Lake Mills Insurance Rates:

Lake Mills, WI homeowners insurance is approximately $550 to $752, about $45-$62/month. Our extensive research indicates shoppers can save as much as $260 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lake Mills, WI Homeowners Insurance By Home Value

Lake Mills, WI Home Value Total Homes % of Total Average Lake Mills, WI Homeowners Insurance
Less than $50,000 145 10.0% $91
$80,000 to $89,999 17 1.0% $312
$90,000 to $99,999 44 3.0% $352
$100,000 to $124,999 58 4.0% $404
$125,000 to $149,999 190 14.0% $508
$150,000 to $174,999 261 19.0% $599
$175,000 to $199,999 226 16.0% $691
$200,000 to $249,999 150 11.0% $834
$250,000 to $299,999 195 14.0% $1023
$300,000 to $399,999 60 4.0% $1297

Top Home Insurance Agents Near Lake Mills, WI

Home Insurance Company Near Lake Mills, WI Homeowners Insurance Agency Near Lake Mills, WI Address
State Farm Jim Dietzen 1114B Main Street, Cross Plains, WI, 53528-8849
Travelers Johannesen-Farrar Inc 512 E Walworth Ave, Delavan, WI, 53115
State Farm Larry Sain 424 S Park St, Madison, WI, 53715-1618
Travelers M3 Insurance Solutions N19 W24200 RIVERWOOD DR #140, WAUKESHA, WI, 53188
Travelers The Murphy Insurance Group 251 Progress Way #300, Waunakee, WI, 53597

Cost Of Homeowners Insurance By Street Near Lake Mills, WI

Streets in Lake Mills Area Homeowners Insurance Cost
Giles St, Nelson Ln, Margarette St, Gomol Rd, Weber Rd, Manske Rd, Navan Rd, Cemetery Rd, Timberline Ct, Skalitsky Ln$650
Mud Lake Rd, Island Church Rd, Brookstone Sq, Sunrise Ct, Stoney Brook Rd, Shorewood Hills Rd, Hope Lake Rd, Kasten Rd, Palladio St, Ford Ct$656
Shorewood Meadows Dr, Crestview Ln, Cook St, W Oak St, Grove St, Ridgeview Dr, Sunset Rd, Henry St, S Washington St, Beech St$650
Birch St, N Wollin Rd, E Madison St, Tamarack Dr, White Oaks Ln, Michel Ln, McKayway, Indian Ter, Meyer Ln, Arbor Vitae Ln$656
Hickory Ln, Ann St, Baurichter Ln, Industrial Ln, Jordan Rd, E Porter St, Harrison St, Klecker Ln, Klug Ln, Palmer St$650

Lake Mills, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lake Mills$96 to $98
Aztalan$100
Milford$101
Lake Ripley$99

Lake Mills, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Aztalan town, Jefferson County, Wisconsin $84 $111 $167
Milford town, Jefferson County, Wisconsin $85 $113 $169
Lake Ripley CDP, Wisconsin $83 $111 $166

Lake Mills, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lake Mills, WI3.4%10.8%
Aztalan3.49%12.45%
Milford3.2%9.5%
Lake Ripley3.37%9.55%

Lake Mills Renters Insurance as a Percentage of Rent

Lake Mills Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 10 1.0% $779
$300 to $499 68 7.0% $1229
$500 to $749 458 50.0% $1904
$750 to $999 254 28.0% $2654
$1,000 to $1,499 65 7.0% $3779
$1,500 or more 47 5.0% $5429

Lake Mills, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Lake Mills Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,700$9,100
Net Savings to Lake Mills Home Owner from High Deductible Plan $600

Lake Mills, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lake Mills, WI Home Replacement Value MORE than Home Value Lake Mills, WI Home Replacement Value LESS than Home Value
Replacement Value $351,500 $255,500
Insurance Premium based on Replacement Value $1,200 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $61,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $100/year

Example Lake Mills Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceState FarmNationwide Insurance
Monthly Premium 636733
Year Built 201020011942
Home Details 4 Beds, 3 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$175000-$200000$100000-$125000
Deductible > $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Lake Mills, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 250,000 Membrane Roof 2,770 4 $1000-$2500 Deductible 860 12 Stone Siding yes
2008 205,000 Membrane Roof 1,690 3 $5000 to $10,000 Deductible 390 7 Wood siding yes
1983 135,000 Shingles Roof 1,330 3 $500 Deductible 620 12 Stucco siding No
1983 195,000 Wood Shake Roof 2,290 4 $500 Deductible 180 3 Stone Siding No
1943 215,000 Metal Roof 2,050 5 $500 Deductible 510 8 Stucco siding yes
2008 130,000 Tile Roof 1,190 2 $500- $1000 Deductible 260 7 Wood siding No
1949 285,000 Metal Roof 3,160 4 $5000 to $10,000 Deductible 250 6 Wood siding yes
2000 405,000 Composition Roof 4,070 5 $500- $1000 Deductible 230 2 Fiber-Cement Siding No
2008 275,000 Wood Shake Roof 3,370 4 $2500-$5000 Deductible 260 4 Fiber-Cement Siding yes
2001 125,000 Metal Roof 1,030 2 $500- $1000 Deductible 110 3 Stucco siding yes
2012 110,000 Shingles Roof 1,330 3 $500- $1000 Deductible 210 5 Fiber-Cement Siding No
2010 430,000 Composition Roof 4,810 5 $500 Deductible 350 2 Brick siding yes
1949 435,000 Tile Roof 4,630 5 > $10,000 Deductible 260 4 Wood siding yes
2007 330,000 Shingles Roof 3,020 4 $5000 to $10,000 Deductible 470 9 Fiber-Cement Siding No
1989 225,000 Metal Roof 1,870 4 $1000-$2500 Deductible 470 7 Stucco siding No
1986 105,000 Membrane Roof 1,100 2 $2500-$5000 Deductible 20 1 Brick siding No
1981 175,000 Asphalt Shingles Roof 1,450 3 $5000 to $10,000 Deductible 150 3 Stucco siding No
2008 210,000 Membrane Roof 2,330 3 $1000-$2500 Deductible 620 12 Wood siding yes
1941 145,000 Metal Roof 1,640 2 $500- $1000 Deductible 490 10 Fiber-Cement Siding yes
2001 280,000 Membrane Roof 3,140 4 $500 Deductible 1150 12 Vinyl siding yes
2010 440,000 Shingles Roof 3,790 5 $2500-$5000 Deductible 700 5 Stucco siding No
1944 160,000 Asphalt Shingles Roof 1,730 4 $5000 to $10,000 Deductible 210 8 Wood siding No
1988 545,000 Composition Roof 4,870 5 > $10,000 Deductible 70 1 Brick siding yes
2013 325,000 Asphalt Shingles Roof 2,700 5 $5000 to $10,000 Deductible 80 1 Stone Siding yes
2007 120,000 Metal Roof 1,210 3 $500- $1000 Deductible 480 10 Brick siding No
2010 325,000 Wood Shake Roof 3,330 4 $1000-$2500 Deductible 440 6 Wood siding No
1949 200,000 Shingles Roof 2,260 3 > $10,000 Deductible 390 9 Wood siding No
2013 395,000 Shingles Roof 3,330 5 $500 Deductible 830 6 Stone Siding No
2013 170,000 Wood Shake Roof 1,580 3 $500- $1000 Deductible 130 2 Fiber-Cement Siding No
2011 100,000 Metal Roof 1,050 2 $500 Deductible 230 10 Brick siding No
2002 265,000 Slate Shingles Roof 2,750 4 $1000-$2500 Deductible 760 9 Wood siding yes
2008 145,000 Membrane Roof 1,520 3 $1000-$2500 Deductible 200 5 Wood siding yes