How Much Does Lake Oswego, OR Home Insurance Cost?
Lake Oswego, OR Average Homeowners Insurance Cost
$1,303
Homeowners Insurance Cost - Lake Oswego, OR
$559,100
Median Home Value - Lake Oswego, OR
Lake Oswego, OR Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$15.64 | $1,287.36 |
| $1000 Deductible | -$138.38 | $1,164.62 |
| $1500 Deductible | -$206.66 | $1,096.34 |
| $2000 Deductible | -$307.77 | $995.23 |
| $2500 Deductible | -$367.45 | $935.55 |
Lake Oswego, OR Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$352 | $951 |
| 30 year old | +$20 | $1,323 |
| 40 year old | +$34 | $1,337 |
| 50 year old | +$50 | $1,353 |
| Above 50 year old | +$63 | $1,366 |
Lake Oswego, OR Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$182 | $1,121 |
| Superior | -$130 | $1,173 |
| Masonry | -$65 | $1,238 |
| Brick | -$65 | $1,238 |
| Hail Resistant Roof | -$26 | $1,277 |
Lake Oswego, OR Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$26 | $1,329 |
| Swimming Pool With A Diving Board | +$65 | $1,368 |
| Swimming Pool With Slide | +$78 | $1,381 |
Lake Oswego, OR Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $39 | $1,264 |
| Police Department | $13 | $1,290 |
Lake Oswego, OR Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$547.26 | $1,850 |
| Filing a Second Liability Claim | +$495.14 | $1,798 |
| Filing a Second Theft Claim | +$495.14 | $1,798 |
| Filing a Second Water Claim | +$429.99 | $1,733 |
| Filing a Fire Claim | +$260.6 | $1,564 |
| Filing a Liability Claim | +$247.57 | $1,551 |
| Filing a Theft Claim | +$247.57 | $1,551 |
| Filing a Water Claim | +$208.48 | $1,511 |
| Filing a Weather Claim | +$208.48 | $1,511 |