Lakeland, TN homeowners insurance is about $723 to $992, about $60-$82/month. Our all inclusive analysis reveals consumers can save upto $343 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lakeland, TN | Homeowners Insurance Agency Near Lakeland, TN | Address |
|---|---|---|
| State Farm | Angela Foreman | 7990 Trinity Road Suite 128, Cordova, TN, 38018-7730 |
| State Farm | Bill Nance | 9437 Poplar Ave, Germantown, TN, 38138-8003 |
| Erie | Collierville Insurance Agency | 114 E Mulberry Street, Collierville, TN, 38017 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Arlington town, Tennessee | $107 | $142 | $213 |
| Bartlett city, Tennessee | $103 | $137 | $206 |
| Gallaway city, Tennessee | $100 | $133 | $200 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lakeland, TN | 3.8% | 12.5% |
| Arlington | 3.66% | 13.23% |
| Bartlett | 4.25% | 13.67% |
| Gallaway | 6.73% | 21.86% |
| Lakeland Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 107 | 13.0% | $1900 |
| $750 to $999 | 259 | 32.0% | $2650 |
| $1,000 to $1,499 | 310 | 38.0% | $3775 |
| $1,500 or more | 126 | 15.0% | $5425 |
| Streets in Lakeland Area | Homeowners Insurance Cost |
|---|---|
| Owl Hill Dr, Nutbush Pl, Havelock Cove, Jayne Lewis Cove, Colts Neck Rd, Pheasant Hill Cove S, Benoit Falls Rd, Nova Scotia Ln, Buckhurst Rd, Harbor Pointe Way | $879 |
| Thorne Dr, Airline Rd, Surrey Hill Pl, Palomino Dr, Chapel Hill Rd, Palmer Dr, Ichabod Cv, Foxmoor Ln, Ace Dr, Trotter Dr | $852 |
| Brunswick Forest Cr W, Osborn Meadows Dr, Woodland Ash Cove, Evergreen Creek Dr, Hogan Ln, Gratitude Church Rd, Thakeham Pl N, Eva Webb Cove, Rebecca Woods Dr, Plantation Woods Dr | $880 |
| Vonell Way, Kettering Dr, Hampton Court Rd N, Edney Ridge Dr, Littlemore Fwy, Brooks Village Dr, Breezy Shores Cove, Loblolly View Ln, Mackwood Dr, Babbling Brook Cove | $869 |
| Clubview Cove S, Hunters Glade Ln, Cypress Hollow Dr, Wolf Pine Ln, Veranda Woods Cove, Donnelson Rd, Green Spruce Dr, Admington Pl, Falcon Hill Dr, Redwood Rd | $876 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lakeland | $127 to $129 |
| Arlington | $128 |
| Bartlett | $124 |
| Gallaway | $120 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $2,600 |
| Yearly Lakeland Homeowner Insurance Premium Example | $1,500 | $1,300 |
| Out of Pocket Expense During Claim | $1,600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $13,600 | $13,000 |
| Net Savings to Lakeland Home Owner from High Deductible Plan | $600 | |
| Scenario | Lakeland, TN Home Replacement Value MORE than Home Value | Lakeland, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $315,500 | $218,000 |
| Insurance Premium based on Replacement Value | $1,650 | $1,125 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $38,500 | Risk Exposure from Under Insuring Coverage is $59,000 |
| Premium Impact | Insurance cheaper by $325/year | Insurance costlier by $200/year |
| Insurance Company | Liberty Mutual | Chubb Group of Insurance | Farmers Insurance |
| Monthly Premium | 106 | 201 | 55 |
| Year Built | 2007 | 1996 | 2011 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $300000-$350000 | $500000-$600000 | $300000-$350000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | > $10,000 Deductible |