Lancaster County Insurance Rates:

Lancaster County, PA homeowners insurance is roughly $628 to $849, about $52-$70/month. Our comprehensive analysis reveals consumers can save as much as $295 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
Met life does offer a "one-stop shop" for home, auto, life.. etc. so the discounts on my home insurance are magnified because i also have auto and life with the same company
Metlife
It has been a very reliable insurance for over twenty years for us, no matter what damage we had happened to us.
Universal Property & Casualty Insurance Company
Contacts customers when payment is lapsing or before canceling the policy, always willing to work with you to make necessary payments.
State Farm
I don't like that State Farm drops people as clients after they file a claim. I am nervous that we will be dropped because we have a have a large claim, even though we have paid a lot more for it.
State Farm
I'm satisfied with how much they start communications with me but again I am not happy about how you have to do everything through your agent and the time waiting for them.
Farmer's Insurance
I feel like the annual premium increase this year was unexpected. We've had no claims, our home value did not change at all, yet we pay $230 more a year. I understand the cost of business but I feel like I am being penalized for the actions of others for being loyal to this company.
State Farm
My premium payments is exactly what I wanted. I checked other companies and they were a lot higher. This fits right into my budget
State Farm
I have not shopped the premiums of other companies in the past year or so, but the last time I did state farm was a little higher than the other two that I check with. The difference was not enough to make me go through the hassle of changing.
Safeco Insurance
They provide a service I need at an average price, but price could be lower. My agent is available to answer questions in a timely manner.
Prudential
They are friendly, helpful and caring. They give me good prices.
Allstate
I have called when I have a question they handled it promptly to my satisfaction.
Progressive
There's nothing that I dislike about the company. They fulfill my needs, other people may feel differently but for me they are incredible.
State Farm
I only partially like their website. It isn't all that easy to look at and not very easy to navigate, but it gets the job done.
Erie Insurance
Erie's values align with mine. They don't spend a ton on advertising and they don't pay for catchy mascots. They focus on good insurance at a good price.
State Farm
Overall my company has been good to me and has made sure I have appropriate coverage. Rarely they put me in a bad spot and almost always have made sure I am well taken care of across the board.
State Farm
nothing really, wish it was cheaper but then you might get what you pay for.
Progressive
The only thing I would say is to make the online website easy to access and promote an app since I don't even know if they have an app.

Lancaster County, PA Homeowners Insurance By Home Value

Lancaster County, PA Home Value Total Homes % of Total Average Lancaster County, PA Homeowners Insurance
Less than $50,000 7,049 5.0% $96
$50,000 to $59,999 1,317 1.0% $199
$60,000 to $69,999 1,555 1.0% $251
$70,000 to $79,999 1,911 1.0% $288
$80,000 to $89,999 2,904 2.0% $325
$90,000 to $99,999 3,052 2.0% $369
$100,000 to $124,999 9,813 7.0% $428
$125,000 to $149,999 12,908 10.0% $532
$150,000 to $174,999 18,175 14.0% $628
$175,000 to $199,999 15,391 12.0% $724
$200,000 to $249,999 23,281 18.0% $872
$250,000 to $299,999 15,301 12.0% $1071
$300,000 to $399,999 12,098 9.0% $1359

Top Home Insurance Agents Near Lancaster County, PA

Home Insurance Company Near Lancaster County, PA Homeowners Insurance Agency Near Lancaster County, PA Address
Travelers Engels Insurance Inc 2123 WEST MAIN ST, NORRISTOWN, PA, 19403
Travelers Hornafius Insurance Agcy Inc 23 S Market St Elizabethtown, Elizabethtown Borough, PA, 17022
State Farm Lauren Rose 245 Baltimore Pike, Springfield, PA, 19064-3745
Travelers Quinn Insurance Agency Llc 624 E BALTIMORE PIKE, SPRINGFIELD, PA, 19064
Travelers Southeastern Pa Insurance Llc 553 W RIDGE PIKE STE B, LIMERICK, PA, 19468

Cost Of Homeowners Insurance By Street Near Lancaster County, PA

Streets in Lancaster County Area Homeowners Insurance Cost
Carmany Rd, Ferncrest Rd, Martha St, Sterling Way, Wollups Hill Rd, Cartledge Ln, Oliver Dr, Pennscott Dr, N Barbara St, Meadowcreek Rd$757
Lefever Ave, Murrycross Way, Short Ln, Lepore Dr, T374, Blackburn Rd, Summer Ln, Krueger Dr, Steffy Rd, Millrace Run$756
S State St, T993, Breckenridge Way, Edgemont Dr, N Reservoir St, Hampton Ct, Sunny Slope Ln, Plane St, Leaman St, Root Rd$734
State Rte 3009, Hemlock Acres, S Reamstown Rd, Back Run Rd, Blossom Trl, Golf Rd, Corporate Blvd, Letort Rd, Charles Pl, Rife Run Rd$747
Campus Dr, Edisonville Rd, Princess Ave, Refton Rd, W James St, Walnut Dr, Cherokee Rd, Golf View Dr, Porter Way, N River St$740
Pleasant Valley Dr, Topaz Dr, Spring St, W Pointe Ln, Habecker Church Rd, Overlook Cir, Spring Walk Ct, Talon Dr, S Sadsbury Ct, S View Rd$751
Newcomer Rd, W Slokom Ave, Lr 36101, Oaklawn Blvd, T487, Princeton Ave, Eisenhower Blvd, W Risser Mill Rd, Quail Run, Black Horse Rd$731
Farmview Dr, Center St, Sheaffers School Rd, Wissler Rd, E Stiegel St, Spring Dell Rd, T-481, Greenview Dr, Kings Arms Ln, Bluff View Dr$745
Old Trinity Pl, Batt Ave, Scott Rd, Compass Rd, Ursinus Ave, Rumford Ct, Strickler Run Rd, Cardinal Dr, Goldfinch Ln, Misty Meadows$716
T890, E Trout Run Rd, Letort Rd, Laurel Rd, Crest Dr, W Airport Rd, Brookview Cir, Bossler Rd, Camargo Rd, Mockingbird Ln$744

Lancaster County, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lancaster County$110 to $112
East Lampeter$111
Witmer$112
Smoketown$108

Lancaster County, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Lampeter township, Lancaster County, Pennsylvania $111 $148 $222
Witmer CDP, Pennsylvania $113 $150 $225
Smoketown CDP, Pennsylvania $109 $145 $218

Lancaster County, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lancaster County, PA4.1%11.8%
East Lampeter4.03%12.64%
Smoketown4.67%11.89%
Lancaster5.27%13.36%

Lancaster County Renters Insurance as a Percentage of Rent

Lancaster County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 965 1.0% $783
$300 to $499 3,393 6.0% $1233
$500 to $749 15,165 27.0% $1908
$750 to $999 17,304 31.0% $2658
$1,000 to $1,499 14,258 25.0% $3783
$1,500 or more 4,033 7.0% $5433