How Much Does Lakeland, FL Home Insurance Cost?
Lakeland, FL Average Homeowners Insurance Cost
$1,250
Homeowners Insurance Cost - Lakeland, FL
$125,600
Median Home Value - Lakeland, FL
Lakeland, FL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$15.0 | $1,235.0 |
| $1000 Deductible | -$132.75 | $1,117.25 |
| $1500 Deductible | -$198.25 | $1,051.75 |
| $2000 Deductible | -$295.25 | $954.75 |
| $2500 Deductible | -$352.5 | $897.5 |
Lakeland, FL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$363 | $888 |
| 30 year old | +$19 | $1,269 |
| 40 year old | +$33 | $1,283 |
| 50 year old | +$48 | $1,298 |
| Above 50 year old | +$60 | $1,310 |
Lakeland, FL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$150 | $1,100 |
| Superior | -$113 | $1,138 |
| Masonry | -$63 | $1,188 |
| Brick | -$63 | $1,188 |
| Hail Resistant Roof | -$38 | $1,213 |
Lakeland, FL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$25 | $1,275 |
| Swimming Pool With A Diving Board | +$63 | $1,313 |
| Swimming Pool With Slide | +$75 | $1,325 |
Lakeland, FL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $38 | $1,213 |
| Police Department | $13 | $1,238 |
Lakeland, FL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$525.0 | $1,775 |
| Filing a Second Liability Claim | +$475.0 | $1,725 |
| Filing a Second Theft Claim | +$475.0 | $1,725 |
| Filing a Second Water Claim | +$412.5 | $1,663 |
| Filing a Fire Claim | +$250.0 | $1,500 |
| Filing a Liability Claim | +$237.5 | $1,488 |
| Filing a Theft Claim | +$237.5 | $1,488 |
| Filing a Water Claim | +$200.0 | $1,450 |
| Filing a Weather Claim | +$200.0 | $1,450 |