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Lafayette, LA Home Values & Insurance Rates

Lafayette, LA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 7,199 13.0% $194
$50,000 to $59,999 1,551 2.0% $414
$60,000 to $69,999 1,355 2.0% $518
$70,000 to $79,999 1,599 3.0% $609
$80,000 to $89,999 1,725 3.0% $686
$90,000 to $99,999 1,700 3.0% $764
$100,000 to $124,999 3,932 7.0% $881
$125,000 to $149,999 6,033 11.0% $1114
$150,000 to $174,999 6,992 13.0% $1308
$175,000 to $199,999 5,357 10.0% $1516
$200,000 to $249,999 6,136 11.0% $1827
$250,000 to $299,999 4,286 8.0% $2229
$300,000 to $399,999 4,004 7.0% $2838

Top Home Insurance Agents Near Lafayette, LA

Home Insurance Company Near Lafayette, LA Homeowners Insurance Agency Near Lafayette, LA Address
NA Moraka, Llc Dba Patout-Greenwood Insurance Agency, Inc. 717 Charles St New Iberia, New Iberia, LA, 70560
Allstate D.H. Stiel Jr Agcy 618 Main Street, Franklin, LA, 70538
State Farm John Montesano 5711 Johnston St, Lafayette, LA, 70503-5302
State Farm Ken Goss Jr 108 W Anding St, Rayne, LA, 70578-5749
Allstate Miles Briley 222 N Chataignier St, Ville Platte, LA, 70586

Estimated Home Insurance By Street Area Near Lafayette, LA

Lafayette Area Estimated House Insurance
Guidry St, Ola St, Tonbridge Dr, Beaconwood Dr, Dickens St, Church St, Karen Dr, Roxanne Dr, Scott St, Alley 2$1,316
Seychelles Ln, Lafitte Ave, Baltimore Ln, Warmstone Bridge Dr, Pandora St, Scepter Cir, S Jefferson St, Monte Rd, Vatican Rd, Manning Dr$1,349
Ruidoso Dr, Santa Cruz Dr, Coles Creek Dr, Woodbriar Dr, Anastasie Dr, Festival Ln, Picard Rd, Clara St, Fairlane Dr, Capitol Dr$1,362
Renee Ave, Fanny St, Pontiac Rd, Saint Catherine St, Sonce St, Bon Vie Dr, Touraine Cir, Kippsford Dr, Rousseau Rd, Amhurst Rd$1,347
Banks Ave, N Dugas Rd, Poppy Ln, Idlewood Blvd, 5th St, Eppler Rd, Sis Ln, Desoto Rd, Rue Cordial, Floridian$1,266
N Pierce St, Stable Creek Dr, Rose St, Sylvan Dr, Brice St, Papershell Dr, Canary Ln, Versailles Blvd, Suwanee Rd, Brahmwell Ct$1,227
Leeward Loop, Lormand Rd, Avatar Dr, Country Garden Ln, Peak Run, Rue de Belier, W 2nd St, Beranda St, Arlington Dr, Mardi Gras Rd$1,249
Reaux St, German Ln, Windcreek Ln, Martele Blvd, Avondale Dr, W Simcoe St, Calder St, N Saint Antoine St, Woodbine Dr, Reinhardt Dr$1,304
Denver Cir, Rue Conge Cir, N Rushmore Ln, Bull Run Cir, la Rue Christ-Roi, Le Medicin Rd, Marcon Dr, Creekside Dr, Old Heritage Ln, Marie St$1,299
E Edith Rd, Cantal Dr, Castle Row, Facade Rd, Barrington Cir, Chappius Dr, Inwood St, Beaufort Cir, Elmira Rd, Old Youngsville Hwy$1,243

Savings on home insurance for senior occupied homes

PlaceSavings
Lafayette$194 to $196
Scott$189
Ossun$191
Milton$198

Lafayette, LA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lafayette, LA8.6%32.7%
Scott9.75%38.24%
Ossun10.77%38.01%
Milton7.62%31.66%

Lafayette Renters Insurance as a Percentage of Rent

Lafayette Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 802 2.0% $347
$200 to $299 705 2.0% $797
$300 to $499 3,244 11.0% $1247
$500 to $749 9,587 34.0% $1922
$750 to $999 7,280 26.0% $2672
$1,000 to $1,499 4,679 16.0% $3797
$1,500 or more 1,336 4.0% $5447

Lafayette, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Lafayette Homeowner Insurance Premium Example $4,700$4,200
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $15,100$14,600
Net Savings to Lafayette Home Owner from High Deductible Plan $500

Lafayette, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lafayette, LA Home Replacement Value MORE than Home Value Lafayette, LA Home Replacement Value LESS than Home Value
Replacement Value $273,500 $160,000
Insurance Premium based on Replacement Value $4,500 $2,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $62,500 Risk Exposure from Under Insuring Coverage is $51,000
Premium Impact Insurance cheaper by $825/year Insurance costlier by $1,025/year

Example Lafayette Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceGEICO Insurance
Monthly Premium 209240175
Year Built 201319932006
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$200000-$250000$250000-$300000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Lafayette, LA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Scott city, Louisiana $189 $252 $378
Ossun CDP, Louisiana $191 $255 $383
Milton CDP, Louisiana $198 $264 $396

Sample Home Insurance Rates for Lafayette, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 270,000 Slate Shingles Roof 3,300 4 > $10,000 Deductible 1990 12 Stone Siding No
1982 215,000 Slate Shingles Roof 2,010 3 $500 Deductible 3190 9 Stone Siding yes
2000 275,000 Membrane Roof 2,730 5 $5000 to $10,000 Deductible 1780 8 Fiber-Cement Siding yes
2000 315,000 Metal Roof 3,200 5 $5000 to $10,000 Deductible 2280 8 Stucco siding yes
2013 275,000 Composition Roof 2,940 4 > $10,000 Deductible 1390 5 Brick siding yes
1994 115,000 Asphalt Shingles Roof 1,270 3 $500 Deductible 1270 7 Vinyl siding yes
1971 235,000 Metal Roof 2,060 4 $500- $1000 Deductible 1520 6 Brick siding yes