LaGrange Insurance Rates:

LaGrange, GA homeowners insurance is nearly $743 to $1,010, about $61-$84/month. Our complete research shows customers can save upto $350 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I like the online website and the app. it is really easy to go over my policy and get my id cards all on there.
State Farm
If you have too many claims they will of course drop you. they do not like to pay too much in claims and they are in the habit of dropping people like crazy.
All State
I like my agent. i meet with my agent about every year and she takes the time to sit down with me and go over my policy and talk about my coverage. i like that my agent is very personable and doesn’t try to pressure me into buying insurance that i don’t need.

Lagrange, GA Homeowners Insurance By Home Value

Lagrange, GA Home Value Total Homes % of Total Average Lagrange, GA Homeowners Insurance
Less than $50,000 1,128 12.0% $175
$50,000 to $59,999 281 3.0% $377
$60,000 to $69,999 545 5.0% $464
$70,000 to $79,999 471 5.0% $534
$80,000 to $89,999 657 7.0% $605
$90,000 to $99,999 512 5.0% $684
$100,000 to $124,999 1,526 16.0% $789
$125,000 to $149,999 1,245 13.0% $982
$150,000 to $174,999 1,059 11.0% $1166
$175,000 to $199,999 357 3.0% $1350
$200,000 to $249,999 657 7.0% $1622
$250,000 to $299,999 310 3.0% $1982
$300,000 to $399,999 472 5.0% $2516

Top Home Insurance Agents Near LaGrange, GA

Home Insurance Company Near LaGrange, GA Homeowners Insurance Agency Near LaGrange, GA Address
NA Earl Sears Agency, Inc. 3151 Williams Rd 3151 Williams Rd, Columbus, GA, 31909
Travelers Adamson Insurance Agency Inc 88861 HWY 9, LINEVILLE, AL, 36266
Travelers Bb&T - Reese Insurance 741 Lanier Ave W # 100 , Fayetteville, GA, 30214
Travelers Benefield & Tabb Insurance Agency Inc 110 Bankhead Hwy, Carrollton, GA, 30117
Allstate Michael Cook 601 1st Ave Ste A, Opelika, AL, 36801

Cost Of Homeowners Insurance By Street Near Lagrange, GA

Streets in LaGrange Area Homeowners Insurance Cost
Willowcrest Way, Creekside Dr, Whitaker Dr, Hanson Dr, W Haralson St, Bridgewood Dr, Kendrick Dr, Woodland Dr, Greenbriar Trl, Cape Ann Ct$920
Freedom Way, Loyd Pl, Sunset Dr, Hamilton Dr, S Upland Ct, Lincoln St, Boddie Rd, Poplar Cir, Glenn Robertson St, Old Hutchinson Mill Rd$873
Carnegie Ct, Stratford Pl, W Angela Dr, E Crovat St, Angela Dr, E Broome St, Peters St, Frost School Rd, Vernon Ferry Rd, Pinebrook Ct$893
Ridgeview Ct, Hammett Dr, Cedarcrest Rd, Handley St, Dunson St, Monroe St, Matthews St, Crown St, Martin Luther King Jr Ct, Canal St$846
Tommie Rd, Hunters Rdg, Willowood Rd, Chimney Ct, Robertson St, Oak Dr, Chatham St, Peninsula Dr, Tatum Heights Dr, Bridgette Blvd$873

Lagrange, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
LaGrange$131 to $133
Troup County$131
Oak Grove$134
West Point$132

LaGrange, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Troup County, Georgia $131 $175 $263
Oak Grove CCD, Troup County, Georgia $134 $179 $269
Hillcrest CCD, Troup County, Georgia $134 $179 $269

LaGrange, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
LaGrange, GA6.0%18.6%
Troup County6.16%18.81%
Oak Grove6.37%16.46%
Hillcrest5.73%20.29%

Lagrange Renters Insurance as a Percentage of Rent

Lagrange Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 95 1.0% $371
$200 to $299 405 5.0% $821
$300 to $499 721 10.0% $1271
$500 to $749 2,700 37.0% $1946
$750 to $999 1,994 28.0% $2696
$1,000 to $1,499 1,075 15.0% $3821
$1,500 or more 129 1.0% $5471

LaGrange, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly LaGrange Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,000$8,500
Net Savings to LaGrange Home Owner from High Deductible Plan $1,500

LaGrange, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario LaGrange, GA Home Replacement Value MORE than Home Value LaGrange, GA Home Replacement Value LESS than Home Value
Replacement Value $102,500 $83,000
Insurance Premium based on Replacement Value $500 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,000 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $25/year Insurance costlier by $50/year

Example LaGrange Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceFarmers InsuranceLiberty Mutual
Monthly Premium 5177111
Year Built 199019812005
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$175000-$200000$300000-$350000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for LaGrange, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 170,000 Shingles Roof 2,010 3 $2500-$5000 Deductible 250 6 Wood siding yes
1982 365,000 Slate Shingles Roof 4,180 5 $500 Deductible 770 5 Stone Siding No
2012 150,000 Membrane Roof 1,730 3 $2500-$5000 Deductible 410 9 Fiber-Cement Siding No
1993 310,000 Shingles Roof 3,630 5 > $10,000 Deductible 220 3 Wood siding yes
1986 150,000 Metal Roof 1,600 3 $500- $1000 Deductible 220 5 Wood siding yes
1998 170,000 Shingles Roof 1,800 5 $500 Deductible 530 9 Stucco siding No
2013 80,000 Tile Roof 1,280 3 $2500-$5000 Deductible 30 1 Brick siding yes
1987 165,000 Shingles Roof 1,770 4 $500- $1000 Deductible 430 8 Stucco siding No
1980 115,000 Wood Shake Roof 1,560 3 $2500-$5000 Deductible 200 5 Brick siding yes
1981 150,000 Asphalt Shingles Roof 1,670 3 $1000-$2500 Deductible 390 8 Wood siding yes
2008 220,000 Membrane Roof 3,200 4 $500- $1000 Deductible 540 8 Brick siding No
2012 285,000 Asphalt Shingles Roof 4,000 5 $500- $1000 Deductible 1550 12 Vinyl siding No
1987 195,000 Tile Roof 2,960 4 $5000 to $10,000 Deductible 50 1 Brick siding No