Lake Oswego, OR homeowners insurance is nearly $418 to $569, about $34-$47/month. Our thorough research reveals consumers can save as much as $197 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lake Oswego, OR | Homeowners Insurance Agency Near Lake Oswego, OR | Address |
|---|---|---|
| State Farm | Adam Saffel | 142 NE 3rd Ave, Hillsboro, OR, 97124-3150 |
| Travelers | Matrix Wealth Management Inc | 1001 SW 5TH AVE STE 2175, PORTLAND, OR, 97204 |
| State Farm | Michael Holton | 7113 SW Macadam Ave, Portland, OR, 97219-3075 |
| Allstate | Rita Semling | 521 S Columbia River Hwy, Saint Helens, OR, 97051 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Stafford CDP, Oregon | $68 | $90 | $135 |
| Rivergrove city, Oregon | $63 | $83 | $125 |
| Durham city, Oregon | $60 | $79 | $119 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lake Oswego, OR | 1.7% | 5.4% |
| Stafford | 1.41% | 5.38% |
| Rivergrove | 1.56% | 7.23% |
| Durham | 1.82% | 5.64% |
| Lake Oswego Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 185 | 4.0% | $1876 |
| $750 to $999 | 1,074 | 23.0% | $2626 |
| $1,000 to $1,499 | 1,919 | 42.0% | $3751 |
| $1,500 or more | 1,280 | 28.0% | $5401 |
| Streets in Lake Oswego Area | Homeowners Insurance Cost |
|---|---|
| Erickson St, S Glenmorrie Ter, Cameo Ct, Durham St, St Helens Cir, Lee St, SW Childs Ct, Bernini Ct, Amberwood Cir, C Ave | $474 |
| Scott Ct, Candlewood Ct, SW Bernard St, Holy Names Dr, SW Mellon Ave, Suncreek Dr, Hiawatha Ct, Shady Hollow Way, SW D Ave, Cornell Ct | $478 |
| Woodhurst Pl, Sunray Ct, Tualamere Ave, Brookhurst Ct, Skye Park Way, Red Wing Way, Independence Ave, Indian Trl, SW 61st Ave, Brookhurst Dr | $474 |
| Partridge Dr, SW Glen Haven Rd, SW Hofer Ct, Clara Ct, Cedar St, Sylvan Dr, SW Botticelli St, SW Shireva Ct, Kimball Ave, Oxford Dr | $493 |
| Obrien St, Fielding Rd, Marylhurst Dr, Kruse Oaks Blvd, Village Park Ct, Preakness Dr, SW Conifer Ter, SW Collins Way, Yarmouth Cir, Rye Rd | $509 |
| Sunray Cir, Gershwin Pl, Old River Rd, E Ave, SW Banyon Ln, SW Deerbrush Ave, Tree St, Tanager Dr, Churchill Downs, Aquinas | $474 |
| Foothills Dr, Tualatin St, Greentree Rd, SW Harrington Ave, el Greco St, Stewart Glenn Ct, SW Birdshill Rd, Boones Way, Mellon Ave, Iron Mountain Blvd | $532 |
| View Dr, Morgan Ct, Twin Creek Ct, Canyon Ct, Robin View Dr, Mountain View Ct, Greentree Ave, Ellis St, SW Childs Rd, Greenbrae Dr | $477 |
| Abelard St, Laburnum Way, SW Terry Ct, Fairmont Rd, Eastridge Ln, Erin Ct, Pearcy St, Deerbrush Ave, Boca Ratan Dr, S Greenbluff Dr | $474 |
| Haven St, Stonehaven Dr, SW Highland Dr, Wood Duck Cir, Kennycroft Way, Terry Ct, Galen St, Greystoke Dr, Glenmorrie Dr, McVey Ave | $473 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lake Oswego | $73 to $76 |
| Stafford | $81 |
| Rivergrove | $75 |
| Durham | $71 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $3,400 |
| Yearly Lake Oswego Homeowner Insurance Premium Example | $900 | $500 |
| Out of Pocket Expense During Claim | $1,400 | $3,400 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $7,700 | $6,900 |
| Net Savings to Lake Oswego Home Owner from High Deductible Plan | $800 | |
| Scenario | Lake Oswego, OR Home Replacement Value MORE than Home Value | Lake Oswego, OR Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $753,000 | $529,500 |
| Insurance Premium based on Replacement Value | $2,175 | $1,525 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $108,500 | Risk Exposure from Under Insuring Coverage is $115,000 |
| Premium Impact | Insurance cheaper by $325/year | Insurance costlier by $325/year |
| Insurance Company | State Farm | Allstate | Liberty Mutual |
| Monthly Premium | 96 | 50 | 159 |
| Year Built | 2013 | 1984 | 1998 |
| Home Details | 4 Beds, 2 Baths | 3 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $600000-$700000 | $350000-$400000 | $900000-$1000000 |
| Deductible | > $10,000 Deductible | > $10,000 Deductible | $1000-$2500 Deductible |