Lakewood Insurance Rates:

Lakewood, CA homeowners insurance is approximately $540 to $732, about $45-$61/month. Our complete guide reveals consumers can save as much as $254 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
It is one of the largest insurance company in th U.S and has compeetitive rates lots of positive reviews, fast claim process
Allstate
Definately,The company premium and deductible of policy compared to the other home insurance company.
Liberty Mutual
I like my experience on that company that has great benefits and other methods to choose from. I like it very much.
State Farm
I have been to the location several times and it sits on a well-groomed lot and always smells nice and is very neat and organized.
State Farm
Another thing i do not like about state farm insurance is the receptionists working there. they all seem to need further training.
State Farm
The process of renewing policies is super easy. our local agent works with us to see what bundles and/or discounts work for us. i do wish there were more discounts, but they try their best.
Farmer's Insurance
It is cheap and covers my costs if something happens to my house.
American Home Insurance
strong claim support and value-added services.Cover notes are issued within hours of request. This documentation is sufficient for any contractual requirement.
Travelers
It is very user-friendly easy to use and you can contact live ops
Nationwide
I have not compared my insurance to any other policies in several years. I assume that the deductibles and premiums are comparable, but I don't actually know that.

Lakewood, CA Homeowners Insurance By Home Value

Lakewood, CA Home Value Total Homes % of Total Average Lakewood, CA Homeowners Insurance
Less than $50,000 355 4.0% $31
$150,000 to $174,999 166 2.0% $235
$175,000 to $199,999 85 1.0% $273
$200,000 to $249,999 458 6.0% $330
$250,000 to $299,999 659 8.0% $407
$300,000 to $399,999 5,525 74.0% $515

Top Home Insurance Agents Near Lakewood, CA

Home Insurance Company Near Lakewood, CA Homeowners Insurance Agency Near Lakewood, CA Address
Travelers Alberto Tandoc Insurance Agency Inc 23517 S MAIN ST STE 117, CARSON, CA, 90745
State Farm Jon Shepherd 912 E Union St, Pasadena, CA, 91106-1717
Travelers Kcal Insurance Agency 2048 S HACIENDA BLVD, HACIENDA HEIGHTS, CA, 91745
Farmers Richard Valdriz 2725 Candlewood St Ste A, Lakewood, CA, 90712
State Farm Sharon Leung 18004 Sky Park Cir Ste 250, Irvine, CA, 92614-6494

Lakewood, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Lakewood, CA

Streets in Lakewood Area Homeowners Insurance Cost
Charlwood St, Quigley Ave, Massinger St, E Ashworth St, E Cartagena St, Frankel St, Schroll St, Village Green Dr, McManus St, Sunfield Ave$640
Lorelei Ave, 215th St, Graywood Ave, Maybank Ave, Brewer Ln, Cover St, Boyar Ave, Johanna Ave, 216th St, Bixby Rd$632
Tangent Ln, Waldie Ct, Renville St, Sandwood St, Paula St, McAuley St, Ravia St, Hungerford St, Elsa St, Stangate St$630
Pearce Ave, Verne Ave, Nixon St, Violeta Ave, Matney Ave, Arabella St, Cartagena St, Blackthorne Ave, 216th St, Lorelei Ave$611
E Andrews Dr, Marwick Ave, Lemming St, Rockwall St, Vangold Ave, Allred St, Bonfair Ave, Klondike Ave, Clubhouse Dr, N Business St$636

Lakewood, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lakewood$95 to $97
Artesia$95
Bellflower$93
Hawaiian Gardens$91

Lakewood, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Artesia city, California $95 $127 $191
Bellflower city, California $93 $124 $186
Hawaiian Gardens city, California $91 $121 $182

Lakewood, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lakewood, CA2.3%15.6%
Artesia2.36%14.85%
Bellflower2.45%14.36%
Hawaiian Gardens2.95%15.19%

Lakewood Renters Insurance as a Percentage of Rent

Lakewood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 138 1.0% $780
$500 to $749 195 2.0% $1905
$750 to $999 569 8.0% $2655
$1,000 to $1,499 2,525 36.0% $3780
$1,500 or more 3,501 50.0% $5430

Average Cost Of Home Insurance By Company In Areas Nearby Lakewood For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewStillwater Prop & Cas Co371
2500001000NewEncompass907
300000500NewIDS Property Casualty565
4000001000NewStillwater Ins Co571
5000001000NewHorace Mann1269
2000005001-3 YearsLiberty Ins Corp577
2500005001-3 YearsCalifornia Capital697
2500005001-3 YearsIDS Property Casualty544
3000005001-3 YearsFirst American Ins700
50000010001-3 YearsAmerican Modern1742
50000010001-3 YearsGrange1105
50000010001-3 YearsHartford (Sentinel)777
50000010001-3 YearsPacific Specialty1239
75000025001-3 YearsAmerican Reliable1793
1500005004-6 YearsAmerican Modern600
2000005004-6 YearsKemper744
2000005004-6 YearsStillwater Prop & Cas Co600
2500005004-6 YearsForemost Insurance1012
2500005004-6 YearsQBE (Balboa)659
3000005004-6 YearsWawanesa680
50000010004-6 YearsLiberty Ins Corp1134
50000010004-6 YearsWawanesa991

Lakewood, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Lakewood Homeowner Insurance Premium Example $1,100$600
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,300$6,800
Net Savings to Lakewood Home Owner from High Deductible Plan $1,500

Lakewood, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lakewood, CA Home Replacement Value MORE than Home Value Lakewood, CA Home Replacement Value LESS than Home Value
Replacement Value $773,500 $506,500
Insurance Premium based on Replacement Value $2,000 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $178,000 Risk Exposure from Under Insuring Coverage is $89,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $450/year

Example Lakewood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualChubb Group of Insurance
Monthly Premium 53108187
Year Built 195019641976
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$600000-$700000$900000-$1000000
Deductible > $10,000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Lakewood, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 550,000 Slate Shingles Roof 2,380 4 $5000 to $10,000 Deductible 1200 12 Vinyl siding No
1977 575,000 Slate Shingles Roof 3,230 4 $2500-$5000 Deductible 970 10 Stone Siding No
1974 285,000 Composition Roof 1,320 3 $500 Deductible 290 4 Brick siding yes
1969 210,000 Membrane Roof 1,220 3 $2500-$5000 Deductible 260 6 Stucco siding No
1972 390,000 Asphalt Shingles Roof 2,000 3 $500- $1000 Deductible 350 5 Fiber-Cement Siding No
1955 385,000 Tile Roof 1,970 3 $1000-$2500 Deductible 490 6 Wood siding yes
1951 470,000 Membrane Roof 2,300 3 $1000-$2500 Deductible 280 3 Brick siding yes
1970 430,000 Wood Shake Roof 2,250 5 > $10,000 Deductible 760 12 Wood siding No
1964 290,000 Slate Shingles Roof 1,310 3 $500- $1000 Deductible 140 3 Vinyl siding No
1968 475,000 Tile Roof 2,560 5 $500- $1000 Deductible 90 1 Vinyl siding No
1979 765,000 Metal Roof 4,100 5 $5000 to $10,000 Deductible 330 3 Vinyl siding yes
1950 1,070,000 Metal Roof 4,960 5 $1000-$2500 Deductible 740 4 Stucco siding No
1966 335,000 Metal Roof 1,780 5 $2500-$5000 Deductible 210 3 Stucco siding No
1977 320,000 Tile Roof 1,600 3 $2500-$5000 Deductible 320 4 Brick siding No
1969 560,000 Membrane Roof 2,310 4 $5000 to $10,000 Deductible 450 5 Vinyl siding No
1968 390,000 Asphalt Shingles Roof 1,810 4 > $10,000 Deductible 590 12 Stone Siding yes
1974 1,165,000 Composition Roof 4,900 5 > $10,000 Deductible 1230 9 Vinyl siding yes
1971 1,050,000 Wood Shake Roof 4,330 5 $500- $1000 Deductible 650 3 Wood siding yes
1972 265,000 Metal Roof 1,240 3 $500 Deductible 390 6 Stone Siding No
1977 480,000 Metal Roof 2,240 3 $500 Deductible 1510 10 Wood siding yes
1973 380,000 Shingles Roof 1,600 3 $5000 to $10,000 Deductible 800 10 Stone Siding No
1973 475,000 Slate Shingles Roof 2,130 3 $500- $1000 Deductible 320 3 Brick siding No
1956 445,000 Asphalt Shingles Roof 1,930 5 $500 Deductible 100 1 Stucco siding yes
1969 510,000 Wood Shake Roof 2,620 5 $5000 to $10,000 Deductible 100 1 Stucco siding yes
1975 280,000 Asphalt Shingles Roof 1,440 3 $5000 to $10,000 Deductible 430 10 Vinyl siding yes
1973 540,000 Wood Shake Roof 2,160 4 $1000-$2500 Deductible 220 2 Vinyl siding No
1972 540,000 Slate Shingles Roof 2,390 3 $500 Deductible 1510 10 Wood siding No
1976 515,000 Wood Shake Roof 2,980 4 > $10,000 Deductible 400 7 Vinyl siding yes
1956 550,000 Asphalt Shingles Roof 2,510 4 $500 Deductible 1920 12 Wood siding No
1959 340,000 Asphalt Shingles Roof 1,480 3 > $10,000 Deductible 540 9 Vinyl siding No
1954 470,000 Composition Roof 1,960 5 $2500-$5000 Deductible 570 5 Stucco siding yes
1975 785,000 Shingles Roof 3,930 5 $500 Deductible 2960 12 Stone Siding yes
1952 590,000 Composition Roof 2,520 4 $1000-$2500 Deductible 110 1 Stone Siding yes

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