Lake Villa Insurance Rates:

Lake Villa, IL homeowners insurance is approximately $669 to $908, about $55-$75/month. Our comprehensive guide reveals consumers can save upto $315 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Whenever i have any issues they are easy to get a hold of any generally answer my questions fast.
Geico
I don't like some of the ads they have on tv. while funny, they sometimes don't actually relate to the product. while it is relatively inexpensive, it would probably be cheaper if they didn't waste money putting lizards on tv.
Horace Mann Educators Corporation
In summation, after our car was repaired from the accident above, our agent called to make sure everything had been handled satisfactorily. we explained our disappointment with the rental car process, that we had been charged for an upgrade when we specifically stated we did not want one and had to pay out of pocket for the difference. the flip-side positive is that our agent ended up getting our money refunded, they handled the subrogation very fast and our deductible was quickly reimbursed. simply put, i imagine that being an educator, and having access to this company, is a very worthwhile experience even with the few "bumps" we've encountered.
Erie Insurance
The biggest negative with the company is the price. They're on par with everyone else I looked at but I don't like the idea of paying and paying and thinking at some point I may use it.
Homesite Insurance
Their customer service is on point! When I had some issues, I gave them a call and they answered all of my questions in a timely fashion.
Allstate
I can't even think of a reason not to absolutely love this company. They really do have you in good hands.
Progressive
I rate this very high because I can do everything I need to do online without having to call anyone and be put on hold or through a series of options to get to a live person. I prefer doing this online myself.
Horace Mann Educators Corporation
I have not had any issues or problems to communicate with my insurance company. So nothing to dislike about my service.

Lake Villa, IL Homeowners Insurance By Home Value

Lake Villa, IL Home Value Total Homes % of Total Average Lake Villa, IL Homeowners Insurance
Less than $50,000 177 1.0% $86
$90,000 to $99,999 121 1.0% $339
$100,000 to $124,999 475 4.0% $394
$125,000 to $149,999 677 6.0% $489
$150,000 to $174,999 1,682 15.0% $583
$175,000 to $199,999 1,590 14.0% $670
$200,000 to $249,999 3,072 27.0% $812
$250,000 to $299,999 1,791 16.0% $994
$300,000 to $399,999 1,440 12.0% $1262

Top Home Insurance Agents Near Lake Villa, IL

Home Insurance Company Near Lake Villa, IL Homeowners Insurance Agency Near Lake Villa, IL Address
Travelers Carlson Mikuzis & Taylor Inc 2221 Lakeside Drive, Bannockburn, IL, 60015
Allstate Emanuel Peres 7205 Olde Salem Cir, Hanover Park, IL, 60133
Travelers Hollinger Services Inc 220 S LIVELY BLVD, ELK GROVE VILLAGE, IL, 60007
Travelers Reilly Insurance Services 3075 S Howell Avenue, Milwaukee, WI, 53207
Allstate Ronald Bryant 7702 S Cass Ave Ste 130, Darien, IL, 60561

Cost Of Homeowners Insurance By Street Near Lake Villa, IL

Streets in Lake Villa Area Homeowners Insurance Cost
N Rte 59, Cedar Lake Ln, Rushing Ct, W 28th St, Russel Rd, Sandpiper Dr, Sugar Run Ln, N Harbor Ridge Dr, Country Walk, W 6th Ave$812
Dogwood Ct, N Marilyn Ln, N Cedar Lake Way, Blackhawk Trl, W Oak Ave, Co Hwy 51, Lindenhurst Dr, W Arcade Dr N, Osprey Ln, Majestic Ln$795
Ptarmigan Pl, Wild Rose Cir, Park Ct, Spring Farm Rd, W Cedar Ave, Falling Waters Blvd, W Sheryl Lynn Dr, Red Rock Dr, Apache Trl E, Hazelwood Dr$793
N Waveland Ave, N Glen Lake Pl, Baxter Ln, N Belmora Blvd, N Amber Way, N Lakeview Ave, Meadows Ln, St Mary's Ln, Cedar Valley Dr, W Elm Ave$784
N Normandy Dr, Pathway Dr, Blackstone Ct, Rose Tree Ln, E Komar Ln, N Delaby Rd, Silver Oaks Dr, Porter Cir, W Lakeview Dr, Monaville Rd$784

Lake Villa, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lake Villa$118 to $120
Venetian Village$115
Lindenhurst$118
Round Lake Beach$113

Lake Villa, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Venetian Village CDP, Illinois $96 $127 $191
Lindenhurst village, Illinois $99 $132 $198
Round Lake Beach village, Illinois $95 $126 $189

Lake Villa, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lake Villa, IL3.1%9.2%
Venetian Village3.72%10.69%
Lindenhurst3.08%9.06%
Round Lake Beach3.74%10.34%

Lake Villa Renters Insurance as a Percentage of Rent

Lake Villa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 19 1.0% $324
$200 to $299 33 2.0% $774
$300 to $499 39 2.0% $1224
$500 to $749 99 7.0% $1899
$750 to $999 348 24.0% $2649
$1,000 to $1,499 533 37.0% $3774
$1,500 or more 332 23.0% $5424

Lake Villa, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Lake Villa Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $6,900$6,400
Net Savings to Lake Villa Home Owner from High Deductible Plan $500

Lake Villa, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lake Villa, IL Home Replacement Value MORE than Home Value Lake Villa, IL Home Replacement Value LESS than Home Value
Replacement Value $237,500 $146,000
Insurance Premium based on Replacement Value $1,150 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $57,000 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $275/year

Example Lake Villa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceChubb Group of Insurance
Monthly Premium 68225299
Year Built 201119832008
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$400000-$500000$700000-$800000
Deductible $2500-$5000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Lake Villa, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 285,000 Metal Roof 2,310 3 > $10,000 Deductible 190 5 Fiber-Cement Siding yes
2012 400,000 Composition Roof 3,270 5 $500- $1000 Deductible 210 1 Fiber-Cement Siding yes
1987 240,000 Slate Shingles Roof 2,160 4 $1000-$2500 Deductible 680 9 Vinyl siding No
2000 250,000 Wood Shake Roof 2,330 3 $500 Deductible 1010 9 Wood siding No
1993 290,000 Metal Roof 2,230 3 $500 Deductible 670 6 Wood siding No
1995 210,000 Composition Roof 1,810 5 $2500-$5000 Deductible 500 9 Vinyl siding yes
2011 300,000 Tile Roof 2,210 3 $500 Deductible 580 6 Stone Siding yes
1996 185,000 Shingles Roof 1,290 3 $500- $1000 Deductible 590 7 Stone Siding No
1987 340,000 Tile Roof 2,610 4 $5000 to $10,000 Deductible 1010 12 Brick siding yes
2000 235,000 Metal Roof 2,280 5 $5000 to $10,000 Deductible 130 2 Vinyl siding No
1995 250,000 Membrane Roof 1,800 4 > $10,000 Deductible 370 6 Vinyl siding yes
2005 200,000 Tile Roof 1,530 5 $2500-$5000 Deductible 130 2 Fiber-Cement Siding yes
1998 260,000 Metal Roof 2,040 4 $5000 to $10,000 Deductible 370 6 Stone Siding yes
2010 175,000 Tile Roof 1,760 4 $500 Deductible 740 8 Brick siding No
1987 290,000 Tile Roof 2,790 4 $5000 to $10,000 Deductible 350 4 Vinyl siding yes
2011 205,000 Composition Roof 2,010 3 $1000-$2500 Deductible 370 5 Stone Siding No
2012 505,000 Shingles Roof 4,190 5 $5000 to $10,000 Deductible 1570 12 Fiber-Cement Siding No
1997 310,000 Composition Roof 2,350 5 $500 Deductible 570 5 Fiber-Cement Siding No
1997 375,000 Composition Roof 2,600 4 $1000-$2500 Deductible 1060 7 Brick siding No
2001 285,000 Tile Roof 2,380 3 $2500-$5000 Deductible 330 3 Wood siding yes
1993 380,000 Tile Roof 3,030 4 $2500-$5000 Deductible 1200 9 Stone Siding No
1988 375,000 Wood Shake Roof 3,520 5 $2500-$5000 Deductible 1600 12 Stucco siding No
1994 235,000 Asphalt Shingles Roof 2,120 3 $5000 to $10,000 Deductible 340 5 Stone Siding yes
2014 230,000 Shingles Roof 1,650 3 $500 Deductible 130 1 Stone Siding No
1988 280,000 Composition Roof 2,240 3 $1000-$2500 Deductible 80 1 Stucco siding No
1988 280,000 Slate Shingles Roof 2,160 4 $500- $1000 Deductible 210 2 Stucco siding No
2000 205,000 Asphalt Shingles Roof 1,960 4 $5000 to $10,000 Deductible 490 12 Vinyl siding No
1985 130,000 Tile Roof 1,290 3 $500- $1000 Deductible 630 10 Stone Siding No