Lancaster Insurance Rates:

Lancaster, OH homeowners insurance is approximately $593 to $805, about $49-$67/month. Our comprehensive research shows customers can save upto $279 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I do not like that there are so few allstate offices in my area, every time i drive the 30+ miles to reach out their office from my house when i need.
American Modern Insurance
I don't like that my policy goes up each year without a real explanation as to why or what that is based on.
American Family
American family insurance has a weird way of pricing policies. the cost difference between insuring the exact same car that is 5 years older is only $5 less a month.
Amica Mutual Insurance
Their rates are very affordable and the customer service process is very good. I wish they had more of a presence online for those kinds of tough things.
Erie Insurance
The company feels distant and I don't really know how the claim process would go. Maybe that's simply because they don't advertise as much as their competitors.
Progressive
My premium could be better I guess, but I don't think it's that much different than any other insurance company I looked out when obtaining home insurance so I do not have too many complaints.
State Farm
Honestly, I haven't used it very often but, when I have it has been easy enough to navigate and use so I have no complaints.

Lancaster, OH Homeowners Insurance By Home Value

Lancaster, OH Home Value Total Homes % of Total Average Lancaster, OH Homeowners Insurance
Less than $50,000 475 5.0% $146
$50,000 to $59,999 393 4.0% $307
$60,000 to $69,999 337 3.0% $377
$70,000 to $79,999 426 4.0% $440
$80,000 to $89,999 897 9.0% $496
$90,000 to $99,999 641 7.0% $559
$100,000 to $124,999 1,888 20.0% $643
$125,000 to $149,999 1,352 15.0% $810
$150,000 to $174,999 1,396 15.0% $957
$175,000 to $199,999 514 5.0% $1104
$200,000 to $249,999 453 5.0% $1328
$250,000 to $299,999 136 1.0% $1621
$300,000 to $399,999 97 1.0% $2062

Top Home Insurance Agents Near Lancaster, OH

Home Insurance Company Near Lancaster, OH Homeowners Insurance Agency Near Lancaster, OH Address
NA Salyers Insurance Agency Po Box 161 , Chillicothe, OH, 45601
NA Huntington Insurance 440 Polaris Parkway, Westerville, OH, 43081
Travelers Affiliated Insurance Llc 601 MARKET ST, ZANESVILLE, OH, 43701
Travelers Mitchell Insurance Agency Inc 2204 STRINGTOWN RD, GROVE CITY, OH, 43123
Erie Putnam White Lewis Insurance Agency Inc. 4161 N High Street, Columbus, OH, 43214

Cost Of Homeowners Insurance By Street Near Lancaster, OH

Streets in Lancaster Area Homeowners Insurance Cost
Co Hwy 51, N Maple St, Christmas Rock Rd SW, Krile Rd, Kentwell Ct, Mirgon Rd SE, Beechwood Dr NE, Kauffman Rd NW, Raintree Dr, Westview Ct$722
Pleasantview Dr NE, N Cedar Ave, Joyce Ave, Greenfield Ave, Carpenter Hill Rd SE, Stringtown Rd NE, Canal, Duffy Rd SE, Hillbrook Dr NE, Royal Ct NE$709
Overlook Dr, Sunnyhill Dr NE, Barneby Rd SW, E Chestnut St, Mud House Rd NE, Tarhe St, Lambton Cir, South St, Schwilk Rd SE, Coventry Cir$729
Brumfield Rd, Graceland Dr, Bradford Ct, Crystal Ln NE, Lake St, Garfield W, Orchard View Rd NE, Raver Ct SE, Ginder Rd NW, Wilson Rd NW$715
Wheeling, Middle, N Memorial Dr, Pine View Dr, Stringtown Rd NW, N Eastwood Ave, Meander Ln SE, Supman Ct, Mill Rd SW, Highland Ave$681
Co Hwy 60, Kinkead Ave, Fern Trail Dr, W 5th Ave, Wheeling Rd, Oil Mill Hollow Rd SW, Oakwood Ave, Clayton Dr, George Rd NE, Ann Ct$736
N Broad St, Edgemont Ave, Chelsea Pl, Tecumseh Dr, E Hubert Ave, Oak Hollow Way, Kline Ct, Crown Ct, Thomas Ave, Mithoff Dr$680
Julian Rd, Front St, E Fair Ave, Ginder Rd NE, Lamb Rd, Hoffman Dr, Baltimore Rd NW, Madison Ave, River Valley Blvd, Barneby Rd SW$717
Whiley Rd SW, Stump Hollow Rd SE, Tamarack Ct NE, Nelson, Northwood Dr NE, Bis Rd SW, S Columbus St, Roosevelt Ave, Prestige Blvd, Harding Ave$711
Governors Cir, Boice Rd SW, Co Hwy 48, Chestnut, Co Hwy 63, S Frederick St, Mohawk Dr, Lewis S, Sugar Grove Rd, Brooks Ave$692

Lancaster, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lancaster$104 to $107
Fairfield County$109
Hocking$108
Berne$106

Lancaster, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fairfield County, Ohio $109 $145 $218
Hocking township, Fairfield County, Ohio $108 $144 $216
Greenfield township, Fairfield County, Ohio $110 $146 $219

Lancaster, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lancaster, OH5.4%16.8%
Fairfield County4.15%14.02%
Hocking4.55%19.65%
Greenfield4.24%11.62%

Lancaster Renters Insurance as a Percentage of Rent

Lancaster Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 159 2.0% $349
$200 to $299 292 4.0% $799
$300 to $499 706 10.0% $1249
$500 to $749 2,937 42.0% $1924
$750 to $999 2,072 29.0% $2674
$1,000 to $1,499 652 9.0% $3799
$1,500 or more 174 2.0% $5449

Lancaster, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Lancaster Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,400
Net Savings to Lancaster Home Owner from High Deductible Plan $600

Lancaster, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lancaster, OH Home Replacement Value MORE than Home Value Lancaster, OH Home Replacement Value LESS than Home Value
Replacement Value $165,000 $100,500
Insurance Premium based on Replacement Value $750 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Lancaster Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceAmerican Family Insurance
Monthly Premium 663649
Year Built 196719441985
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000$150000-$175000$125000-$150000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Lancaster, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 130,000 Composition Roof 1,520 3 $500 Deductible 200 6 Stone Siding yes
1969 75,000 Slate Shingles Roof 1,150 2 $500- $1000 Deductible 200 12 Vinyl siding yes
2008 110,000 Shingles Roof 1,500 2 $500 Deductible 250 6 Fiber-Cement Siding No
1985 75,000 Membrane Roof 1,180 2 $500- $1000 Deductible 40 2 Vinyl siding yes
1969 140,000 Tile Roof 1,530 2 $500 Deductible 110 3 Stone Siding No
1986 370,000 Membrane Roof 4,790 5 $500- $1000 Deductible 700 5 Vinyl siding yes
1985 100,000 Wood Shake Roof 1,530 3 $500- $1000 Deductible 140 5 Stucco siding No
1981 110,000 Wood Shake Roof 1,650 2 $1000-$2500 Deductible 190 7 Stone Siding yes
1962 110,000 Slate Shingles Roof 1,520 3 $500- $1000 Deductible 60 3 Wood siding yes
1968 110,000 Metal Roof 1,630 3 $500- $1000 Deductible 170 5 Fiber-Cement Siding No
1961 240,000 Metal Roof 3,090 4 > $10,000 Deductible 320 8 Fiber-Cement Siding No
1969 170,000 Composition Roof 1,960 3 $500 Deductible 300 5 Stucco siding No
2006 150,000 Slate Shingles Roof 1,610 3 $1000-$2500 Deductible 250 6 Vinyl siding No
1986 200,000 Metal Roof 2,190 4 $500- $1000 Deductible 240 3 Fiber-Cement Siding yes
1948 215,000 Tile Roof 2,500 5 $2500-$5000 Deductible 320 6 Stucco siding yes
1973 240,000 Membrane Roof 2,760 4 > $10,000 Deductible 320 9 Brick siding No
1946 255,000 Metal Roof 2,790 4 $2500-$5000 Deductible 600 10 Wood siding No
2004 140,000 Wood Shake Roof 1,600 2 $500- $1000 Deductible 100 3 Vinyl siding yes
1947 90,000 Shingles Roof 1,280 2 $500- $1000 Deductible 70 3 Stucco siding No
2005 105,000 Composition Roof 1,250 2 $2500-$5000 Deductible 300 9 Fiber-Cement Siding No
1988 125,000 Membrane Roof 1,530 3 $500- $1000 Deductible 30 1 Wood siding yes