Lake Montezuma, AZ homeowners insurance is roughly $512 to $708, about $42-$59/month. Our all inclusive analysis reveals consumers can save upto $244 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lake Montezuma, AZ | Homeowners Insurance Agency Near Lake Montezuma, AZ | Address |
|---|---|---|
| State Farm | Dennis Burks | 502 Whipple St, Prescott, AZ, 86301-1720 |
| Liberty Mutual Independent | Flagstaff Insurance Inc | 1300 E BUTLER AVE STE 100, FLAGSTAFF, AZ, 86001 |
| Travelers | Insurors Network Ltd-Cv | 355 MAIN ST, CAMP VERDE, AZ, 86322 |
| State Farm | Scott Smith | 3298 N Glassford Hill Rd, Prescott Valley, AZ, 86314 |
| Liberty Mutual Independent | Webers Assurance Group Llc | 3626 CROSSINGS DR, PRESCOTT, AZ, 86305 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Camp Verde-Sedona CCD, Yavapai County, Arizona | $80 | $107 | $160 |
| Camp Verde town, Arizona | $76 | $101 | $152 |
| Cornville CDP, Arizona | $79 | $105 | $157 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lake Montezuma, AZ | 4.5% | 14.9% |
| Camp Verde-Sedona | 3.8% | 12.49% |
| Camp Verde | 4.72% | 14.69% |
| Cornville | 4.33% | 12.44% |
| Lake Montezuma Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 249 | 42.0% | $1936 |
| $750 to $999 | 211 | 36.0% | $2686 |
| $1,000 to $1,499 | 125 | 21.0% | $3811 |
| Streets in Lake Montezuma Area | Homeowners Insurance Cost |
|---|---|
| N Lake View Dr, Montezuma Castle Hwy, E Lacy Ln, Coyote Canyon, Kramer Dr, Toltect Ln, N Gold Canyon Way, Creek Way, Camp Verde-Payson Hwy, Woody Creek Ct | $614 |
| E Joy Dr, Tenderfoot Trl, Dorset Ln, S Soldier Dr, Beaver Creek Rd, Arapahoe Way, Monument Way, W Salt Mine Rd, E Beale Ln, W Elm Dr | $616 |
| E Dusty Moccasin Trl, Roundup Rd, Eagle Cir, N Bice Rd, Burton Ct, Lakeside Cir, Forest Ln, E Steven Way, E Navajo Ln, Reay Rd | $618 |
| E Red Baron Dr, N Albatross Rd, N Fairway Dr, E Creek Way, Black Bridge Lp Rd, N Pine Dr, Smoke Signal Way, E Parade Ground Cir, Joy Dr, Eagles Roost Rd | $612 |
| E Redrock Dr, Bull Pen Run, Cliffhouse Dr, Johnson Dr, View Ridge Rd, Dusty Moccasin Trl, White Wing Way, Soldier, Old Fort Rd, N Commander Ct | $610 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lake Montezuma | $90 to $92 |
| Camp Verde-Sedona | $96 |
| Camp Verde | $91 |
| Cornville | $94 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $2,800 |
| Yearly Lake Montezuma Homeowner Insurance Premium Example | $1,000 | $600 |
| Out of Pocket Expense During Claim | $800 | $2,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $7,800 | $7,000 |
| Net Savings to Lake Montezuma Home Owner from High Deductible Plan | $800 | |
| Scenario | Lake Montezuma, AZ Home Replacement Value MORE than Home Value | Lake Montezuma, AZ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $207,500 | $142,000 |
| Insurance Premium based on Replacement Value | $600 | $400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $17,500 | Risk Exposure from Under Insuring Coverage is $48,000 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $50/year |
| Insurance Company | Nationwide Insurance | Amica Mutual Insurance Company | Allstate |
| Monthly Premium | 29 | 44 | 61 |
| Year Built | 2002 | 1992 | 1980 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $100000-$125000 | $200000-$250000 | $350000-$400000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible |