Lakeway Insurance Rates:

Lakeway, TX homeowners insurance is roughly $990 to $1,356, about $82-$113/month. Our in depth guide shows customers can save upto $469 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lakeway, TX Homeowners Insurance By Home Value

Lakeway, TX Home Value Total Homes % of Total Average Lakeway, TX Homeowners Insurance
Less than $50,000 25 1.0% $70
$100,000 to $124,999 75 3.0% $340
$125,000 to $149,999 49 2.0% $422
$150,000 to $174,999 48 2.0% $504
$175,000 to $199,999 72 3.0% $587
$200,000 to $249,999 344 16.0% $704
$250,000 to $299,999 483 22.0% $857
$300,000 to $399,999 1,019 47.0% $1091

Top Home Insurance Agents Near Lakeway, TX

Home Insurance Company Near Lakeway, TX Homeowners Insurance Agency Near Lakeway, TX Address
Farmers Barry Larue Cpc 9600 Escarpment Blvd Ste H930, Austin, TX, 78749
Travelers Emery E Mitchamore Iii 5316 HWY 290 WEST STE 560, AUSTIN, TX, 78735
Allstate Fleming And Conway 2251 Double Creek Dr Ste 201, Round Rock, TX, 78664
Allstate Mercedes Mccloughan 1818 US Highway 281, Marble Falls, TX, 78654
Travelers Watkins Insurance Group 2100 US HIGHWAY 281 STE A, MARBLE FALLS, TX, 78654

Cost Of Homeowners Insurance By Street Near Lakeway, TX

Streets in Lakeway Area Homeowners Insurance Cost
Moonlight Bay Dr, Crabapple Ct, Spellbrook Ln, Dave Dr, Birsay Dr, Majestic Ridge Rd, Rainbow Two St, Ajuga Ct, Knarr St, Travis Settlement$1,129
Reims Ct, Cross Creek, Rainbow One St, Mockingbird Ln, Kyle Dr, Corsaire Cove, Bella Riva Dr, Tabletop Mountain Dr, Green Terrace Cove, Raynham Hill Dr$1,130
Inverness Dr, Dasher Dr, Rogues Roost Dr, Sailmaster St, Schooner Dr, Hopkins Dr, el Rio Dr, Challenger, Cory Ln, Pedernales Cliff Trl$1,125
Yacht Harbor Rd, Parakeet St, Aria Dr, Deerfield Cove, Barbie Ct, Sledge Dr, Indigo Broom Loop, Jack Nicklaus Dr, Cliffbrook Ct, Lakehurst Loop$1,098
Oakhurst Rd, Colt Dr, Ridge Pole Ln, Tulare Dr, Mc Cormick Mountain Dr, Retama Ct, Chateau Ave, Huron Club Ct, Lakeway Dr, Rocky Cost Dr$1,238

Lakeway, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lakeway$174 to $177
The Hills$183
Southwest Travis$172
Point Venture$167

Lakeway, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
The Hills village, Texas $153 $203 $305
Southwest Travis CCD, Travis County, Texas $144 $192 $288
Point Venture village, Texas $139 $185 $278

Lakeway, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lakeway, TX3.6%10.7%
The Hills3.02%10.17%
Southwest Travis4.0%12.98%
Point Venture4.36%10.57%

Lakeway Renters Insurance as a Percentage of Rent

Lakeway Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 21 2.0% $1876
$750 to $999 68 8.0% $2626
$1,000 to $1,499 450 54.0% $3751
$1,500 or more 287 34.0% $5401

Lakeway, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$7,000
Yearly Lakeway Homeowner Insurance Premium Example $2,800$1,800
Out of Pocket Expense During Claim$1,000$7,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $20,600$19,600
Net Savings to Lakeway Home Owner from High Deductible Plan $1,000

Lakeway, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lakeway, TX Home Replacement Value MORE than Home Value Lakeway, TX Home Replacement Value LESS than Home Value
Replacement Value $290,500 $198,500
Insurance Premium based on Replacement Value $2,225 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $48,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $350/year

Example Lakeway Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyTravelers
Monthly Premium 403196286
Year Built 200319981981
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $500000-$600000$500000-$600000$500000-$600000
Deductible $1000-$2500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Lakeway, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 380,000 Wood Shake Roof 2,170 3 $1000-$2500 Deductible 1600 7 Stucco siding No
1986 360,000 Slate Shingles Roof 1,800 4 $2500-$5000 Deductible 1480 6 Stucco siding No
2012 405,000 Metal Roof 2,490 5 $5000 to $10,000 Deductible 2060 10 Stucco siding yes
1988 680,000 Metal Roof 3,260 4 > $10,000 Deductible 1950 6 Vinyl siding No
1993 620,000 Metal Roof 3,920 5 $500- $1000 Deductible 4260 10 Brick siding No
2003 520,000 Asphalt Shingles Roof 3,100 4 $5000 to $10,000 Deductible 3370 12 Brick siding No
2010 405,000 Membrane Roof 2,300 3 $500 Deductible 950 3 Stone Siding yes
2007 375,000 Membrane Roof 2,340 3 $2500-$5000 Deductible 320 2 Wood siding yes
2014 405,000 Slate Shingles Roof 2,040 3 $1000-$2500 Deductible 1790 7 Vinyl siding No
2011 630,000 Wood Shake Roof 4,160 5 $1000-$2500 Deductible 1190 3 Fiber-Cement Siding No
2001 485,000 Slate Shingles Roof 2,200 5 $500- $1000 Deductible 1330 4 Vinyl siding No
2013 560,000 Composition Roof 2,770 4 > $10,000 Deductible 1160 5 Brick siding yes
1999 420,000 Composition Roof 2,400 5 $5000 to $10,000 Deductible 780 4 Fiber-Cement Siding yes