How To Make Your Lakeland, FL Home Insurance Cheaper
Lakeland, FL, homeowners insurance is about $1250. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Lakeland, FL Home Insurance Rates with the Polk County Average
| Place | Polk County Average: $1,446.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Lakeland, FL | $1,250.0 | -196.0 | -0.14 | 253,283 | 125,600 |
Cost of Lakeland, FL Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Fuller Heights | 145,900 | 10,025 | $1,387 |
| Waverly | 76,700 | 35,339 | $918 |
| Mango | 103,200 | 10,232 | $1,098 |
| San Antonio | 187,500 | 26,218 | $1,663 |
Homeowners Insurance Comparison for the Cheapest Premiums in Lakeland, FL
| Liberty Mutual | Encompass Insurance | Tower Hill Insurance | |
| Median Home Value ($) | 125,600 | 125,600 | 125,600 |
| Age of Home | Year 50 Old | Above Year 50 | Year 40 Old |
| Home Coverage ($) | $500,000 -$749,999 | $500,000 -$749,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $7,682.5 | $8,060.3 | $9,814.6 |
Cost of Lakeland, FL Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| State Farm | 2500 | $150,000-$174,999 | 1,021.7 |
| Florida Farm Bureau Insurance | 1500 | $100,000-$124,999 | 920.5 |
| Amica Mutual Insurance | 1000 | $1000,000-$1499,999 | 7,457.6 |
| Security First Home Insurance | 2000 | $100,000-$124,999 | 838.7 |
| Liberty Mutual | 500 | $200,000-$249,999 | 2,054.2 |
| Nationwide | 1500 | $150,000-$174,999 | 1,248.7 |
| Stillwater insurance Group | 2500 | $300,000-$399,999 | 2,930.9 |
| USAA | 500 | $250,000-$299,999 | 2,830.1 |
| Horace Mann Educators Corporation | 500 | $150,000-$174,999 | 1,376.4 |
| Tower Hill Insurance | 1500 | $250,000-$299,999 | 2,567.5 |