How To Make Your Lake Oswego, OR Home Insurance Cheaper
Lake Oswego, OR, homeowners insurance is about $1303. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Lake Oswego, OR Home Insurance Rates with the Clackamas County Average
| Place | Clackamas County Average: $768.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Lake Oswego, OR | $1,303.0 | 535.0 | 0.70 | 36,813 | 559,100 |
Cost of Lake Oswego, OR Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Oregon City | 294,400 | 7,597 | $696 |
| Mulino | 383,200 | 22,441 | $854 |
| Wood Village | 130,400 | 31,648 | $753.5 |
| Warren | 357,800 | 68,555 | $799 |
Homeowners Insurance Comparison for the Cheapest Premiums in Lake Oswego, OR
| Progressive | Amica Mutual Insurance | State Farm | |
| Median Home Value ($) | 559,100 | 559,100 | 559,100 |
| Age of Home | Above Year 50 | Above Year 50 | Newly Constructed Home |
| Home Coverage ($) | $400,000 -$499,999 | $300,000 -$399,999 | $500,000 -$749,999 |
| Total Premium ($) | $1,473.2 | $1,116.4 | $1,201.4 |
Cost of Lake Oswego, OR Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Horace Mann Educators Corporation | 2500 | $200,000-$249,999 | 347.1 |
| MAPFRE Insurance | 2000 | $100,000-$124,999 | 202.1 |
| Safeco Insurance | 500 | $300,000-$399,999 | 873.3 |
| Travelers | 500 | $100,000-$124,999 | 239.1 |
| Century National | 500 | $175,000-$199,999 | 402.5 |
| MetLife | 2500 | $400,000-$499,999 | 855.4 |
| American National Property and Casualty Company | 1000 | $250,000-$299,999 | 646.8 |
| State Farm | 2000 | $150,000-$174,999 | 288.7 |
| Country Financial | 2500 | $750,000-$999,999 | 1,266.0 |
| Amica Mutual Insurance | 500 | $200,000-$249,999 | 467.6 |