Lake Oswego Insurance Rates:

Lake Oswego, OR homeowners insurance is nearly $418 to $569, about $34-$47/month. Our thorough research reveals consumers can save as much as $197 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Lake Oswego, OR: Customer-Reviewed Options

Top Home Insurance Agents Near Lake Oswego, OR

Home Insurance Company Near Lake Oswego, OR Homeowners Insurance Agency Near Lake Oswego, OR Address
State Farm Adam Saffel 142 NE 3rd Ave, Hillsboro, OR, 97124-3150
Travelers Matrix Wealth Management Inc 1001 SW 5TH AVE STE 2175, PORTLAND, OR, 97204
State Farm Michael Holton 7113 SW Macadam Ave, Portland, OR, 97219-3075
Allstate Rita Semling 521 S Columbia River Hwy, Saint Helens, OR, 97051

Lake Oswego, OR Home Insurance Agents for Top Companies


Lake Oswego, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Stafford CDP, Oregon $68 $90 $135
Rivergrove city, Oregon $63 $83 $125
Durham city, Oregon $60 $79 $119


Lake Oswego, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lake Oswego, OR1.7%5.4%

Lake Oswego Renters Insurance as a Percentage of Rent

Lake Oswego Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 185 4.0% $1876
$750 to $999 1,074 23.0% $2626
$1,000 to $1,499 1,919 42.0% $3751
$1,500 or more 1,280 28.0% $5401

Cost Of Homeowners Insurance By Street Near Lake Oswego, OR

Streets in Lake Oswego Area Homeowners Insurance Cost
Erickson St, S Glenmorrie Ter, Cameo Ct, Durham St, St Helens Cir, Lee St, SW Childs Ct, Bernini Ct, Amberwood Cir, C Ave$474
Scott Ct, Candlewood Ct, SW Bernard St, Holy Names Dr, SW Mellon Ave, Suncreek Dr, Hiawatha Ct, Shady Hollow Way, SW D Ave, Cornell Ct$478
Woodhurst Pl, Sunray Ct, Tualamere Ave, Brookhurst Ct, Skye Park Way, Red Wing Way, Independence Ave, Indian Trl, SW 61st Ave, Brookhurst Dr$474
Partridge Dr, SW Glen Haven Rd, SW Hofer Ct, Clara Ct, Cedar St, Sylvan Dr, SW Botticelli St, SW Shireva Ct, Kimball Ave, Oxford Dr$493
Obrien St, Fielding Rd, Marylhurst Dr, Kruse Oaks Blvd, Village Park Ct, Preakness Dr, SW Conifer Ter, SW Collins Way, Yarmouth Cir, Rye Rd$509
Sunray Cir, Gershwin Pl, Old River Rd, E Ave, SW Banyon Ln, SW Deerbrush Ave, Tree St, Tanager Dr, Churchill Downs, Aquinas$474
Foothills Dr, Tualatin St, Greentree Rd, SW Harrington Ave, el Greco St, Stewart Glenn Ct, SW Birdshill Rd, Boones Way, Mellon Ave, Iron Mountain Blvd$532
View Dr, Morgan Ct, Twin Creek Ct, Canyon Ct, Robin View Dr, Mountain View Ct, Greentree Ave, Ellis St, SW Childs Rd, Greenbrae Dr$477
Abelard St, Laburnum Way, SW Terry Ct, Fairmont Rd, Eastridge Ln, Erin Ct, Pearcy St, Deerbrush Ave, Boca Ratan Dr, S Greenbluff Dr$474
Haven St, Stonehaven Dr, SW Highland Dr, Wood Duck Cir, Kennycroft Way, Terry Ct, Galen St, Greystoke Dr, Glenmorrie Dr, McVey Ave$473

Lake Oswego, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lake Oswego$73 to $76

Lake Oswego, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Lake Oswego Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,700$6,900
Net Savings to Lake Oswego Home Owner from High Deductible Plan $800


Lake Oswego, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lake Oswego, OR Home Replacement Value MORE than Home Value Lake Oswego, OR Home Replacement Value LESS than Home Value
Replacement Value $753,000 $529,500
Insurance Premium based on Replacement Value $2,175 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $108,500 Risk Exposure from Under Insuring Coverage is $115,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $325/year


Example Lake Oswego Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateLiberty Mutual
Monthly Premium 9650159
Year Built 201319841998
Home Details 4 Beds, 2 Baths3 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $600000-$700000$350000-$400000$900000-$1000000
Deductible > $10,000 Deductible> $10,000 Deductible$1000-$2500 Deductible