Lakeview Insurance Rates:

Lakeview, OR homeowners insurance is approximately $364 to $501, about $30-$41/month. Our comprehensive analysis reveals consumers can save upto $172 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lakeview, OR Homeowners Insurance By Home Value

Lakeview, OR Home Value Total Homes % of Total Average Lakeview, OR Homeowners Insurance
Less than $50,000 195 12.0% $69
$50,000 to $59,999 77 4.0% $146
$60,000 to $69,999 28 1.0% $181
$70,000 to $79,999 79 4.0% $211
$80,000 to $89,999 94 5.0% $241
$90,000 to $99,999 36 2.0% $267
$100,000 to $124,999 216 13.0% $311
$125,000 to $149,999 100 6.0% $388
$150,000 to $174,999 179 11.0% $462
$175,000 to $199,999 136 8.0% $531
$200,000 to $249,999 179 11.0% $639
$250,000 to $299,999 178 10.0% $781
$300,000 to $399,999 126 7.0% $993

Top Home Insurance Agents Near Lakeview, OR

Home Insurance Company Near Lakeview, OR Homeowners Insurance Agency Near Lakeview, OR Address
State Farm Ken Phillips 401 Us Highway 395 E, Alturas, CA, 96101-4200
Allstate Nolte-Fuller Ins Inc 28th North G Street, Lakeview, OR, 97630

Cost Of Homeowners Insurance By Street Near Lakeview, OR

Streets in Lakeview Area Homeowners Insurance Cost
Co Hwy 1-10A, N 10th St, Co Hwy 2-19, S F St, S N St, View Ln, Sunset Pl, Cyhoya Way, Goldmohr Ter, Linda Ln$433
S H St, S 8th St, Co Hwy 2-18B, S M St, Cty Rd 1-11B, N M St, Stock Drive Ln, Lake County Hwy 1-11, N V St, Center St$430
Co Rd 1-12A, N E St, Cty Rd 1-11D, Padget Rd, Co Hwy 1-10, Park Ct, Kadrmas Rd, Co 2-18 C, Drews Gap Rd, N N St$433
N O St, Pepper Ln, N F St, Lake County Rd 2-19C, Gieser View Ln, New Idaho Rd, Buck Rd, Co Hwy 1-12, Odegaard Rd, N 6th St$428
S K St, S 4th St, Crane Creek Ln, Cty Rd 1-11E, Cogswell Ln, Co Hwy 1-20, Co Hwy 1-11E, Lake County Rd 1-11B, Lake County Rd 2-19E, Jaska Ln$433

Lakeview, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lakeview$64 to $67
New Pine Creek$60
New Pine Creek$87
Langell Valley$64

Lakeview, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Pine Creek CDP, Oregon $61 $81 $122
New Pine Creek CDP, California $88 $117 $176
Langell Valley CCD, Klamath County, Oregon $65 $86 $129

Lakeview, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lakeview, OR3.1%9.6%
Langell Valley3.24%11.66%
Fort Bidwell4.97%24.14%
Paisley3.36%11.81%

Lakeview Renters Insurance as a Percentage of Rent

Lakeview Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 25 4.0% $797
$300 to $499 121 22.0% $1247
$500 to $749 257 47.0% $1922
$750 to $999 66 12.0% $2672
$1,000 to $1,499 60 11.0% $3797
$1,500 or more 12 2.0% $5447

Lakeview, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$3,600
Yearly Lakeview Homeowner Insurance Premium Example $1,500$900
Out of Pocket Expense During Claim$600$3,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,100$9,900
Net Savings to Lakeview Home Owner from High Deductible Plan $1,200

Lakeview, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lakeview, OR Home Replacement Value MORE than Home Value Lakeview, OR Home Replacement Value LESS than Home Value
Replacement Value $195,500 $129,000
Insurance Premium based on Replacement Value $650 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $44,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $75/year

Example Lakeview Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceTravelersGEICO Insurance
Monthly Premium 244144
Year Built 197219612010
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$250000-$300000$250000-$300000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Lakeview, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 250,000 Metal Roof 2,340 4 $2500-$5000 Deductible 380 10 Stucco siding yes
1979 145,000 Asphalt Shingles Roof 1,590 3 $500- $1000 Deductible 140 5 Vinyl siding No
1985 280,000 Metal Roof 3,130 4 > $10,000 Deductible 310 8 Stucco siding yes
1970 380,000 Composition Roof 4,110 5 $500 Deductible 750 10 Wood siding yes
2013 145,000 Metal Roof 1,530 3 $500 Deductible 300 9 Stone Siding No
2011 330,000 Shingles Roof 4,450 5 $1000-$2500 Deductible 80 1 Wood siding yes
1978 180,000 Tile Roof 1,940 3 $500- $1000 Deductible 350 12 Vinyl siding No
1948 205,000 Metal Roof 2,080 4 > $10,000 Deductible 50 2 Stone Siding yes
1987 205,000 Shingles Roof 2,030 3 $500- $1000 Deductible 200 4 Vinyl siding No
1967 130,000 Asphalt Shingles Roof 1,570 3 $500- $1000 Deductible 70 3 Fiber-Cement Siding No
1983 190,000 Slate Shingles Roof 2,080 4 $5000 to $10,000 Deductible 40 2 Stone Siding No
1987 170,000 Wood Shake Roof 1,870 5 $500 Deductible 90 2 Brick siding yes
1964 145,000 Asphalt Shingles Roof 1,570 5 $500- $1000 Deductible 440 12 Wood siding No
1961 110,000 Tile Roof 1,400 3 $500 Deductible 220 7 Stone Siding No
1966 180,000 Metal Roof 2,250 3 $1000-$2500 Deductible 340 8 Stone Siding yes
2012 185,000 Shingles Roof 2,310 4 $500- $1000 Deductible 440 12 Stucco siding yes
1983 120,000 Shingles Roof 1,490 3 $2500-$5000 Deductible 60 2 Vinyl siding No
1971 175,000 Tile Roof 2,330 4 $1000-$2500 Deductible 250 8 Brick siding No
1978 180,000 Wood Shake Roof 1,820 3 $1000-$2500 Deductible 220 5 Fiber-Cement Siding No
1946 150,000 Wood Shake Roof 1,390 3 $500 Deductible 170 4 Vinyl siding yes
1983 205,000 Tile Roof 1,940 3 $2500-$5000 Deductible 330 7 Wood siding No
1974 295,000 Metal Roof 3,290 5 > $10,000 Deductible 30 1 Brick siding No
1982 200,000 Tile Roof 2,560 5 $2500-$5000 Deductible 310 9 Wood siding No
1989 250,000 Membrane Roof 2,730 4 $1000-$2500 Deductible 260 4 Wood siding No
1967 180,000 Membrane Roof 1,960 4 $500 Deductible 460 9 Wood siding No
1987 220,000 Wood Shake Roof 2,260 3 $1000-$2500 Deductible 180 4 Vinyl siding No
1962 165,000 Membrane Roof 1,940 3 $1000-$2500 Deductible 260 8 Vinyl siding yes
2014 260,000 Wood Shake Roof 3,200 4 $500- $1000 Deductible 300 5 Stucco siding No
1981 270,000 Membrane Roof 2,720 4 $1000-$2500 Deductible 60 1 Vinyl siding No
1975 220,000 Membrane Roof 2,380 3 $500- $1000 Deductible 320 8 Fiber-Cement Siding yes