Lake Butler Insurance Rates:

Lake Butler, FL homeowners insurance is about $1,195 to $1,662, about $99-$138/month. Our comprehensive analysis indicates shoppers can save upto $571 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lake Butler, FL Homeowners Insurance By Home Value

Lake Butler, FL Home Value Total Homes % of Total Average Lake Butler, FL Homeowners Insurance
Less than $50,000 37 3.0% $57
$50,000 to $59,999 16 1.0% $114
$100,000 to $124,999 45 4.0% $257
$125,000 to $149,999 67 6.0% $314
$150,000 to $174,999 99 8.0% $385
$175,000 to $199,999 70 6.0% $442
$200,000 to $249,999 139 12.0% $528
$250,000 to $299,999 159 14.0% $642
$300,000 to $399,999 472 42.0% $828

Top Home Insurance Agents Near Lake Butler, FL

Home Insurance Company Near Lake Butler, FL Homeowners Insurance Agency Near Lake Butler, FL Address
State Farm Don Parker 505 E New York Ave, Deland, FL, 32724-6083
State Farm Jim Lanier 4525 S Florida Ave Ste 7, Lakeland, FL, 33813-2184
Travelers Lanier Upshaw Inc 1115 US HIGHWAY 98, LAKELAND, FL, 33801
Allstate Sean Halfacre 10801 Dylan Loren Cir Ste B, Orlando, FL, 32825
Travelers Southern Insurance Group Inc 2215 CLUSTER OAKS DR STE 1, CLERMONT, FL, 34711

Lake Butler, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Windermere town, Florida $212 $282 $423
Bay Hill CDP, Florida $197 $263 $395
Southwest Orange CCD, Orange County, Florida $185 $247 $371

Lake Butler, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lake Butler, FL3.0%11.9%
Windermere3.62%14.46%
Bay Hill4.29%10.95%
Southwest Orange4.74%16.56%

Lake Butler Renters Insurance as a Percentage of Rent

Lake Butler Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 45 8.0% $2593
$1,000 to $1,499 238 47.0% $3718
$1,500 or more 218 43.0% $5368

Average Cost Of Home Insurance By Company In Areas Nearby Lake Butler For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 YES First Community Insurance $1,421
150,000 27 YES Florida Peninsula Insurance $960
150,000 27 YES Tower Hill Select Insurance $1,161
300,000 12 NA Stillwater Property And Casualty Insurance $1,381
300,000 12 NA Tower Hill Select Insurance $1,472

Lake Butler, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly Lake Butler Homeowner Insurance Premium Example $7,100$6,500
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $58,000$56,200
Net Savings to Lake Butler Home Owner from High Deductible Plan $1,800

Lake Butler, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lake Butler, FL Home Replacement Value MORE than Home Value Lake Butler, FL Home Replacement Value LESS than Home Value
Replacement Value $363,500 $272,000
Insurance Premium based on Replacement Value $6,350 $4,750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,500 Risk Exposure from Under Insuring Coverage is $36,000
Premium Impact Insurance cheaper by $625/year Insurance costlier by $975/year

Example Lake Butler Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersState Farm
Monthly Premium 10671008655
Year Built 200319962013
Home Details 4 Beds, 2 Baths5 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $500000-$600000$900000-$1000000$700000-$800000
Deductible $500 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Lake Butler, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 805,000 Slate Shingles Roof 3,350 4 $1000-$2500 Deductible 5140 5 Fiber-Cement Siding No
2003 1,025,000 Tile Roof 3,310 5 $5000 to $10,000 Deductible 9580 10 Stucco siding No
1994 955,000 Composition Roof 3,380 5 $2500-$5000 Deductible 12180 9 Wood siding yes
1998 1,170,000 Wood Shake Roof 3,720 5 $500- $1000 Deductible 4760 3 Stucco siding No
2006 530,000 Metal Roof 1,610 5 $2500-$5000 Deductible 2920 6 Brick siding yes
2009 440,000 Slate Shingles Roof 1,670 4 $5000 to $10,000 Deductible 2670 5 Brick siding yes
2000 930,000 Wood Shake Roof 3,250 4 $5000 to $10,000 Deductible 8510 7 Wood siding yes
2005 560,000 Membrane Roof 2,410 5 $2500-$5000 Deductible 2280 3 Stucco siding yes
1997 1,385,000 Wood Shake Roof 4,500 5 > $10,000 Deductible 8960 10 Stone Siding yes
2005 700,000 Metal Roof 2,820 4 $5000 to $10,000 Deductible 5090 5 Stucco siding No
2008 1,660,000 Asphalt Shingles Roof 5,000 5 $500- $1000 Deductible 5570 3 Fiber-Cement Siding yes
1992 395,000 Shingles Roof 1,710 5 $2500-$5000 Deductible 400 1 Stone Siding No
2014 1,130,000 Wood Shake Roof 3,390 4 > $10,000 Deductible 4130 6 Stucco siding yes