Lake Wildwood Insurance Rates:

Lake Wildwood, CA homeowners insurance is approximately $530 to $729, about $44-$60/month. Our in depth guide reveals consumers can save as much as $251 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lake Wildwood, CA Homeowners Insurance By Home Value

Lake Wildwood, CA Home Value Total Homes % of Total Average Lake Wildwood, CA Homeowners Insurance
Less than $50,000 33 3.0% $37
$60,000 to $69,999 15 1.0% $100
$150,000 to $174,999 77 7.0% $257
$175,000 to $199,999 60 6.0% $301
$200,000 to $249,999 274 28.0% $364
$250,000 to $299,999 97 10.0% $440
$300,000 to $399,999 409 42.0% $566

Top Home Insurance Agents Near Lake Wildwood, CA

Home Insurance Company Near Lake Wildwood, CA Homeowners Insurance Agency Near Lake Wildwood, CA Address
NA Deatsch Insurance Agency, Inc. P. O. Box 668, Roseville, CA, 95678
Allstate Arun Aery 1054 Live Oak Blvd # 1, Yuba City, CA, 95991
Farmers Diana Hart 1111 High St Ste B, Auburn, CA, 95603
Farmers Randal Randy Gaines 438 Colusa Ave Ste C, Yuba City, CA, 95991
Allstate Verlinda Barnes 6508 Lonetree Blvd Ste 104, Rocklin, CA, 95765

Cost Of Homeowners Insurance By Street Near Lake Wildwood, CA

Streets in Lake Wildwood Area Homeowners Insurance Cost
Pepperwood Dr, Riffle Box Rd, Witt Ln, Hemlock Dr, Kingbird Ct, Lakeside Ln, Fair Oak, Swallow Way, Fair Oaks Dr, Wildflower Dr$630
Thistle Loop, Mountain House Rd, Explorer Ct, Redwing Ct, Foxtail Dr, Waxwing Ct, Pioneer Rd, Chaparral Cir, Chickadee Ct, Hayden Rd$630
Falcon Loop, Ginger Loop, Forest Park Cir, Deer Run, Blue Teal Loop, Fisher Ct, Hummingbird Rd, Marmot Ct, Mariposa Ct, Jasmine Loop$627
Pine Hollow Rd, Nipinnawasee Rd, Lodestone Ct, Bow N Arrow Dr, Feather Dr, Canopy Ct, Strawberry Cir, Woodland Loop, Lake Wildwood Dr, Klondike Way$630
Long Branch Ct, Doe Ln, Knobcone Dr, Towhee Ct, Rough and Ready Rd, Shelter Ct, Chestnut Ct, Oriole Ct, Warbler Way, Sun Forest Dr$627

Lake Wildwood, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lake Wildwood$93 to $95
Penn Valley$90
Rough and Ready$89
Smartsville$88

Lake Wildwood, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Penn Valley CDP, California $76 $101 $151
Rough and Ready CDP, California $74 $99 $148
Grass Valley CCD, Nevada County, California $78 $104 $156

Lake Wildwood, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lake Wildwood, CA2.3%6.9%
Penn Valley2.48%7.16%
Rough and Ready3.36%11.24%
Grass Valley2.49%9.54%

Lake Wildwood Renters Insurance as a Percentage of Rent

Lake Wildwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 82 12.0% $2659
$1,000 to $1,499 99 15.0% $3784
$1,500 or more 471 72.0% $5434

Average Cost Of Home Insurance By Company In Areas Nearby Lake Wildwood For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewUnigard Group510
2500001000NewPacific Property And Casualty263
300000500NewPacific Specialty723
5000002500NewAmerican Security1171
1500002501-3 YearsEncompass778
1500002501-3 YearsMAPFRE Group491
2000005001-3 YearsTokio Marine America316
1500002504-6 YearsHomesite751
2000005004-6 YearsChubb/Federal1012
2000005004-6 YearsSafeco698
2000005004-6 YearsTravelers558
25000010004-6 YearsUSAA574
40000010004-6 YearsAAA (Interinsurance Exchange)1024
40000010004-6 YearsAmco1189
40000010004-6 YearsLiberty Ins Corp2190
1500005007-15 YearsIDS Property Casualty639
25000010007-15 YearsAIG Prop Cas1355
2500005007-15 YearsHorace Mann642
3000005007-15 YearsIntegon/National982
40000010007-15 YearsAIG Prop Cas2109
50000025007-15 YearsCSE Safeguard1133
50000025007-15 YearsLiberty Ins Corp3100
50000025007-15 YearsTravelers1231

Lake Wildwood, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Lake Wildwood Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,100$10,500
Net Savings to Lake Wildwood Home Owner from High Deductible Plan $600

Lake Wildwood, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lake Wildwood, CA Home Replacement Value MORE than Home Value Lake Wildwood, CA Home Replacement Value LESS than Home Value
Replacement Value $489,500 $282,500
Insurance Premium based on Replacement Value $1,750 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $94,000 Risk Exposure from Under Insuring Coverage is $113,000
Premium Impact Insurance cheaper by $400/year Insurance costlier by $325/year

Example Lake Wildwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceFarmers Insurance
Monthly Premium 4969153
Year Built 199420041986
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$250000-$300000$800000-$900000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Lake Wildwood, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 325,000 Slate Shingles Roof 1,980 4 $500 Deductible 870 9 Vinyl siding No
1988 675,000 Slate Shingles Roof 3,040 5 $500 Deductible 640 4 Stone Siding No
1999 370,000 Membrane Roof 2,270 4 $5000 to $10,000 Deductible 470 9 Brick siding yes
1995 325,000 Metal Roof 1,990 5 $500- $1000 Deductible 550 6 Fiber-Cement Siding yes
1985 610,000 Wood Shake Roof 3,690 5 $1000-$2500 Deductible 140 1 Vinyl siding No
1985 420,000 Wood Shake Roof 2,670 4 $500- $1000 Deductible 450 5 Wood siding yes
1989 315,000 Slate Shingles Roof 1,620 3 $2500-$5000 Deductible 250 4 Vinyl siding No
1980 720,000 Composition Roof 4,070 5 $2500-$5000 Deductible 140 1 Stucco siding yes
2000 475,000 Slate Shingles Roof 2,100 4 > $10,000 Deductible 260 6 Stone Siding No
2004 830,000 Asphalt Shingles Roof 4,430 5 $5000 to $10,000 Deductible 940 8 Brick siding No
1981 545,000 Shingles Roof 3,310 4 $500 Deductible 950 8 Stucco siding yes
2003 715,000 Composition Roof 3,480 5 $5000 to $10,000 Deductible 710 7 Fiber-Cement Siding No
2000 305,000 Asphalt Shingles Roof 1,610 5 > $10,000 Deductible 180 4 Stucco siding yes
1997 685,000 Metal Roof 3,340 4 $500 Deductible 760 4 Vinyl siding No
1996 330,000 Metal Roof 1,530 3 $1000-$2500 Deductible 100 1 Vinyl siding No
1998 480,000 Wood Shake Roof 2,380 4 $2500-$5000 Deductible 610 6 Wood siding No
1998 340,000 Slate Shingles Roof 2,080 4 $1000-$2500 Deductible 580 9 Wood siding No
1991 370,000 Asphalt Shingles Roof 1,770 4 > $10,000 Deductible 460 7 Brick siding yes
1984 245,000 Membrane Roof 1,460 3 $500- $1000 Deductible 120 3 Stucco siding No
1981 370,000 Composition Roof 1,730 3 $1000-$2500 Deductible 520 8 Stucco siding yes
1992 780,000 Slate Shingles Roof 4,590 5 $1000-$2500 Deductible 330 3 Stucco siding yes
1981 310,000 Asphalt Shingles Roof 1,650 3 $5000 to $10,000 Deductible 170 5 Stone Siding No
1983 590,000 Wood Shake Roof 3,700 5 $500- $1000 Deductible 620 5 Fiber-Cement Siding yes
1984 525,000 Asphalt Shingles Roof 3,230 4 > $10,000 Deductible 770 8 Brick siding No
2004 410,000 Metal Roof 1,880 3 $500- $1000 Deductible 750 9 Stucco siding yes
1999 410,000 Metal Roof 1,910 3 $5000 to $10,000 Deductible 980 12 Stone Siding yes
2003 420,000 Composition Roof 1,940 4 $500 Deductible 860 7 Stucco siding yes
1980 270,000 Shingles Roof 1,710 3 $2500-$5000 Deductible 400 8 Brick siding No
1987 285,000 Membrane Roof 1,630 4 $500 Deductible 700 10 Wood siding No
2000 560,000 Wood Shake Roof 3,130 5 $1000-$2500 Deductible 1200 12 Vinyl siding yes
1992 245,000 Tile Roof 1,260 3 > $10,000 Deductible 280 9 Wood siding No
1994 255,000 Composition Roof 1,470 3 $2500-$5000 Deductible 440 10 Brick siding yes
1999 430,000 Shingles Roof 2,160 3 $1000-$2500 Deductible 640 7 Vinyl siding yes
1999 535,000 Asphalt Shingles Roof 3,300 4 $1000-$2500 Deductible 610 6 Fiber-Cement Siding yes