Lake Mary Insurance Rates:

Lake Mary, FL homeowners insurance is roughly $1,042 to $1,424, about $86-$118/month. Our comprehensive guide reveals consumers can save upto $493 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lake Mary, FL Homeowners Insurance By Home Value

Lake Mary, FL Home Value Total Homes % of Total Average Lake Mary, FL Homeowners Insurance
Less than $50,000 33 1.0% $110
$80,000 to $89,999 78 2.0% $382
$90,000 to $99,999 94 2.0% $431
$100,000 to $124,999 158 5.0% $493
$125,000 to $149,999 211 6.0% $616
$150,000 to $174,999 226 7.0% $727
$175,000 to $199,999 228 7.0% $850
$200,000 to $249,999 592 18.0% $1023
$250,000 to $299,999 621 19.0% $1245
$300,000 to $399,999 850 27.0% $1590

Top Home Insurance Agents Near Lake Mary, FL

Home Insurance Company Near Lake Mary, FL Homeowners Insurance Agency Near Lake Mary, FL Address
Allstate Craig Tiede 2342 E Ibm Hwy # B, Kissimmee, FL, 34744
Liberty Mutual Frank J Denis 4229 W. Lake Mary Blvd., Lake Mary, FL, 32746
NA Aaa Insurance Agency 1107 W North Blvd Ste 16, Leesburg, FL, 34748
NA The Mckibbin Agency 114 N Park Ave, Sanford, FL, 32771
NA Isu- Jallad Insurance Services 1353 Palmetto Ave Ste 100 , Winter Park, FL, 32789

Cost Of Homeowners Insurance By Street Near Lake Mary, FL

Streets in Lake Mary Area Homeowners Insurance Cost
Labelia Dr, Crystal Dr, Tech Dr, Weybridge Ct, Pine Winds Ct, Riverview Ave, Acuna Ct, Pine Bay Dr, Meadow St, Roswell Cove$1,168
N Lake St, Century Pt, Pasatiempo Pt, Flagg Ln, Mohegan Blvd, Heron Bay Cir, Crystal Ridge Way, Mile Post Ct, Edenhall Pt, Sable Ct$1,253
Safe Harbor Ln, Central Park Dr, Gatwick Loop, Pond View Ct, Saddleworth Pl, Wild Cherry Ct, Old England Loop, Brampton Pl, Old Park Way, Tadsworth Ter$1,344
Eagle Claw Ct, N Country Club Rd, Lamont Ave, Bent Oak Ct, Forest Dr, Hilltop Dr, Grace View Ct, Holbrook Cir, Abbott Ave, Preserve Ter$1,208
Contessa Ct, Helmsley Ct, Island Shore Ln, Alabaster Cove, Savory Pl, Greenstone Blvd, Timacuan Blvd, Circle Hill Rd, Country Wood Cir, Springhurst Cir$1,187

Lake Mary, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lake Mary$183 to $186
Sanford$179
Heathrow$198
Longwood$177

Lake Mary, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sanford CCD, Seminole County, Florida $179 $239 $359
Heathrow CDP, Florida $199 $265 $398
Longwood city, Florida $177 $236 $354

Lake Mary, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lake Mary, FL4.9%20.0%
Sanford5.73%21.74%
Heathrow3.94%13.23%
Longwood6.73%21.99%

Lake Mary Renters Insurance as a Percentage of Rent

Lake Mary Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 52 5.0% $1895
$750 to $999 96 9.0% $2645
$1,000 to $1,499 511 51.0% $3770
$1,500 or more 339 33.0% $5420

Average Cost Of Home Insurance By Company In Areas Nearby Lake Mary For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Castle Key Indemnity Company Insurance $2,488
150,000 27 NO Stillwater Property And Casualty Insurance $1,416
150,000 27 NO Tower Hill Preferred Insurance $1,823
150,000 27 NO Tower Hill Select Insurance $1,693
150,000 27 YES Asi Preferred Insurance $1,283
150,000 27 YES First Protective Insurance $866
150,000 27 YES Liberty Mutual Fire Insurance $1,402
150,000 27 YES Southern Fidelity Insurance $925
150,000 27 YES United Property & Casualty Insurance $1,034
300,000 12 NA American Integrity Insurance $1,612
300,000 12 NA Asi Preferred Insurance $1,574
300,000 12 NA Auto Club Insurance $2,512
300,000 12 NA First Community Insurance $1,830
300,000 12 NA Florida Farm Bureau Casualty Insurance $1,467
300,000 12 NA Florida Peninsula Insurance $1,502
300,000 12 NA Tower Hill Prime Insurance $2,206

Lake Mary, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$5,300
Yearly Lake Mary Homeowner Insurance Premium Example $5,500$4,700
Out of Pocket Expense During Claim$1,300$5,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $39,800$38,200
Net Savings to Lake Mary Home Owner from High Deductible Plan $1,600

Lake Mary, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lake Mary, FL Home Replacement Value MORE than Home Value Lake Mary, FL Home Replacement Value LESS than Home Value
Replacement Value $205,000 $135,500
Insurance Premium based on Replacement Value $4,850 $3,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $1,125/year Insurance costlier by $525/year

Example Lake Mary Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceGEICO Insurance
Monthly Premium 189667283
Year Built 200119902010
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$400000-$500000$300000-$350000
Deductible $500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Lake Mary, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 545,000 Tile Roof 3,780 5 $1000-$2500 Deductible 620 1 Vinyl siding No
1994 240,000 Metal Roof 1,410 3 $1000-$2500 Deductible 2380 9 Wood siding No
2014 515,000 Wood Shake Roof 3,360 5 $1000-$2500 Deductible 700 1 Fiber-Cement Siding No
1990 260,000 Metal Roof 2,200 3 $2500-$5000 Deductible 880 3 Stucco siding yes
1992 430,000 Slate Shingles Roof 2,780 5 $2500-$5000 Deductible 5050 12 Vinyl siding yes
1993 600,000 Membrane Roof 4,000 5 $500 Deductible 11240 12 Stucco siding No
1999 215,000 Metal Roof 1,430 3 $2500-$5000 Deductible 2850 9 Stucco siding No
2000 140,000 Wood Shake Roof 1,220 3 $500- $1000 Deductible 1190 6 Stone Siding yes
1992 225,000 Wood Shake Roof 1,610 3 $500- $1000 Deductible 950 3 Stone Siding yes
1995 415,000 Wood Shake Roof 3,120 4 > $10,000 Deductible 1070 3 Wood siding yes
2009 640,000 Wood Shake Roof 4,820 5 $2500-$5000 Deductible 3660 5 Brick siding yes
2011 490,000 Asphalt Shingles Roof 3,540 5 > $10,000 Deductible 1480 3 Brick siding yes
2008 480,000 Shingles Roof 3,060 4 $1000-$2500 Deductible 4790 6 Stucco siding yes
1992 345,000 Membrane Roof 2,560 4 $1000-$2500 Deductible 1040 2 Brick siding yes
1997 225,000 Membrane Roof 1,560 3 $500- $1000 Deductible 2370 8 Stucco siding yes
2012 280,000 Wood Shake Roof 2,220 3 > $10,000 Deductible 1850 9 Stucco siding yes
1998 610,000 Slate Shingles Roof 4,980 5 $2500-$5000 Deductible 5850 7 Vinyl siding No
2005 280,000 Metal Roof 2,060 5 $2500-$5000 Deductible 2900 10 Stucco siding yes
1990 290,000 Slate Shingles Roof 2,130 4 $500- $1000 Deductible 2720 6 Stone Siding No
2007 235,000 Metal Roof 1,470 3 $5000 to $10,000 Deductible 2230 8 Brick siding yes
1994 250,000 Shingles Roof 1,750 3 $2500-$5000 Deductible 690 2 Wood siding No
2005 720,000 Metal Roof 4,320 5 $2500-$5000 Deductible 6610 8 Fiber-Cement Siding yes
2012 470,000 Shingles Roof 2,820 4 $500 Deductible 5390 5 Vinyl siding No
2002 280,000 Composition Roof 2,010 3 $500 Deductible 4970 10 Vinyl siding No
2001 515,000 Composition Roof 4,400 5 $2500-$5000 Deductible 6110 10 Wood siding yes
1993 350,000 Slate Shingles Roof 2,120 3 > $10,000 Deductible 1390 5 Stone Siding yes
2008 690,000 Slate Shingles Roof 4,030 5 > $10,000 Deductible 3980 8 Stone Siding No
2011 350,000 Wood Shake Roof 2,290 3 $2500-$5000 Deductible 940 2 Fiber-Cement Siding yes
2009 575,000 Shingles Roof 3,470 5 > $10,000 Deductible 4640 9 Stone Siding yes
2000 290,000 Tile Roof 2,230 3 $500- $1000 Deductible 3530 9 Brick siding No
1992 375,000 Shingles Roof 2,490 4 $5000 to $10,000 Deductible 830 2 Fiber-Cement Siding yes
2005 295,000 Asphalt Shingles Roof 2,340 4 $5000 to $10,000 Deductible 1940 7 Stucco siding No
2000 455,000 Wood Shake Roof 3,330 4 $2500-$5000 Deductible 690 1 Brick siding No
2013 560,000 Tile Roof 3,490 5 $500- $1000 Deductible 9240 10 Stone Siding No