Lafayette Insurance Rates:

Lafayette, OH homeowners insurance is nearly $628 to $855, about $52-$71/month. Our comprehensive research shows customers can save as much as $296 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lafayette, OH Homeowners Insurance By Home Value

Lafayette, OH Home Value Total Homes % of Total Average Lafayette, OH Homeowners Insurance
Less than $50,000 28 1.0% $96
$60,000 to $69,999 31 1.0% $251
$90,000 to $99,999 34 1.0% $370
$100,000 to $124,999 119 6.0% $422
$125,000 to $149,999 98 5.0% $533
$150,000 to $174,999 321 17.0% $629
$175,000 to $199,999 478 26.0% $726
$200,000 to $249,999 422 23.0% $874
$250,000 to $299,999 136 7.0% $1074
$300,000 to $399,999 106 5.0% $1363

Top Home Insurance Agents Near Lafayette, OH

Home Insurance Company Near Lafayette, OH Homeowners Insurance Agency Near Lafayette, OH Address
NA Stark Insurance Agency Inc 4125 Martindale Rd Ne Ste 300 , Canton, OH, 44705
State Farm Benita Lewis 836 Broadway Ave Ste A, Bedford, OH, 44146-3687
Nationwide Capretta Ins Agency Inc 5689 Pearl Rd, Parma, OH, 44129-2528
Liberty Mutual Independent Insurance Consultants Agy Llc-O 23980 CHAGRIN BLVD STE 200, BEACHWOOD, OH, 44122
State Farm Kimberly K Smatana 7106 W 130th St Ste 1, Middlebrg Hts, OH, 44130-7826

Cost Of Homeowners Insurance By Street Near Lafayette, OH

Streets in Lafayette Area Homeowners Insurance Cost
Meadow Haven Dr, Fayette Blvd, Wedgewood Rd, 1st St, W Washington St, S Danburn Cir, Branch Rd, Soverign Ln, Hus Cir, Westfield Rd$738
Providence Dr, W Sturbridge Dr, Circle Dr, Rosemont Way, Bungalow Bay Blvd, Grovewood Ln, Co Hwy 35, Blake Ave, S Prospect St, Co Hwy 33$742
Carriage Ln, Blanot St, Honey Shade Ct, Briarwood Blvd, Hartford Dr, Twp Rd 381, Co Hwy 194, Booth Bay Dr, Twp Rd 93, Newfield Cir$734
Spruce St, W Park Blvd, Chippewa Rd, Twp Hwy 635, Booth Bar Blvd, Friendsville Rd, Lions Park Dr, Twp Hwy 710, Co Hwy 196, Tyndale Ln$734
Merimack Cir, 2nd St, Twp Rd 129, Clovercliff Dr, Ivy Hill Ln, Frith Ct, Twp Hwy 742, Cardinal Dr, Reid Rd, Independence Dr$737

Lafayette, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lafayette$110 to $113
Chippewa Lake$104
Gloria Glens Park$105
Medina County$110

Lafayette, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chippewa Lake village, Ohio $104 $139 $209
Gloria Glens Park village, Ohio $105 $140 $210
Medina County, Ohio $110 $147 $221

Lafayette, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lafayette, OH3.8%13.7%
Chippewa Lake5.54%14.27%
Gloria Glens Park5.1%13.72%
Medina County3.93%12.28%

Lafayette Renters Insurance as a Percentage of Rent

Lafayette Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 10 4.0% $1220
$500 to $749 123 49.0% $1895
$750 to $999 76 30.0% $2645
$1,000 to $1,499 23 9.0% $3770
$1,500 or more 16 6.0% $5420

Lafayette, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Lafayette Homeowner Insurance Premium Example $1,600$1,000
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,700$10,500
Net Savings to Lafayette Home Owner from High Deductible Plan $1,200

Lafayette, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lafayette, OH Home Replacement Value MORE than Home Value Lafayette, OH Home Replacement Value LESS than Home Value
Replacement Value $202,000 $140,000
Insurance Premium based on Replacement Value $900 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $39,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Lafayette Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceTravelers
Monthly Premium 724484
Year Built 200719821946
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $250000-$300000$200000-$250000$250000-$300000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Lafayette, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 380,000 Asphalt Shingles Roof 3,520 5 $5000 to $10,000 Deductible 340 4 Stucco siding yes
1983 250,000 Tile Roof 2,660 5 $2500-$5000 Deductible 540 9 Fiber-Cement Siding No
1943 420,000 Asphalt Shingles Roof 3,390 5 $5000 to $10,000 Deductible 590 5 Vinyl siding No
2002 210,000 Wood Shake Roof 1,980 5 $500 Deductible 490 8 Brick siding yes
1946 370,000 Composition Roof 3,510 5 > $10,000 Deductible 790 9 Fiber-Cement Siding yes
2003 280,000 Shingles Roof 2,240 4 > $10,000 Deductible 590 10 Vinyl siding yes
1945 245,000 Tile Roof 2,610 5 $1000-$2500 Deductible 920 12 Stucco siding No
2011 350,000 Slate Shingles Roof 3,380 5 $500 Deductible 290 2 Stucco siding yes
1983 290,000 Slate Shingles Roof 2,720 4 $5000 to $10,000 Deductible 70 1 Wood siding yes
1949 445,000 Composition Roof 3,750 5 > $10,000 Deductible 820 12 Fiber-Cement Siding No
1987 210,000 Slate Shingles Roof 1,810 5 $500 Deductible 500 8 Fiber-Cement Siding No
2013 260,000 Slate Shingles Roof 2,340 4 $2500-$5000 Deductible 590 9 Stucco siding No
2000 355,000 Metal Roof 2,980 5 $1000-$2500 Deductible 90 1 Stucco siding No
2013 430,000 Slate Shingles Roof 3,620 5 $2500-$5000 Deductible 950 10 Vinyl siding No
1980 225,000 Membrane Roof 1,750 4 $500 Deductible 650 10 Wood siding No
1986 230,000 Membrane Roof 2,540 4 > $10,000 Deductible 320 10 Vinyl siding No
2000 310,000 Slate Shingles Roof 3,210 4 $1000-$2500 Deductible 530 6 Vinyl siding No
1946 160,000 Shingles Roof 1,850 5 $2500-$5000 Deductible 50 1 Stone Siding No
1980 390,000 Membrane Roof 3,230 4 $1000-$2500 Deductible 660 8 Fiber-Cement Siding yes
2005 435,000 Asphalt Shingles Roof 4,080 5 $1000-$2500 Deductible 230 2 Stucco siding yes
2014 315,000 Composition Roof 2,830 5 $1000-$2500 Deductible 260 4 Stone Siding yes
2009 285,000 Membrane Roof 2,510 5 $1000-$2500 Deductible 290 3 Stucco siding No
2004 400,000 Metal Roof 3,100 4 $500- $1000 Deductible 1170 10 Vinyl siding yes
2009 245,000 Shingles Roof 1,940 4 $500- $1000 Deductible 710 8 Wood siding yes
1988 170,000 Slate Shingles Roof 1,670 4 $500 Deductible 260 6 Fiber-Cement Siding No
2010 245,000 Metal Roof 2,280 5 > $10,000 Deductible 340 8 Stucco siding yes
2010 255,000 Asphalt Shingles Roof 2,080 5 > $10,000 Deductible 220 6 Stone Siding yes
2009 290,000 Metal Roof 2,390 4 $1000-$2500 Deductible 310 4 Wood siding yes
2014 450,000 Wood Shake Roof 3,610 5 $5000 to $10,000 Deductible 570 7 Stucco siding No
2011 315,000 Composition Roof 2,820 4 $500 Deductible 720 7 Stone Siding No
1941 385,000 Wood Shake Roof 3,390 5 $2500-$5000 Deductible 1430 12 Wood siding No
1943 295,000 Shingles Roof 3,140 4 > $10,000 Deductible 500 10 Fiber-Cement Siding No
1942 250,000 Shingles Roof 2,290 5 $1000-$2500 Deductible 90 1 Stucco siding yes
2013 360,000 Asphalt Shingles Roof 3,320 4 $5000 to $10,000 Deductible 580 8 Stucco siding No