Lakewood, NJ homeowners insurance is roughly $713 to $970, about $59-$80/month. Our comprehensive research shows customers can save as much as $336 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lakewood, NJ | Homeowners Insurance Agency Near Lakewood, NJ | Address |
|---|---|---|
| State Farm | Jeffrey T Hughes | 276 Woodbourne Rd, Langhorne, PA, 19047-1751 |
| Travelers | Manzueta Insurance Agency | 289 WATSON AVE, PERTH AMBOY, NJ, 8861 |
| Travelers | Picone-Hastava Ins. Agency | 161 Long Beach Rd Po Box 190 Island Park, island park jewish center, NY, 11558 |
| State Farm | Steve Bernstein | 1301 Cony Is Ave, Brooklyn, NY, 11230-3520 |
| Allstate | Colin Wheeler | 971 Rossville Ave, Staten Island, NY, 10309 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Leisure Village CDP, New Jersey | $99 | $131 | $197 |
| Leisure Village East CDP, New Jersey | $103 | $137 | $205 |
| Ramtown CDP, New Jersey | $108 | $143 | $215 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lakewood, NJ | 3.5% | 8.8% |
| Leisure Village | 5.87% | 10.55% |
| Leisure Village East | 4.76% | 9.0% |
| Ramtown | 2.84% | 7.77% |
| Lakewood Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 143 | 1.0% | $337 |
| $200 to $299 | 259 | 2.0% | $787 |
| $300 to $499 | 234 | 2.0% | $1237 |
| $500 to $749 | 363 | 3.0% | $1912 |
| $750 to $999 | 1,247 | 11.0% | $2662 |
| $1,000 to $1,499 | 4,435 | 39.0% | $3787 |
| $1,500 or more | 4,642 | 40.0% | $5437 |
| Streets in Lakewood Area | Homeowners Insurance Cost |
|---|---|
| North Dr, Walden Ave, Omni Ct, Malibu Dr, Sunnybrook Ln, Monterey Cir, E 8th St, Silverside Rd, Jefferson Ct, Goldcrest Dr | $851 |
| Crown Cir, Oak Knoll Rd, Davis Rd, Cushman St, Whitmore St, Sherie Ct, Cedar Row, Engleberg Ter, Milton St, N Apple St | $915 |
| Cannas Pl, Hope Hill Ln, Faraday Ave, E Fourth St, Schoolhouse Ln, Sage Ct, Yale Dr, Eisenhower St, Buttell Ave, Cornell St | $863 |
| Pine Acre Blvd, E Bergen Ave, Deanne Dr, Jamescrest Ct, Pine Valley Rd, Woehr Ave, Ventura Dr, N Lake Dr, 15th St, Lucy Rd | $786 |
| Sandhurst Rd, Cedar Ct, Caldwell Ave, Miller Rd, Parkside Dr, Summer Ave, Chalet Ter, Portsmouth Dr, Chesterfield Ct, Primrose Dr | $849 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lakewood | $125 to $128 |
| Leisure Village | $118 |
| Leisure Village East | $123 |
| Ramtown | $129 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $2,600 |
| Yearly Lakewood Homeowner Insurance Premium Example | $1,100 | $700 |
| Out of Pocket Expense During Claim | $600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,400 | $8,200 |
| Net Savings to Lakewood Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Lakewood, NJ Home Replacement Value MORE than Home Value | Lakewood, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $394,500 | $240,000 |
| Insurance Premium based on Replacement Value | $1,650 | $1,000 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $75,500 | Risk Exposure from Under Insuring Coverage is $79,000 |
| Premium Impact | Insurance cheaper by $325/year | Insurance costlier by $325/year |
| Insurance Company | Liberty Mutual | Nationwide Insurance | Travelers |
| Monthly Premium | 166 | 88 | 47 |
| Year Built | 2013 | 2003 | 1986 |
| Home Details | 5 Beds, 4 Baths | 4 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $400000-$500000 | $250000-$300000 | $150000-$175000 |
| Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible |