Lake Worth Insurance Rates:

Lake Worth, FL homeowners insurance is roughly $971 to $1,318, about $80-$109/month. Our exhaustive analysis indicates shoppers can save upto $458 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I would highly recommend using Geico for home insurance, because they are a reputable company that works hard to keep their customers happy. They have competitive rates and truly care about home owners.
I would strongly recommend this company because they can be reached at all hours and they are very helpful and easy to work with
Universal Property & Casualty Insurance Company
Our premium and deductible is very affordable comparing to other providers. We will not look other insurance companies as long as they have this service.
I am not really sure about other companies, but from what I heard USAA is the cheapest you can get. They give a military discount to active military and veterans and their families. I think it is pretty cheap, for what they offer you really can't complain. It would cost way more to replace a house than it does to pay for insurance every month.
The premium and deductible are very reasonable for my insurance policy. When I was shopping around initially everything I was quoted on was in the same neighborhood as USAA and in some cases, actually higher than their quote.
My wife and I chose USAA for our home insurance because they are responsive and always answer our questions fully.
State Farm
I think it is hard to compare policy offerings without going in depth analysis between the 2. I think ours is pretty average to industry standard.
I like this customer service very is a great insurance!! Everyone should get progressive home insurance. Policies also cover liability up to certain limits, protecting the insured in case someone injures himself on the property
My insurance company compared coverage and price and honestly I like how progressive provided coverage for flood, fire and disaster. The percentages was higher and I felt like I had a better value for the cost of coverage.
State Farm
I like that they are quick to respond and the coverage is good for anyone owning a home or a vehicle.
State Farm
Sometimes i feel like they just want my money and don't really care to fully keep me properly insured, just taking my money
Assurant Specialty Property
They provide a very easy to use website. it is easily navigated while also being aesthetically pleasing. there's even a sitemap!
Homeowner's Choice
Things have been as I expected. Nothing unusual either way or I can usually get ahold of someone if I need or have further questions that need to be resolved.
I would recommend Allstate Home Insurance to others, but I think it would be worth checking the market in your area for the best rates.
There is nothing at all to dislike, Geico has always made me happy having coverage thru them, Maybe the perfect answer would be lower the rate if it’s at all possible, since its already low as is
Security First Home Insurance
Whenever I have called this company to ask a question or redo my billing schedule, they couldn't be any more responsive and pleasant than they are. Extremely kind and helpful.
USAA sends e-mails and/or mailings for any new services that they believe we might be eligible or interested in. It is not an overwhelming amount, like other companies, so if we don't mind this kind of communication.
i dislike the rates that i pay every month. But if i pay up front its less.
Stillwater Insurance Group
I have never made a claim on my home insurance, although State Farm has been very good on car insurance claims.
Good service overall. Easy to navigate and find information as required on the website. Pretty good customer service response as well. The premium could always be lower, but agents are always friendly.
State Farm
I like that the company makes it easy to renew the policy every year. The online bill payment service is super-fast and easy to work with.
I do wish the auto premiums would come down a little. They seem to go up a little every year, even though we're accident-free for over 5 years.
I like that my company is big enough to not have to worry about them folding and leaving me high and dry. I like that I can make a claim 24/7. I like that my claim after a natural disaster was handled from start to finish in 10 days, some of my neighbors had to wait almost two weeks with their insurance companies just for an adjuster to come out, and some still have blue tarps on their roofs because there is a waiting list on insurance approved contractors to replace roofing.
Tower Hill Insurance
The company is easy to deal with and the people there are friendly. I'm happy with my premium and the coverage that I have. I have never had any issues with this company
Tower Hill Insurance
I would say that Tower Hill is a low-premium option, but frankly, no insurance company is great in Florida. I can't really say that I recommend it over any other company, or vice versa.
Tower Hill Insurance
I am very pleased with my insurance company. I had a kitchen flood that came from my refrigerator. I ended up having to replace my flooring and repainting my first floor. They approved all of the repair work and did not give me any hassle. I was so pleased with the outcome. They have not raised my rates since this incident. I am going to stay with this company.
I love Geico, I am incredibly satisfied with them. When I was in an accident they sent a tow truck for free and have great customer service.
State Farm
Overall my company has been good to me and has made sure I have appropriate coverage. Rarely they put me in a bad spot and almost always have made sure I am well taken care of across the board.
My only real issue is when I need to talk to someone on the phone the wait time can be really long. I had a billing issue where they sent the bill to the bank instead of me, and it caused me to be late on my payment and get threats that they were going to discontinue my policy. It was their fault, not mine.
People's Trust Insurance
The company is responsive to customer service issues, and has good, comprehensive coverage for homes. They are also good at updating coverage.

Lake Worth, FL Homeowners Insurance By Home Value

Lake Worth, FL Home Value Total Homes % of Total Average Lake Worth, FL Homeowners Insurance
Less than $50,000 7,280 16.0% $229
$50,000 to $59,999 2,420 5.0% $480
$60,000 to $69,999 2,671 5.0% $595
$70,000 to $79,999 2,765 6.0% $687
$80,000 to $89,999 2,473 5.0% $790
$90,000 to $99,999 1,931 4.0% $881
$100,000 to $124,999 4,614 10.0% $1019
$125,000 to $149,999 3,638 8.0% $1270
$150,000 to $174,999 4,528 10.0% $1511
$175,000 to $199,999 2,484 5.0% $1740
$200,000 to $249,999 4,770 10.0% $2095
$250,000 to $299,999 2,811 6.0% $2553
$300,000 to $399,999 2,784 6.0% $3251

Top Home Insurance Agents Near Lake Worth, FL

Home Insurance Company Near Lake Worth, FL Homeowners Insurance Agency Near Lake Worth, FL Address
NA Twinbrook Ins Agency, Inc. 401 E Las Olas Blvd Ste 1400 Ft. Lauderdale, Fort Lauderdale, FL, 33301
Travelers Bateman Gordon & Sands Inc 3050 N FEDERAL HWY, LIGHTHOUSE PT, FL, 33064
Travelers Fiorella Insurance Agency Inc 515 Se Central Pkwy, Stuart, FL, 34994
Allstate Lory Bell-Moody 1943 Tyler St, Hollywood, FL, 33020
Travelers Wiglesworth-Rindom Insurance Agency Inc 4 SE 6TH AVE, DELRAY BEACH, FL, 33483

Lake Worth, FL Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Lake Worth, FL

Streets in Lake Worth Area Homeowners Insurance Cost
Hammock Ct, Plumage Ln, S H St, Emerald Sky Ln, Centurian Way, 47th Ct S, Tall Cypress Cir, Irene Ave, Jackson Dr, Tangelo Ave$1,112
42nd Ave S, Herndon Dr, E Mountain Dr, Nicia Way, Faith St, Florida St, Carandis Rd, Marshall Rd, Lucerne Lakes Blvd W, Saint Barbara St$1,141
Erika Pl, Julie Tonia Dr, Villa Dr S, E Dolphin Ridge Rd, Soundings Ct, 2nd Ave S, Landings Run, Venus Ave, S Margaret Ct, Diamond Ln$1,147
Violet Ave, Herbertz Rd, Edgewater Ter, Cedarcrest Rd, Pioneer Rd, W Browning Dr, Forest Rd, Colonial Blvd, 5th Ave N, 14th Ave S$1,142
S Eric Cir, Starblaze Dr, Oak View Ln, Cll del Rosa, S East Coast St, Plumosa St, Canal Dr, Chase Ct, Woods Bend Rd, Valley Way$1,161
Barnett Dr, Seaside Dr, 16th Pl S, Pine Lake Ct, N L St, Via Palma, Daphne Dr, Dudley Dr E, Akron Rd, Bonnie Dr$1,136
Mil-Pond Ct, Mil-Lake Cir, Lee Ct, Miss Piney Rd, Lee Dr, Collinwood Ln, N Margaret Ct, Sedgewick Ct, 10th Ave S, Woodstone Cir W$1,150
Blue Stone Ln, Starkeys Pl, Holiday Dr, Dorothea Dr, Pretty Ln, Thompson Way, Wenhart Rd, W Chandler Rd, Lone Pine Way, Dudley Dr W$1,120
Taylor Rd, Jaczko Ln, Roy Dr, Pineway Ter, Garand Ln, Evelyn Ct, Louis Dr, Coconut Dr, 56th Ter S, Wash Rd$1,140
Susan Ct, Bresee Rd, Nanette Ct, Blue Baneberry Ln, Cotswold Hills Dr, S Palmway, N Olive Ave, Dell Ave, S Price St, Santa Fe Rd$1,145

Lake Worth, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lake Worth$171 to $174
Lakewood Gardens$174
Palm Springs$170
Kenwood Estates$171

Lake Worth, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lakewood Gardens CDP, Florida $145 $193 $290
Palm Springs village, Florida $142 $189 $284
Kenwood Estates CDP, Florida $143 $191 $286

Lake Worth, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lake Worth, FL6.6%20.3%
Lakewood Gardens7.32%25.6%
Palm Springs7.01%25.24%
Kenwood Estates7.0%28.23%

Lake Worth Renters Insurance as a Percentage of Rent

Lake Worth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 339 1.0% $794
$300 to $499 458 1.0% $1244
$500 to $749 2,907 11.0% $1919
$750 to $999 7,155 29.0% $2669
$1,000 to $1,499 10,725 43.0% $3794
$1,500 or more 2,843 11.0% $5444

Average Cost Of Home Insurance By Company In Areas Nearby Lake Worth For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Southern Oak Insurance $4,198
150,000 27 YES Castle Key Indemnity Company Insurance $1,925
150,000 27 YES Florida Family Insurance $1,567
150,000 27 YES Liberty Mutual Fire Insurance $2,031
150,000 27 YES United Property & Casualty Insurance $2,282

Lake Worth, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Lake Worth Homeowner Insurance Premium Example $3,800$2,800
Out of Pocket Expense During Claim$900$6,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $27,500$26,500
Net Savings to Lake Worth Home Owner from High Deductible Plan $1,000

Lake Worth, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lake Worth, FL Home Replacement Value MORE than Home Value Lake Worth, FL Home Replacement Value LESS than Home Value
Replacement Value $134,000 $89,000
Insurance Premium based on Replacement Value $2,825 $1,875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $575/year Insurance costlier by $375/year

Example Lake Worth Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersChubb Group of Insurance
Monthly Premium 113346345
Year Built 198319951961
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$175000-$200000$200000-$250000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Lake Worth, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 170,000 Slate Shingles Roof 2,300 4 $500 Deductible 2640 10 Stone Siding No
1975 165,000 Composition Roof 2,150 3 $500 Deductible 1420 4 Brick siding yes
1978 180,000 Membrane Roof 1,940 3 $2500-$5000 Deductible 1770 10 Stone Siding yes
1989 140,000 Membrane Roof 1,700 3 $500 Deductible 1300 7 Vinyl siding yes
1990 145,000 Wood Shake Roof 1,690 3 $500 Deductible 1140 5 Brick siding No
1965 100,000 Metal Roof 1,360 2 $500 Deductible 1560 12 Fiber-Cement Siding No
1987 285,000 Tile Roof 3,210 4 > $10,000 Deductible 1020 5 Wood siding yes
1961 75,000 Composition Roof 1,010 2 $500- $1000 Deductible 970 10 Brick siding yes
1994 100,000 Metal Roof 1,480 3 $2500-$5000 Deductible 380 4 Brick siding yes
1982 145,000 Wood Shake Roof 2,080 4 $500- $1000 Deductible 240 1 Stucco siding yes
1961 150,000 Composition Roof 1,600 4 $2500-$5000 Deductible 1250 6 Stone Siding yes
1977 155,000 Shingles Roof 1,950 3 $500 Deductible 1590 5 Stucco siding yes
1990 190,000 Membrane Roof 2,240 4 $500 Deductible 1540 6 Fiber-Cement Siding No
1971 195,000 Wood Shake Roof 3,060 4 $500 Deductible 3360 9 Brick siding yes
1975 155,000 Slate Shingles Roof 1,770 2 $500 Deductible 580 2 Brick siding yes
1971 135,000 Composition Roof 1,780 2 $1000-$2500 Deductible 1330 6 Wood siding No
1981 215,000 Wood Shake Roof 2,310 4 $5000 to $10,000 Deductible 2700 12 Brick siding No
1975 150,000 Tile Roof 1,630 2 $500- $1000 Deductible 1970 8 Stucco siding No
1986 100,000 Composition Roof 1,270 3 $500 Deductible 1420 8 Stone Siding yes
1980 125,000 Composition Roof 1,610 3 $500- $1000 Deductible 2410 10 Fiber-Cement Siding yes
1972 150,000 Wood Shake Roof 1,670 2 $500 Deductible 2210 12 Vinyl siding yes
1960 100,000 Tile Roof 1,280 2 $1000-$2500 Deductible 740 6 Stone Siding No
1979 165,000 Tile Roof 2,050 4 $500- $1000 Deductible 1870 6 Brick siding No
1971 165,000 Membrane Roof 1,850 3 $5000 to $10,000 Deductible 820 5 Vinyl siding No
1981 160,000 Wood Shake Roof 1,740 2 $500- $1000 Deductible 3420 12 Wood siding No
1974 70,000 Slate Shingles Roof 1,090 2 $500- $1000 Deductible 450 3 Vinyl siding yes
1967 235,000 Composition Roof 2,770 4 $5000 to $10,000 Deductible 1220 5 Fiber-Cement Siding yes
1988 130,000 Wood Shake Roof 1,530 3 $500 Deductible 1270 5 Stucco siding yes
1979 115,000 Tile Roof 1,460 2 $500 Deductible 470 3 Fiber-Cement Siding yes
1976 120,000 Slate Shingles Roof 1,320 3 $500- $1000 Deductible 2220 10 Brick siding No
1972 115,000 Wood Shake Roof 1,045 2 $500 Deductible 1430 9 Fiber-Cement Siding No

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