Lambertville Insurance Rates:

Lambertville, MI homeowners insurance is nearly $655 to $897, about $54-$74/month. Our exhaustive analysis reveals consumers can save as much as $310 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lambertville, MI Homeowners Insurance By Home Value

Lambertville, MI Home Value Total Homes % of Total Average Lambertville, MI Homeowners Insurance
Less than $50,000 65 2.0% $108
$60,000 to $69,999 68 2.0% $287
$70,000 to $79,999 38 1.0% $333
$90,000 to $99,999 112 3.0% $426
$100,000 to $124,999 446 14.0% $488
$125,000 to $149,999 383 12.0% $613
$150,000 to $174,999 465 15.0% $729
$175,000 to $199,999 400 13.0% $845
$200,000 to $249,999 429 14.0% $1016
$250,000 to $299,999 289 9.0% $1241
$300,000 to $399,999 260 8.0% $1575

Top Home Insurance Agents Near Lambertville, MI

Home Insurance Company Near Lambertville, MI Homeowners Insurance Agency Near Lambertville, MI Address
NA Brownrigg Companies Ltd 333 W Fort St 333 W Fort St, Detroit, MI, 48226
State Farm Greg Elliott 3074 W Beecher Rd, Adrian, MI, 49221-9702
State Farm Henry Geha 4750 Monroe St, Toledo, OH, 43623-4348
Allstate Michael Barrett 2649 Plymouth Rd, Ann Arbor, MI, 48105
Farmers Robert Paxton 5700 Alexis Rd, Sylvania, OH, 43560

Cost Of Homeowners Insurance By Street Near Lambertville, MI

Streets in Lambertville Area Homeowners Insurance Cost
Coachman Dr, Meadowview St, Marzden Dr, Sarah St, Fox Run Ln, N Ridgewood Ln, Pine View Ln, Middlebury Dr, Grey Estates Dr, Sunrise Park$782
Black Diamond Ln, Shady Grove Ln, Packard Rd, Edgevale Dr, Eagle Point Ln, Park Dr, Woodhaven Ct, Burrwood St, Fordway Dr, Sheffield Pl$778
Green Hills Dr, Twin Lakes Dr, Butternut St, Consear Rd, Wiseman Rd, White Rd, Case Dr, Yorktown Pl, Greenbriar Ln, Clover Rd$763
Pinewood Rd, Bedford Dr, Essex Dr, Canterbury Dr W, Hemmingway Ln, Linzden Pl, Suzann Dr, Freeman St, Gray Estates Dr, Wildwood Dr$781
Summerlyn Blvd, Colonial Dr, Michelle Ln, Firecreek Ct, Bentcreek Dr, E Edgevalle Dr, Sanibel Ln, Whiteford Center Rd, Middlebury Ct, Fairwood St$777

Lambertville, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lambertville$115 to $117
Bedford$115
Whiteford$117
Ottawa Hills$118

Lambertville, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bedford township, Monroe County, Michigan $96 $128 $192
Temperance CDP, Michigan $96 $128 $192
Whiteford township, Monroe County, Michigan $98 $130 $195

Lambertville, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lambertville, MI4.4%13.5%
Bedford4.48%14.39%
Temperance4.66%14.48%
Whiteford4.36%14.31%

Lambertville Renters Insurance as a Percentage of Rent

Lambertville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 47 9.0% $1227
$500 to $749 101 20.0% $1902
$750 to $999 128 25.0% $2652
$1,000 to $1,499 114 22.0% $3777
$1,500 or more 107 21.0% $5427

Lambertville, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Lambertville Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,600$7,000
Net Savings to Lambertville Home Owner from High Deductible Plan $600

Lambertville, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lambertville, MI Home Replacement Value MORE than Home Value Lambertville, MI Home Replacement Value LESS than Home Value
Replacement Value $224,500 $157,000
Insurance Premium based on Replacement Value $1,275 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $42,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $150/year

Example Lambertville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceNationwide Insurance
Monthly Premium 64123162
Year Built 200620111965
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$250000-$300000$350000-$400000
Deductible $500- $1000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Lambertville, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 125,000 Slate Shingles Roof 1,500 3 $1000-$2500 Deductible 40 1 Fiber-Cement Siding yes
1970 450,000 Membrane Roof 4,360 5 > $10,000 Deductible 440 6 Stucco siding No
1973 310,000 Shingles Roof 3,150 5 $1000-$2500 Deductible 340 3 Fiber-Cement Siding No
1972 335,000 Asphalt Shingles Roof 3,440 5 > $10,000 Deductible 590 12 Fiber-Cement Siding yes
2001 180,000 Composition Roof 2,140 3 $5000 to $10,000 Deductible 210 3 Vinyl siding No
1988 110,000 Metal Roof 1,240 3 $500 Deductible 470 12 Vinyl siding yes
1975 365,000 Asphalt Shingles Roof 3,500 5 $5000 to $10,000 Deductible 540 8 Brick siding yes
1979 125,000 Tile Roof 1,510 3 $500 Deductible 660 12 Brick siding No
1989 195,000 Membrane Roof 2,310 3 $500- $1000 Deductible 600 7 Brick siding No
2003 105,000 Asphalt Shingles Roof 1,240 3 $500- $1000 Deductible 430 9 Stone Siding No
2010 210,000 Tile Roof 2,360 3 $500- $1000 Deductible 510 7 Stucco siding yes
1985 195,000 Slate Shingles Roof 1,980 3 $2500-$5000 Deductible 370 5 Brick siding No
1980 195,000 Tile Roof 1,750 3 $5000 to $10,000 Deductible 640 10 Fiber-Cement Siding No
1976 215,000 Slate Shingles Roof 2,680 4 > $10,000 Deductible 320 5 Fiber-Cement Siding yes
2014 260,000 Composition Roof 2,300 5 $500- $1000 Deductible 1300 12 Fiber-Cement Siding yes
1969 420,000 Asphalt Shingles Roof 3,730 5 $2500-$5000 Deductible 480 4 Stucco siding No
2001 185,000 Tile Roof 1,720 4 $500 Deductible 430 6 Fiber-Cement Siding No
1996 175,000 Composition Roof 2,030 5 $5000 to $10,000 Deductible 350 8 Brick siding No
1991 200,000 Metal Roof 2,100 3 $500- $1000 Deductible 160 2 Brick siding No
1989 200,000 Metal Roof 1,660 4 $2500-$5000 Deductible 710 12 Vinyl siding yes
2011 330,000 Tile Roof 3,790 5 $2500-$5000 Deductible 920 9 Fiber-Cement Siding No
1985 305,000 Slate Shingles Roof 2,880 4 > $10,000 Deductible 160 2 Stucco siding yes
1993 440,000 Tile Roof 4,910 5 $500- $1000 Deductible 2170 12 Stucco siding No
1993 170,000 Tile Roof 2,110 3 $500 Deductible 150 2 Stone Siding No
1987 315,000 Membrane Roof 3,480 5 $1000-$2500 Deductible 950 10 Brick siding No
1993 200,000 Slate Shingles Roof 2,080 4 $1000-$2500 Deductible 480 5 Brick siding No
1999 145,000 Shingles Roof 1,570 3 $500- $1000 Deductible 550 9 Vinyl siding No
1975 160,000 Composition Roof 1,910 3 $5000 to $10,000 Deductible 310 6 Brick siding yes
1981 290,000 Metal Roof 2,390 3 > $10,000 Deductible 490 10 Brick siding yes
1987 400,000 Tile Roof 3,970 5 $2500-$5000 Deductible 330 4 Stucco siding yes
1963 210,000 Membrane Roof 2,000 3 > $10,000 Deductible 200 6 Stucco siding No
1971 275,000 Metal Roof 2,320 3 $500 Deductible 1090 12 Fiber-Cement Siding No
2001 340,000 Slate Shingles Roof 2,860 5 $1000-$2500 Deductible 700 8 Vinyl siding No
2002 435,000 Slate Shingles Roof 4,530 5 $500- $1000 Deductible 950 7 Vinyl siding yes