Lancaster Insurance Rates:

Lancaster, SC homeowners insurance is nearly $678 to $920, about $56-$76/month. Our in depth research shows customers can save as much as $319 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like that even though i left the company and came back to the company they were very helpful in both the process. they asked me what they could do to keep me to stay and they also welcomed be back when i decided to come back.
Liberty Mutual
I love that they have an app for recording what is in my home. this is something important that i may have forgotten about.
St. Johns Insurance Company
While initial communication is easy and quick, there is a lull in between contact and resolution of the insurance claim. up to 17 days is not unheard of with no communication in between.
Allstate
My premium is a good amount and I am confident about it, in order to cover my home needs in case of an accident or emergency. It is much better than my previous insurer.
State Farm
Small hometown company that works with their clients is a nice way to do business. They are close and friendly people.
Nationwide
I like the fact that they have a very good app, have great customer service and that the price I pay is a fair one.
Metlife
If I had to narrow the benefits down, I would say that the best aspects of the company are its rates, the quality of customer service, and the trust that I can place in them. In no particular order.

Lancaster, SC Homeowners Insurance By Home Value

Lancaster, SC Home Value Total Homes % of Total Average Lancaster, SC Homeowners Insurance
Less than $50,000 1,374 14.0% $175
$50,000 to $59,999 482 4.0% $375
$60,000 to $69,999 469 4.0% $470
$70,000 to $79,999 639 6.0% $542
$80,000 to $89,999 886 9.0% $614
$90,000 to $99,999 666 6.0% $686
$100,000 to $124,999 1,267 12.0% $798
$125,000 to $149,999 1,003 10.0% $997
$150,000 to $174,999 1,161 11.0% $1173
$175,000 to $199,999 400 4.0% $1356
$200,000 to $249,999 536 5.0% $1635
$250,000 to $299,999 580 5.0% $1995
$300,000 to $399,999 348 3.0% $2537

Top Home Insurance Agents Near Lancaster, SC

Home Insurance Company Near Lancaster, SC Homeowners Insurance Agency Near Lancaster, SC Address
NA Insurance Marketing Concepts 1317 Tyvola Rd, Charlotte, NC, 28210
Travelers American Auto Club Insurance Agency Llc 9931 KNOCKANDO LANE, HUNTERSVILLE, NC, 28078
Travelers American Auto Club Insurance Agency Llc 3071 HWY 21 BYPASS STE 101, FORT MILL, SC, 29715
Liberty Mutual Independent Peoples Choice Ins & Fin Svcs 1736 Old Rd , York, SC, 29745
State Farm Tracy Little 8351 Charlotte Hwy Ste 300, Fort Mill, SC, 29707-6553

Cost Of Homeowners Insurance By Street Near Lancaster, SC

Streets in Lancaster Area Homeowners Insurance Cost
S Lake Dr, Washington St, State Hwy 97, E Arch St, Old Greenbriar Dr, Kershaw St, Hawthorne Rd Exd, Clark Pl, S 200 Park Rd, New Cut Church Rd$784
Fawn Ln, State Rd S-29-397, Trailstream Dr, Shady Ln, E Dunlap St, Greenoak Dr, Edgemont Dr E, Pate Terrace Dr, Kirk McCain Rd, Westway Apt Dr$816
John Truesdale Rd, Chaffee Rd, Mills Ln, Flowergate Farm Rd, Pleasant Hill St, Massey Rd, Winthrop Ave, Old Camden Rd, Great Falls Hwy, Arundel Rd$776
Marsh Rd, Tarram Ct, Knollcreek Dr, S Willow Lake Rd, Azalea Rd, State Rd S-29-387, Loft Ln, Jordan St, Woody Pvt Way, Continental Dr$806
Dolphin Rd, Arundel St, Eastview Ct, E Brown Ferry Rd, Little John Rd, State Rd S-29-584, Powell Ave, Bell Town Cir, Morris Rd, Travertine Dr$824
Gardner Ave, Sandy Branch Ln, Palidin Rd, Bailey Rd, King Cir, Cushion Ln, Cimmeron Rd, State Rd S-29-740, State Rd S-29-20, S Driftwood Ln$805
Stinson Rd, Arrowood Ave, Plyler St, Stewman St, Hardin St, Gene Hudson Dr, Anderson Dr, Aqua Ln, State Rd S-29-891, Old Sullivan Rd$803
Mikala Ln, Double Oak Rd, State Rd S-29-215, Carnes Aly, Confederate Ave, Grain Bin Rd, Steward Rd, Mc Manns Ln, Gooch St, Glenn Dr$798
Pageland Hwy, Lymon Reece Rd, Nichols Rd, Jack Robertson Ln, Cambridge Dr, Demount Rd, Pecan St, State Rd S-29-520, State Rd S-29-303, Hillcrest Ave$783
Hillcrest Ave, Colonial Commons Ct, Ranson Rd, Old Landsford Rd, S French St, Culp Lansford Rd, State Rd S-29-608, Daytime Rd, Sunshine Rd, State Rd S-29-206$807

Lancaster, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lancaster$119 to $122
Irwin$117
Lancaster County$121
JAARS$89

Lancaster, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Irwin CDP, South Carolina $98 $131 $196
Lancaster County, South Carolina $101 $135 $202
JAARS CDP, North Carolina $75 $99 $149

Lancaster, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lancaster, SC6.4%22.3%
Irwin7.26%22.51%
Lancaster County5.86%22.38%
JAARS6.5%21.08%

Lancaster Renters Insurance as a Percentage of Rent

Lancaster Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 94 2.0% $352
$200 to $299 281 6.0% $802
$300 to $499 848 18.0% $1252
$500 to $749 2,298 49.0% $1927
$750 to $999 979 20.0% $2677
$1,000 to $1,499 156 3.0% $3802

Lancaster, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Lancaster Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,900$10,300
Net Savings to Lancaster Home Owner from High Deductible Plan $600

Lancaster, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lancaster, SC Home Replacement Value MORE than Home Value Lancaster, SC Home Replacement Value LESS than Home Value
Replacement Value $143,500 $95,000
Insurance Premium based on Replacement Value $1,050 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $33,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $125/year

Example Lancaster Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceState Farm
Monthly Premium 1639979
Year Built 200819992014
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$150000-$175000$125000-$150000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Lancaster, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 180,000 Membrane Roof 2,300 4 $500- $1000 Deductible 600 4 Brick siding yes
1981 195,000 Composition Roof 3,110 5 $500 Deductible 120 1 Wood siding yes
1977 320,000 Asphalt Shingles Roof 3,660 5 $500- $1000 Deductible 460 2 Stone Siding yes
1965 150,000 Metal Roof 1,730 4 $5000 to $10,000 Deductible 790 10 Stone Siding No
1976 110,000 Wood Shake Roof 1,720 5 $1000-$2500 Deductible 640 9 Fiber-Cement Siding No
1992 150,000 Tile Roof 2,090 3 $500- $1000 Deductible 290 3 Fiber-Cement Siding No
2004 190,000 Shingles Roof 2,490 4 $2500-$5000 Deductible 840 8 Stone Siding yes
1997 185,000 Shingles Roof 2,460 5 $500- $1000 Deductible 960 9 Wood siding yes
1962 240,000 Shingles Roof 2,950 5 $5000 to $10,000 Deductible 1010 9 Wood siding yes
2014 180,000 Shingles Roof 2,950 4 $5000 to $10,000 Deductible 580 6 Stucco siding yes
1960 230,000 Metal Roof 3,250 5 $500 Deductible 910 6 Wood siding yes
1999 335,000 Metal Roof 4,370 5 $500- $1000 Deductible 620 4 Stone Siding yes
1979 180,000 Composition Roof 2,080 4 $500 Deductible 1390 8 Stucco siding yes
1996 225,000 Wood Shake Roof 2,550 4 $1000-$2500 Deductible 580 4 Brick siding yes
1965 175,000 Tile Roof 2,450 5 $500 Deductible 120 1 Fiber-Cement Siding yes
1997 195,000 Tile Roof 2,190 3 $2500-$5000 Deductible 620 9 Wood siding No
1993 195,000 Shingles Roof 3,080 4 $500 Deductible 1230 10 Stucco siding No
2011 95,000 Shingles Roof 1,380 3 $1000-$2500 Deductible 230 4 Stone Siding No
1990 190,000 Membrane Roof 2,560 5 $5000 to $10,000 Deductible 1260 12 Stucco siding No
2004 110,000 Membrane Roof 1,630 3 $2500-$5000 Deductible 170 4 Brick siding No
1983 200,000 Slate Shingles Roof 2,250 5 $500- $1000 Deductible 1620 10 Stone Siding No