How Much Does Lakewood, CO Home Insurance Cost?
Lakewood, CO Average Homeowners Insurance Cost
$1,473
Homeowners Insurance Cost - Lakewood, CO
$300,600
Median Home Value - Lakewood, CO
Lakewood, CO Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.68 | $1,455.32 |
| $1000 Deductible | -$156.43 | $1,316.57 |
| $1500 Deductible | -$233.62 | $1,239.38 |
| $2000 Deductible | -$347.92 | $1,125.08 |
| $2500 Deductible | -$415.39 | $1,057.61 |
Lakewood, CO Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$427 | $1,046 |
| 30 year old | +$22 | $1,495 |
| 40 year old | +$38 | $1,511 |
| 50 year old | +$56 | $1,529 |
| Above 50 year old | +$71 | $1,544 |
Lakewood, CO Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$162 | $1,311 |
| Superior | -$133 | $1,340 |
| Masonry | -$74 | $1,399 |
| Brick | -$74 | $1,399 |
| Hail Resistant Roof | -$44 | $1,429 |
Lakewood, CO Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$29 | $1,502 |
| Swimming Pool With A Diving Board | +$74 | $1,547 |
| Swimming Pool With Slide | +$88 | $1,561 |
Lakewood, CO Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $44 | $1,429 |
| Police Department | $15 | $1,458 |
Lakewood, CO Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$618.66 | $2,092 |
| Filing a Second Liability Claim | +$559.74 | $2,033 |
| Filing a Second Theft Claim | +$559.74 | $2,033 |
| Filing a Second Water Claim | +$486.09 | $1,959 |
| Filing a Fire Claim | +$294.6 | $1,768 |
| Filing a Liability Claim | +$279.87 | $1,753 |
| Filing a Theft Claim | +$279.87 | $1,753 |
| Filing a Water Claim | +$235.68 | $1,709 |
| Filing a Weather Claim | +$235.68 | $1,709 |