Lake Jackson Insurance Rates:

Lake Jackson, TX homeowners insurance is approximately $885 to $1,205, about $73-$100/month. Our comprehensive guide reveals consumers can save as much as $417 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Whenever i am on the phone with one of their agents, i always have to call multiple times in order to get ahold of someone who can answer my question.
Farmer's Insurance
Last year i had a horrible accident in my home with lots of damage, and they helped me through it, paying nearly 2% of what they promised.
Esurance
We recently had to renew our insurance the since we did not have any insurance claims our insurance went down only fifty dollars. i feel that it should have gone down a larger amount without claims.
Allstate
I have only used the website a few times, but I have found it relatively easy to use. I was able to locate all of the information I was looking for at the time.
State Farm
Honestly, I have had some other insurances through this company for about 10 years. I love everything about them. I have found nothing whatsoever to complain about.
State Farm
I am satisfied with my experience with Safeco. I have a good agent who is responsive to my needs. The company has always treated me fairly and respectfully. Their premiums are fair for first-rate insurance coverage.
State Farm
I am totally satisfied with the customer service. They are always helpful and every time I call they help me and I don't feel like I am a burden.

Lake Jackson, TX Homeowners Insurance By Home Value

Lake Jackson, TX Home Value Total Homes % of Total Average Lake Jackson, TX Homeowners Insurance
Less than $50,000 131 2.0% $177
$50,000 to $59,999 99 1.0% $375
$60,000 to $69,999 184 2.0% $469
$70,000 to $79,999 116 1.0% $542
$80,000 to $89,999 396 6.0% $605
$90,000 to $99,999 492 7.0% $678
$100,000 to $124,999 1,355 20.0% $793
$125,000 to $149,999 738 11.0% $991
$150,000 to $174,999 1,237 19.0% $1169
$175,000 to $199,999 471 7.0% $1357
$200,000 to $249,999 744 11.0% $1628
$250,000 to $299,999 328 5.0% $1994
$300,000 to $399,999 189 2.0% $2526

Top Home Insurance Agents Near Lake Jackson, TX

Home Insurance Company Near Lake Jackson, TX Homeowners Insurance Agency Near Lake Jackson, TX Address
State Farm David Hall 444 E Mulberry St, Angleton, TX, 77515-4736
Liberty Mutual Independent Fred Brown Property & Casualty Llc 1776 Yorktown St 1776 Yorktown St, Houston, TX, 77056
Farmers Solomon Bowens 5959 Westheimer Rd Ste 104, Houston, TX, 77057
State Farm Steve Sipes 12485 Scarsdale Blv Ste A, Houston, TX, 77089
Travelers Twfg Insurance Services 2242 W Bay Area Blvd , Friendswood, TX, 77546

Cost Of Homeowners Insurance By Street Near Lake Jackson, TX

Streets in Lake Jackson Area Homeowners Insurance Cost
Glenwood St, S Front St, Cottonwood St, Fern Ct, Aster Ln, Stanford Rd, Sandpiper Ave, Co Rd 623B, Poplar Ct, Co Rd 312$1,053
Park Dr, N Erwin St, N Shanks St, Glen Forest Dr, Whitetail Ln, Sycamore, Long St, E Texas St, Co Rd 706, Old Angleton-Clute Rd$1,027
Dahlia St, Co Rd 741, John Dr, That Way St, Caraway Cmn, Murex St, Mitchell Rd, Camelia Ct, Widgeon Dr, W Sagebrush St$1,055
W Phillips Rd, Snapdragon Ct, Dorsett St, China Clipper Dr, Charlott St, Warbler Ct, Co Rd 220, N Brazosport Blvd, Henderson St, Nelson Sparks Ave$1,057
Parker Ln, Forest Oaks Ln, Buttercup St, Airport Rd, Juniper Ct, Strawberry Dr, 274, Ranch Rd, Crocus St, Shelby St$1,067

Lake Jackson, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lake Jackson$156 to $159
Clute$150
Richwood$154
Jones Creek$152

Lake Jackson, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clute city, Texas $126 $167 $251
Richwood city, Texas $129 $171 $257
Jones Creek village, Texas $127 $169 $253

Lake Jackson, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lake Jackson, TX5.8%15.9%
Clute7.21%20.81%
Richwood5.71%18.01%
Jones Creek7.37%24.85%

Lake Jackson Renters Insurance as a Percentage of Rent

Lake Jackson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 184 6.0% $1246
$500 to $749 1,002 33.0% $1921
$750 to $999 839 27.0% $2671
$1,000 to $1,499 666 22.0% $3796
$1,500 or more 302 10.0% $5446

Lake Jackson, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Lake Jackson Homeowner Insurance Premium Example $2,300$1,700
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,200$16,000
Net Savings to Lake Jackson Home Owner from High Deductible Plan $1,200

Lake Jackson, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lake Jackson, TX Home Replacement Value MORE than Home Value Lake Jackson, TX Home Replacement Value LESS than Home Value
Replacement Value $133,000 $90,500
Insurance Premium based on Replacement Value $975 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $100/year

Example Lake Jackson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 54115108
Year Built 197119941981
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$175000-$200000$175000-$200000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Lake Jackson, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 175,000 Slate Shingles Roof 2,210 3 $2500-$5000 Deductible 460 6 Brick siding No
1972 160,000 Composition Roof 1,580 3 $2500-$5000 Deductible 210 2 Vinyl siding yes
1975 290,000 Membrane Roof 2,920 5 $2500-$5000 Deductible 1190 6 Vinyl siding yes
2006 250,000 Wood Shake Roof 2,520 4 $500 Deductible 930 4 Stucco siding yes
1980 105,000 Slate Shingles Roof 980 2 $500- $1000 Deductible 600 7 Wood siding No
1998 185,000 Composition Roof 1,960 4 $5000 to $10,000 Deductible 350 3 Brick siding yes
2005 155,000 Composition Roof 1,780 3 $5000 to $10,000 Deductible 440 6 Brick siding No
1976 140,000 Composition Roof 1,310 3 $500 Deductible 170 2 Brick siding No
1989 195,000 Asphalt Shingles Roof 1,940 4 $1000-$2500 Deductible 360 3 Wood siding No
1996 240,000 Tile Roof 2,510 5 $500- $1000 Deductible 590 4 Brick siding yes
1969 340,000 Membrane Roof 3,370 4 $500- $1000 Deductible 3170 12 Stone Siding No
2010 165,000 Slate Shingles Roof 2,170 3 $5000 to $10,000 Deductible 690 7 Vinyl siding yes
2006 395,000 Metal Roof 4,290 5 > $10,000 Deductible 1310 7 Stucco siding yes
2014 240,000 Metal Roof 2,370 4 $500- $1000 Deductible 1240 10 Vinyl siding No
1998 275,000 Asphalt Shingles Roof 2,820 4 $1000-$2500 Deductible 1540 8 Vinyl siding No
2008 175,000 Slate Shingles Roof 2,270 5 $1000-$2500 Deductible 500 5 Brick siding No
1974 120,000 Membrane Roof 1,150 2 $1000-$2500 Deductible 920 9 Wood siding No
2009 190,000 Wood Shake Roof 1,950 4 $1000-$2500 Deductible 790 6 Wood siding yes
1994 90,000 Composition Roof 1,090 2 $500 Deductible 290 4 Vinyl siding yes
2002 195,000 Composition Roof 2,030 5 $5000 to $10,000 Deductible 640 6 Vinyl siding No