Lacoochee Insurance Rates:

Lacoochee, FL homeowners insurance is approximately $945 to $1,295, about $78-$107/month. Our all inclusive guide indicates shoppers can save as much as $448 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lacoochee, FL Homeowners Insurance By Home Value

Lacoochee, FL Home Value Total Homes % of Total Average Lacoochee, FL Homeowners Insurance
Less than $50,000 408 34.0% $336
$50,000 to $59,999 60 5.0% $716
$60,000 to $69,999 104 8.0% $884
$70,000 to $79,999 69 5.0% $1030
$80,000 to $89,999 96 8.0% $1164
$90,000 to $99,999 50 4.0% $1299
$100,000 to $124,999 98 8.0% $1500
$125,000 to $149,999 68 5.0% $1881
$150,000 to $174,999 33 2.0% $2228
$175,000 to $199,999 48 4.0% $2576
$200,000 to $249,999 37 3.0% $3091
$250,000 to $299,999 27 2.0% $3785
$300,000 to $399,999 70 5.0% $4804

Top Home Insurance Agents Near Lacoochee, FL

Home Insurance Company Near Lacoochee, FL Homeowners Insurance Agency Near Lacoochee, FL Address
NA Global Assurance Corporation 3822 S Himes Ave, Tampa, FL, 33611
NA Hall Insurance Services, Inc. 1335 Hwy 17 S, Bartow, FL, 33830
Travelers Jlk Enterprises Inc 5223 EHRLICH RD SUITE B, TAMPA, FL, 33624
State Farm Mark Rossmiller 10611 Big Bend Rd Ste 302, Riverview, FL, 33579-7176
Allstate Mark Russo 1904 US Highway 19, Holiday, FL, 34691

Cost Of Homeowners Insurance By Street Near Lacoochee, FL

Streets in Lacoochee Area Homeowners Insurance Cost
Chap St, Delong Rd, Globe Rd, Edward St, McKray Rd, Hillomon Ave, Causey Rd, Peach St, Terrace Way, Hyland Ln$1,126
Kersey, Chase St, Three Rd, 5th, Burger Ln, Kast Way, Wooten Dr, Pippin St, Lawrence Rd, Mogul Dr$1,119
Marka Rd, Bower Ave, Durden Rd, Campbell Ln, Clover Rd, Hackney Pl, Adirondack Ter, Rye Rd, Desrosier Rd, Geraldine Rd$1,133
Hamilton Rd, Sanderson Rd, Southern Way, Powerline Rd, Field of Dreams Ln, Turtle Dove Dr, Flanders Rd, Omie St, Old Ponderosa Rd, Edwards St$1,111
Hart Dr, Burlwood Ln, Owensboro Rd, Ramer Rd, Douglas St, Wormack Rd, Cox Rd, New Haven Dr, Trilby Trl, Croft St$1,103

Lacoochee, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lacoochee$166 to $169
Dade City North$168
Dade City$170
Trilby$184

Lacoochee, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dade City North CDP, Florida $141 $187 $281
Dade City CCD, Pasco County, Florida $142 $189 $283
Trilby CDP, Florida $154 $205 $307

Lacoochee, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lacoochee, FL9.3%29.9%
Dade City North8.82%28.85%
Dade City7.55%26.87%
Ridge Manor8.33%31.01%

Lacoochee Renters Insurance as a Percentage of Rent

Lacoochee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 37 5.0% $801
$300 to $499 64 10.0% $1251
$500 to $749 281 43.0% $1926
$750 to $999 155 24.0% $2676
$1,000 to $1,499 103 16.0% $3801

Average Cost Of Home Insurance By Company In Areas Nearby Lacoochee For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Auto Club Insurance $7,497
150,000 27 NO Southern Oak Insurance $3,391
150,000 27 NO State Farm Florida Insurance $8,563
150,000 27 NO Universal Insurance $4,257
150,000 27 YES American Traditions Insurance $1,737
150,000 27 YES Citizens Property Insurance $2,351
150,000 27 YES Stillwater Property And Casualty Insurance $2,064
300,000 12 NA Southern Oak Insurance $4,245

Lacoochee, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Lacoochee Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $9,000$8,500
Net Savings to Lacoochee Home Owner from High Deductible Plan $500

Lacoochee, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lacoochee, FL Home Replacement Value MORE than Home Value Lacoochee, FL Home Replacement Value LESS than Home Value
Replacement Value $132,000 $89,500
Insurance Premium based on Replacement Value $3,000 $2,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $575/year Insurance costlier by $375/year

Example Lacoochee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceTravelers
Monthly Premium 17194128
Year Built 198319672003
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$50000-$75000$100000-$125000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Lacoochee, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 110,000 Tile Roof 1,610 2 $2500-$5000 Deductible 840 7 Wood siding yes
1995 125,000 Tile Roof 2,120 3 $500- $1000 Deductible 640 4 Vinyl siding yes
1967 100,000 Tile Roof 1,690 3 $500 Deductible 700 4 Stucco siding No
1997 75,000 Composition Roof 1,370 2 $500- $1000 Deductible 1100 12 Vinyl siding yes
1996 130,000 Shingles Roof 2,210 4 $1000-$2500 Deductible 210 1 Stone Siding yes
1961 115,000 Composition Roof 1,820 3 $1000-$2500 Deductible 1880 9 Wood siding yes
1962 220,000 Slate Shingles Roof 3,260 4 $5000 to $10,000 Deductible 2340 12 Vinyl siding No
1962 60,000 Tile Roof 1,050 2 $1000-$2500 Deductible 250 3 Vinyl siding No
1992 90,000 Membrane Roof 1,540 2 $500- $1000 Deductible 210 1 Vinyl siding No
1999 80,000 Slate Shingles Roof 1,550 2 $500- $1000 Deductible 1070 7 Stucco siding No
1997 90,000 Composition Roof 1,590 2 $500- $1000 Deductible 1600 10 Vinyl siding yes
1987 125,000 Membrane Roof 2,360 3 $1000-$2500 Deductible 1620 10 Wood siding yes
1988 230,000 Composition Roof 3,080 4 $5000 to $10,000 Deductible 2540 7 Fiber-Cement Siding yes
2004 115,000 Asphalt Shingles Roof 1,770 2 $500- $1000 Deductible 1740 10 Brick siding No
2009 185,000 Shingles Roof 3,400 4 $1000-$2500 Deductible 230 1 Brick siding yes
1983 140,000 Wood Shake Roof 2,410 4 $500 Deductible 290 1 Stucco siding No
2007 115,000 Asphalt Shingles Roof 2,180 3 $2500-$5000 Deductible 970 9 Stucco siding yes
1962 115,000 Asphalt Shingles Roof 1,670 3 $2500-$5000 Deductible 880 8 Wood siding yes
2005 95,000 Tile Roof 1,240 2 $2500-$5000 Deductible 640 7 Stone Siding No
1968 110,000 Composition Roof 1,490 2 $500- $1000 Deductible 980 6 Stucco siding yes
1964 90,000 Slate Shingles Roof 1,390 2 $1000-$2500 Deductible 760 7 Wood siding No
1962 50,000 Metal Roof 950 2 $500 Deductible 1500 12 Fiber-Cement Siding No
1962 160,000 Composition Roof 2,790 4 $1000-$2500 Deductible 1700 7 Stone Siding yes
1982 65,000 Tile Roof 1,120 2 $500- $1000 Deductible 560 5 Brick siding yes
1988 70,000 Tile Roof 1,310 2 $500 Deductible 480 4 Brick siding No
2000 140,000 Asphalt Shingles Roof 2,140 4 $2500-$5000 Deductible 1060 7 Stucco siding yes
1990 145,000 Metal Roof 2,530 4 $1000-$2500 Deductible 2850 10 Stucco siding yes
1966 90,000 Membrane Roof 1,620 2 $500- $1000 Deductible 890 6 Brick siding yes
1989 155,000 Asphalt Shingles Roof 2,370 3 $500 Deductible 520 2 Stucco siding yes
1966 70,000 Asphalt Shingles Roof 1,170 2 $2500-$5000 Deductible 920 8 Stucco siding No