Lake Geneva Insurance Rates:

Lake Geneva, WI homeowners insurance is roughly $557 to $766, about $46-$63/month. Our comprehensive research reveals consumers can save as much as $264 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lake Geneva, WI Homeowners Insurance By Home Value

Lake Geneva, WI Home Value Total Homes % of Total Average Lake Geneva, WI Homeowners Insurance
Less than $50,000 61 4.0% $79
$60,000 to $69,999 15 1.0% $211
$70,000 to $79,999 20 1.0% $244
$90,000 to $99,999 26 1.0% $311
$100,000 to $124,999 71 5.0% $364
$125,000 to $149,999 100 7.0% $450
$150,000 to $174,999 255 18.0% $536
$175,000 to $199,999 224 15.0% $615
$200,000 to $249,999 297 21.0% $741
$250,000 to $299,999 133 9.0% $906
$300,000 to $399,999 212 14.0% $1158

Top Home Insurance Agents Near Lake Geneva, WI

Home Insurance Company Near Lake Geneva, WI Homeowners Insurance Agency Near Lake Geneva, WI Address
Allstate Beata Agnieszka Jaworski 1226 E Lake St, Hanover Park, IL, 60133
Allstate Mark Havlic 3075 Sanders Rd Ste G1E, Northbrook, IL, 60062
State Farm Monica Clark 185 S State St, Hampshire, IL, 60140-0185
State Farm Rich Martin 315 East Main Street, Watertown, WI, 53094-3708
State Farm Joe D Dominguez 148 Randhurst Village Dr, Mt. Prospect, IL, 60056

Cost Of Homeowners Insurance By Street Near Lake Geneva, WI

Streets in Lake Geneva Area Homeowners Insurance Cost
Wrigley Dr, 92nd St, Oakwood la, Alvin Howe Rd, McDonald Rd, Pioneer Dr, Rock Ridge Ln, Driftwood Ct, Poinsetta Rd, Myrtle Rd$665
Sherwood Trl, Laurel Dr, Linn Rd, Piper Aly, South Rd, Edwards Blvd, Dahlia Rd, E Forest, Marshall Ln, Genesee St$651
Rose Dr, Highland Way, Summit Dr, Dodge St, Greenleaf Rd, Violet Ave, Willow Rd, Grove St, Black Point Rd, Hillside Rd$686
Bay View Rd, Hilltop Rd, W Main Rd, Greenland Rd, Florence Rd, Manning Way, Willabay Dr, Weaver Rd, Thistle Rd, Aralia Rd$689
Sky Line Dr, Ski Lodge Rd, East St, Evergreen Ln, Sandalwood Dr, N Andrea Dr, Springvalley Rd, Wilmette Rd, Buckby Rd, Pearson Dr$688

Lake Geneva, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lake Geneva$98 to $100
Lyons$102
Geneva$99
Lake Ivanhoe$94

Lake Geneva, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lyons town, Walworth County, Wisconsin $102 $136 $204
Geneva town, Walworth County, Wisconsin $100 $133 $200
Lake Ivanhoe CDP, Wisconsin $95 $126 $189

Lake Geneva, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lake Geneva, WI3.2%8.7%
Lyons3.26%10.92%
Geneva3.58%8.6%
Como3.66%8.8%

Lake Geneva Renters Insurance as a Percentage of Rent

Lake Geneva Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 37 2.0% $773
$300 to $499 90 5.0% $1223
$500 to $749 620 34.0% $1898
$750 to $999 536 30.0% $2648
$1,000 to $1,499 441 24.0% $3773
$1,500 or more 62 3.0% $5423

Lake Geneva, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Lake Geneva Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,200$11,700
Net Savings to Lake Geneva Home Owner from High Deductible Plan $500

Lake Geneva, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lake Geneva, WI Home Replacement Value MORE than Home Value Lake Geneva, WI Home Replacement Value LESS than Home Value
Replacement Value $271,500 $185,500
Insurance Premium based on Replacement Value $1,225 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $61,500 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $275/year

Example Lake Geneva Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmLiberty Mutual
Monthly Premium 444299
Year Built 194819971980
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $150000-$175000$250000-$300000$250000-$300000
Deductible $500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Lake Geneva, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 415,000 Metal Roof 3,230 5 $1000-$2500 Deductible 220 2 Vinyl siding yes
2009 230,000 Tile Roof 1,900 5 $500 Deductible 170 2 Stone Siding No
1995 315,000 Shingles Roof 2,800 5 $500 Deductible 710 6 Brick siding No
2004 170,000 Asphalt Shingles Roof 1,680 3 $1000-$2500 Deductible 500 9 Stone Siding No
2014 250,000 Slate Shingles Roof 2,090 4 $500- $1000 Deductible 260 3 Stucco siding No
1947 235,000 Metal Roof 2,510 4 $2500-$5000 Deductible 280 6 Wood siding yes
2000 280,000 Wood Shake Roof 2,560 4 $2500-$5000 Deductible 790 10 Stone Siding No
1997 175,000 Shingles Roof 1,670 4 $5000 to $10,000 Deductible 240 7 Wood siding yes
1987 165,000 Membrane Roof 1,430 3 $500 Deductible 350 6 Vinyl siding yes
1986 580,000 Slate Shingles Roof 4,510 5 $1000-$2500 Deductible 1790 12 Wood siding No
1940 145,000 Tile Roof 1,470 2 $1000-$2500 Deductible 220 6 Brick siding yes
1946 235,000 Membrane Roof 2,380 3 > $10,000 Deductible 280 8 Brick siding No
2001 170,000 Metal Roof 1,260 2 $1000-$2500 Deductible 310 7 Wood siding No
1989 290,000 Membrane Roof 2,640 4 $1000-$2500 Deductible 920 12 Wood siding No
1996 495,000 Tile Roof 4,450 5 $5000 to $10,000 Deductible 860 7 Vinyl siding No
1991 150,000 Wood Shake Roof 1,220 2 $5000 to $10,000 Deductible 180 8 Wood siding yes
1980 315,000 Wood Shake Roof 2,790 4 $2500-$5000 Deductible 510 6 Brick siding yes
1985 205,000 Membrane Roof 2,290 3 $5000 to $10,000 Deductible 480 12 Stone Siding No
1949 410,000 Shingles Roof 3,280 4 > $10,000 Deductible 350 5 Stucco siding yes
1989 240,000 Shingles Roof 2,250 4 $500 Deductible 1080 12 Fiber-Cement Siding No
2001 365,000 Shingles Roof 3,210 5 $500- $1000 Deductible 1150 10 Fiber-Cement Siding No
1983 195,000 Shingles Roof 1,950 3 $500 Deductible 420 5 Brick siding yes
1949 195,000 Metal Roof 1,620 4 $1000-$2500 Deductible 370 5 Wood siding yes
2012 145,000 Metal Roof 1,480 2 $500 Deductible 170 4 Stucco siding yes
1983 180,000 Slate Shingles Roof 1,750 3 $500 Deductible 360 4 Stucco siding No
1996 190,000 Metal Roof 1,520 2 $2500-$5000 Deductible 90 2 Vinyl siding yes
2011 135,000 Asphalt Shingles Roof 1,450 2 $500- $1000 Deductible 420 12 Wood siding yes
1999 215,000 Slate Shingles Roof 1,860 3 $1000-$2500 Deductible 370 6 Vinyl siding No
2001 250,000 Membrane Roof 2,210 3 $1000-$2500 Deductible 260 5 Stone Siding yes
1948 235,000 Tile Roof 1,890 5 $500 Deductible 440 6 Brick siding No
1947 190,000 Tile Roof 1,940 4 $500- $1000 Deductible 280 6 Stone Siding No
1948 435,000 Metal Roof 3,500 5 $1000-$2500 Deductible 1110 8 Stone Siding No
2010 120,000 Asphalt Shingles Roof 1,310 3 $1000-$2500 Deductible 400 10 Vinyl siding yes
1986 275,000 Composition Roof 2,360 4 $1000-$2500 Deductible 640 7 Wood siding yes