How To Make Your Lakewood, CO Home Insurance Cheaper
Lakewood, CO, homeowners insurance is about $1473. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Lakewood, CO Home Insurance Rates with the Jefferson County Average
| Place | Jefferson County Average: $1,569.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Lakewood, CO | $1,473.0 | -96.0 | -0.06 | 143,496 | 300,600 |
Cost of Lakewood, CO Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Berkley | 207,200 | 20,658 | $1,246 |
| Floyd Hill | 400,000 | 74,737 | $1,091.4 |
| Lone Tree | 573,200 | 26,666 | $1,477.6 |
| Sedalia | 428,700 | 5,103 | $1,177.8 |
Homeowners Insurance Comparison for the Cheapest Premiums in Lakewood, CO
| Liberty Mutual | American Family Insurance | Farmer's Insurance | |
| Median Home Value ($) | 300,600 | 300,600 | 300,600 |
| Age of Home | Year 30 Old | Year 40 Old | Year 40 Old |
| Home Coverage ($) | $250,000 -$299,999 | $300,000 -$399,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $1,717.9 | $2,258.8 | $4,828.0 |
Cost of Lakewood, CO Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| GEICO | 1000 | $750,000-$999,999 | 3,331.0 |
| Travelers | 1500 | $200,000-$249,999 | 903.0 |
| California Casualty | 1000 | $200,000-$249,999 | 954.3 |
| Liberty Mutual | 500 | $1000,000-$1499,999 | 3,826.4 |
| Progressive | 2500 | $300,000-$399,999 | 1,426.6 |
| Encompass Insurance | 2500 | $400,000-$499,999 | 1,742.5 |
| State Farm | 1500 | $500,000-$749,999 | 2,726.0 |
| Westfield Insurance | 1000 | $150,000-$174,999 | 720.5 |
| Horace Mann Educators Corporation | 1500 | $250,000-$299,999 | 1,314.6 |
| Nationwide | 1000 | $1500,000-$2000,000 | 3,938.7 |