La Vernia Insurance Rates:

La Vernia, TX homeowners insurance is nearly $875 to $1,200, about $72-$100/month. Our all inclusive guide reveals consumers can save as much as $415 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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La Vernia, TX Homeowners Insurance By Home Value

La Vernia, TX Home Value Total Homes % of Total Average La Vernia, TX Homeowners Insurance
Less than $50,000 393 12.0% $186
$50,000 to $59,999 173 5.0% $404
$60,000 to $69,999 143 4.0% $508
$70,000 to $79,999 159 4.0% $581
$80,000 to $89,999 204 6.0% $664
$90,000 to $99,999 131 4.0% $736
$100,000 to $124,999 379 11.0% $861
$125,000 to $149,999 257 7.0% $1079
$150,000 to $174,999 342 10.0% $1276
$175,000 to $199,999 255 7.0% $1463
$200,000 to $249,999 399 12.0% $1764
$250,000 to $299,999 339 10.0% $2159
$300,000 to $399,999 82 2.0% $2740

Top Home Insurance Agents Near La Vernia, TX

Home Insurance Company Near La Vernia, TX Homeowners Insurance Agency Near La Vernia, TX Address
NA Texan's Choice Insurance Agency 13409 Nw Military, Ste 308 San Antonio, San Antonio, TX, 78231
Liberty Mutual Independent A.R.M. Insurance Agency Inc. 1534 W Contour Dr Ste 101 San Antonio, San Antonio, TX, 78212
Travelers Eanes & Polk Inc 406 EAST MOUNTAIN STREET, SEGUIN, TX, 78155
Travelers Frost Insurance Agency Inc 315 LANDA STREET, NEW BRAUNFELS, TX, 78131
Liberty Mutual Kyle Langford 1619 E Common St. Ste 801- Bldg H, New Braunfels, TX, 78130

Cost Of Homeowners Insurance By Street Near La Vernia, TX

Streets in La Vernia Area Homeowners Insurance Cost
Las Palomas Country Club Ests, River Rd, 16th St, Pittman Rd, King St, Co Rd 347, Co Rd 352, Garden Bend, Kothmann Rd, Co Rd 337$1,061
Co Rd 338, Kingsdale, Stovers Ln, Oak Ridge Dr, Shorthorn Rd, Co Rd 428, State Hwy 123, Dry Hollow, 11th St, Quail Crest Dr$1,031
2nd St, Tower Trail Dr, N Jewels Dr, Chihuahua E, Lake Valley Dr, Country View Dr, Homeridge Dr, Co Rd 339, Co Rd 435, Merion Ln$1,028
Rambling Trail Dr, Gonzales Ln, Boeck, Co Rd 334, Quail Ridge, Water St, Bear Ridge Dr, 14th St, Muirfield Ln, Co Rd 342$1,028
Dodge Ln, Oakwood Dr, Miller Cove, Jessica St, Oak Garden Dr, Co Rd 344, Lauren Ct, Deer Ridge Dr, Deer Park Rd, River Vw$1,056

La Vernia, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
La Vernia$154 to $156
New Berlin$165
St. Hedwig$156
Southwest Guadalupe$154

La Vernia, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Berlin city, Texas $165 $220 $330
St. Hedwig town, Texas $157 $209 $314
Southwest Guadalupe CCD, Guadalupe County, Texas $155 $206 $309

La Vernia, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
La Vernia, TX6.5%21.2%
New Berlin6.13%20.04%
St. Hedwig5.44%17.57%
Southwest Guadalupe7.26%21.9%

La Vernia Renters Insurance as a Percentage of Rent

La Vernia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 10 3.0% $1248
$500 to $749 82 29.0% $1923
$750 to $999 53 19.0% $2673
$1,000 to $1,499 121 43.0% $3798
$1,500 or more 11 3.0% $5448

La Vernia, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly La Vernia Homeowner Insurance Premium Example $3,100$2,600
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $20,300$19,300
Net Savings to La Vernia Home Owner from High Deductible Plan $1,000

La Vernia, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario La Vernia, TX Home Replacement Value MORE than Home Value La Vernia, TX Home Replacement Value LESS than Home Value
Replacement Value $127,000 $84,000
Insurance Premium based on Replacement Value $1,275 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $175/year

Example La Vernia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 7811765
Year Built 200719962011
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$175000-$200000$100000-$125000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for La Vernia, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 195,000 Slate Shingles Roof 2,910 5 $1000-$2500 Deductible 1000 10 Fiber-Cement Siding yes
2011 175,000 Membrane Roof 1,820 4 $500 Deductible 360 3 Stone Siding yes
2004 180,000 Wood Shake Roof 2,030 3 $5000 to $10,000 Deductible 200 2 Fiber-Cement Siding No
2007 205,000 Composition Roof 2,480 4 $5000 to $10,000 Deductible 720 8 Wood siding yes
2011 260,000 Slate Shingles Roof 3,380 4 $500 Deductible 1080 8 Vinyl siding yes
2006 135,000 Metal Roof 1,380 3 $2500-$5000 Deductible 250 3 Wood siding No
2002 205,000 Asphalt Shingles Roof 2,170 4 > $10,000 Deductible 470 5 Brick siding No
1999 240,000 Shingles Roof 3,260 4 > $10,000 Deductible 250 2 Stucco siding yes
1997 155,000 Asphalt Shingles Roof 1,790 3 $500- $1000 Deductible 760 6 Vinyl siding No
1996 245,000 Tile Roof 2,880 4 $500 Deductible 1570 9 Fiber-Cement Siding No
2000 230,000 Membrane Roof 3,240 4 $500 Deductible 570 3 Wood siding yes
2009 165,000 Membrane Roof 1,800 3 $500 Deductible 200 2 Stone Siding yes
2010 155,000 Composition Roof 2,310 4 $2500-$5000 Deductible 100 1 Wood siding yes