, 82501
Allstate Tegeler & Associates 194 N 7TH ST, LANDER, WY, 82520
Liberty Mutual Independent Tegeler & Associates 1510 W MAIN ST, RIVERTON, WY, 82501

Cost Of Homeowners Insurance By Street Near Lander, WY

Streets in Lander Area Homeowners Insurance Cost
Dallas North Ln, Meandering Way, Mountain View Ct, Sand Draw Rd, Birdseye Rd, Hillside Dr, East Ln, Scott Dr, Leedy Dr, Spring Valley Dr$749
S 5th St, Market St, Mortimore Ln, Maple St, Peaks Rd, N 8th St, Squaw Creek Rd, Bonnie Brae St, Atlantic City Rd, Tumbleweed Dr$750
Hillcrest Dr, Baldwin Creek Rd, Avon Ln, Beaver Creek Rd, Pickaxe Rd, Push Root Ct, Weider Way, Vjestic Rd, 10th St, E 7th St$744
Bob Adams Ave, Baldwin Creek Rd, Morning Dove Ln, Bonneville Rd, S Oklahoma Ave, Idaho St, Sweeney Ln, W 7 St, Parks St, Chugwater$746
N 4th St, Mount Hope Dr, Custer St, Tulip St, Buck Camp Rd, Windy Ridge Rd, W Salina St, Tweed Ln, N Fork Rd, Arapahoe St$748

Lander, WY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lander$111 to $114
Atlantic City$104
Hudson$105
Boulder Flats$107

Lander, WY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Atlantic City CDP, Wyoming $104 $139 $209
Hudson town, Wyoming $106 $141 $212
Boulder Flats CDP, Wyoming $107 $143 $215

Lander, WY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lander, WY4.6%16.5%
Hudson7.06%18.89%
Boulder Flats10.73%16.69%
Ethete6.66%20.58%

Lander Renters Insurance as a Percentage of Rent

Lander Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 33 3.0% $338
$200 to $299 45 4.0% $788
$300 to $499 223 20.0% $1238
$500 to $749 355 32.0% $1913
$750 to $999 203 18.0% $2663
$1,000 to $1,499 165 15.0% $3788
$1,500 or more 53 4.0% $5438

Lander, WY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Lander Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,300$10,100
Net Savings to Lander Home Owner from High Deductible Plan $1,200

Lander, WY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lander, WY Home Replacement Value MORE than Home Value Lander, WY Home Replacement Value LESS than Home Value
Replacement Value $232,500 $153,000
Insurance Premium based on Replacement Value $1,025 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,000 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $225/year

Example Lander Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceLiberty Mutual
Monthly Premium 6411165
Year Built 196019952014
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$400000-$500000$200000-$250000
Deductible $500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Lander, WY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 395,000 Slate Shingles Roof 2,890 4 $5000 to $10,000 Deductible 230 3 Fiber-Cement Siding No
1968 235,000 Slate Shingles Roof 2,150 3 $500- $1000 Deductible 620 5 Stucco siding No
2011 285,000 Tile Roof 2,440 4 $2500-$5000 Deductible 670 8 Fiber-Cement Siding yes
1985 175,000 Composition Roof 1,870 3 $2500-$5000 Deductible 250 4 Brick siding No
1969 315,000 Asphalt Shingles Roof 2,270 3 $5000 to $10,000 Deductible 690 6 Wood siding No
1945 310,000 Wood Shake Roof 2,370 4 > $10,000 Deductible 170 3 Brick siding No
1968 215,000 Composition Roof 1,950 3 $500- $1000 Deductible 110 1 Fiber-Cement Siding No
1982 405,000 Metal Roof 3,010 4 > $10,000 Deductible 170 2 Stone Siding yes
1989 315,000 Tile Roof 3,200 5 $1000-$2500 Deductible 310 2 Vinyl siding No
1978 390,000 Membrane Roof 3,270 4 $1000-$2500 Deductible 1130 9 Wood siding yes
1990 370,000 Membrane Roof 2,920 4 $2500-$5000 Deductible 620 5 Vinyl siding yes
1979 215,000 Shingles Roof 1,710 4 $500- $1000 Deductible 300 4 Wood siding yes
2012 220,000 Wood Shake Roof 1,860 3 > $10,000 Deductible 180 4 Stone Siding yes
1966 405,000 Composition Roof 3,260 5 $1000-$2500 Deductible 1300 10 Wood siding yes
1963 240,000 Membrane Roof 1,790 5 $500 Deductible 1120 12 Wood siding No
1961 135,000 Composition Roof 1,450 3 $500 Deductible 140 3 Stone Siding yes
2013 255,000 Tile Roof 2,330 5 > $10,000 Deductible 270 4 Stucco siding No
2010 265,000 Tile Roof 2,030 3 $1000-$2500 Deductible 780 7 Fiber-Cement Siding yes
1962 220,000 Composition Roof 1,750 3 > $10,000 Deductible 230 4 Stucco siding No
1960 235,000 Membrane Roof 2,330 5 > $10,000 Deductible 460 10 Fiber-Cement Siding No
1977 185,000 Composition Roof 1,970 3 $500 Deductible 110 1 Wood siding yes
1973 270,000 Metal Roof 2,020 3 $5000 to $10,000 Deductible 450 5 Stucco siding yes
1991 270,000 Membrane Roof 2,220 4 $1000-$2500 Deductible 690 9 Fiber-Cement Siding yes
1940 265,000 Wood Shake Roof 2,050 3 > $10,000 Deductible 810 10 Fiber-Cement Siding No
1940 515,000 Tile Roof 4,200 5 $500 Deductible 2240 10 Wood siding No
1961 305,000 Metal Roof 2,360 4 $500- $1000 Deductible 1030 6 Stone Siding yes
1987 250,000 Composition Roof 2,160 4 $500- $1000 Deductible 1100 12 Vinyl siding yes
1983 230,000 Shingles Roof 2,030 3 > $10,000 Deductible 220 4 Wood siding No
1978 345,000 Wood Shake Roof 2,610 4 $2500-$5000 Deductible 170 2 Fiber-Cement Siding No
1982 150,000 Tile Roof 1,370 3 $5000 to $10,000 Deductible 310 6 Stone Siding No