La Vergne Insurance Rates:

La Vergne, TN homeowners insurance is nearly $686 to $930, about $57-$77/month. Our extensive research shows customers can save as much as $323 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They are always friendly in their personal offices, they are very welcoming and i feel like i could stay and chat.
Allstate
I feel like my home insurance company could do a better job of keeping in contact with me either through emails or phone calls.
Progressive
Lastly, i like about progressive is that they are quick at making sure that your user profile online is up to date and that all the sites are friendly to use. i can use their site and see all my insurances under one tab. there is no guessing.
Allstate
I like the ease of service and the fact that they know exactly what I need. There is not a long wait time for them on the phone.
Erie Insurance
Unless I initiate the interaction then I don't hear from anyone and the rates just keep going up without any explanation.
Travelers
I had a broker shop around and it was the lowest I could find at that time. I am sure there is lower but it probably is with a lower rated company.
Safeco Insurance
It is easy to deal with most issues on the app but it is also easy to call someone. Every time I called it was a short weight.
Liberty Mutual
I really like how customer oriented they are, and how you don't feel you're being taken advantage of. You know you're getting the best home insurance with no catch.

La Vergne, TN Homeowners Insurance By Home Value

La Vergne, TN Home Value Total Homes % of Total Average La Vergne, TN Homeowners Insurance
Less than $50,000 360 4.0% $145
$60,000 to $69,999 143 1.0% $379
$80,000 to $89,999 373 4.0% $500
$90,000 to $99,999 673 8.0% $565
$100,000 to $124,999 1,634 20.0% $654
$125,000 to $149,999 1,916 23.0% $816
$150,000 to $174,999 1,083 13.0% $961
$175,000 to $199,999 623 7.0% $1115
$200,000 to $249,999 789 9.0% $1341
$250,000 to $299,999 288 3.0% $1640
$300,000 to $399,999 119 1.0% $2084

Top Home Insurance Agents Near La Vergne, TN

Home Insurance Company Near La Vergne, TN Homeowners Insurance Agency Near La Vergne, TN Address
Allstate Christopher Grinstead 907 Rivergate Pkwy Ste A1, Goodlettsville, TN, 37072
Erie Dennis Sinor Insurance 608 N Main Street, Goodlettsville, TN, 37072
Travelers Dickson Insurance Agency Inc 455 Henslee Drive, Dickson, TN, 37055
Erie Flatbranch Insurance 115 N Main Street, Eagleville, TN, 37060
Travelers Southern Insurance Group Inc 116 20TH AVENUE SOUTH, NASHVILLE, TN, 37203

Cost Of Homeowners Insurance By Street Near La Vergne, TN

Streets in La Vergne Area Homeowners Insurance Cost
Nuview St, Dunhill Ct, Fox Ct, Watersedge Ln, Todd Cove, Grove Mill Dr, Longview St, Hectare Ln, Tipperary Dr, Fairview Ave$805
Briarcotes Cir, Maple Manor Trailer Ct, Ravencliff Ct, Old Jones Mill Rd, Forrest Park Dr, Heritage Cir E, Lori Dr, Johns St, Ewing Way, Mambazo Ct$812
Woodcrest Ct, Neal Blvd, Willowview Dr, Jefferson Pike, Quecreek Cir, Brittany Dr, Crestview Rd, Fisk Dr, Harrell St, Condor Ct$809
Laural Hill Dr, Thompson Ct, Glade View Ct, Deer Dr, Judge Mason Way, Anna Gannon Dr, Lake Rd, Rennie Cr, Rosecran Cir, Independence Ct$846
Harkins Ct, Nearlake Ct, 9th, Washer Dr, Glendale Dr, Sanders Dr, Kings Rd, Parthenon Blvd, Harrier Ct, Fitzhugh Blvd$844
Ronnie Erwin Ln, Margo Cir, Sand Hill Rd, Jennings Dr, Valeen Dr, Canopy Ct, Monmouth Dr, Second St, Vincent Ln, E Gresham Dr$807
Gambill Ln, Sean Cove, Lyndhurst Dr, David Bolin Dr, Kelsey Ct, Pete Rose Cove, Vetrans Memorial Park Dr, Jack Hunter Dr, C St, Henricks Hill Dr$817
Jefferson St, Lance King Ct, Mason Cir, Creek Glen Cove, Sunset St, Langford Ct, Keith Dr, Murray Ln, Turning Leaf Dr, Swan Dr$836
Barksdale Cir, Laurel Cove, 11th Ave, Martha St, Mason Rd, Stonemark Trl, Spring St, Sagi Cir, Grayson Ct, Mason Cir$807
Rocky Tock St, Jackson Ct, Chivalry Ct, Baseball Cove, Hollandale Rd, Monaco Dr, Cedar Ridge Ct, Enon Springs Rd E, Pourtsmouth Ct, Park Ct N$840

La Vergne, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
La Vergne$120 to $123
Smyrna$122
Rural Hill$127
Nolensville$132

La Vergne, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Smyrna town, Tennessee $122 $163 $245
Rural Hill CDP, Tennessee $128 $170 $255
Nolensville town, Tennessee $133 $177 $266

La Vergne, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
La Vergne, TN5.5%21.3%
Smyrna5.28%18.53%
Rural Hill4.01%18.3%
Nolensville3.89%19.43%

La Vergne Renters Insurance as a Percentage of Rent

La Vergne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 135 5.0% $1254
$500 to $749 318 13.0% $1929
$750 to $999 599 25.0% $2679
$1,000 to $1,499 1,192 51.0% $3804
$1,500 or more 49 2.0% $5454

La Vergne, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$5,100
Yearly La Vergne Homeowner Insurance Premium Example $1,900$1,100
Out of Pocket Expense During Claim$1,100$5,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,400$12,800
Net Savings to La Vergne Home Owner from High Deductible Plan $1,600

La Vergne, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario La Vergne, TN Home Replacement Value MORE than Home Value La Vergne, TN Home Replacement Value LESS than Home Value
Replacement Value $127,000 $80,500
Insurance Premium based on Replacement Value $650 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,000 Risk Exposure from Under Insuring Coverage is $13,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $175/year

Example La Vergne Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmica Mutual Insurance CompanyTravelers
Monthly Premium 547053
Year Built 200520112008
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$250000-$300000$175000-$200000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for La Vergne, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 195,000 Membrane Roof 2,090 5 $500- $1000 Deductible 750 9 Stone Siding yes
2009 195,000 Slate Shingles Roof 2,310 5 $5000 to $10,000 Deductible 590 9 Stone Siding No
2010 310,000 Slate Shingles Roof 4,160 5 $500- $1000 Deductible 110 1 Stone Siding No
2009 230,000 Tile Roof 2,500 5 $5000 to $10,000 Deductible 480 9 Wood siding No
2012 210,000 Wood Shake Roof 3,070 5 $500- $1000 Deductible 70 1 Brick siding No
2004 135,000 Shingles Roof 1,730 4 $500- $1000 Deductible 360 8 Stucco siding yes
2002 405,000 Wood Shake Roof 4,260 5 $500 Deductible 1110 7 Fiber-Cement Siding No
2009 185,000 Asphalt Shingles Roof 2,050 5 $500 Deductible 970 12 Stucco siding yes
2006 180,000 Slate Shingles Roof 1,870 3 $1000-$2500 Deductible 630 10 Brick siding yes
2008 260,000 Tile Roof 3,400 5 $500 Deductible 960 10 Brick siding No
2003 160,000 Wood Shake Roof 2,160 5 $500- $1000 Deductible 640 10 Fiber-Cement Siding No
2014 210,000 Wood Shake Roof 2,690 4 $500 Deductible 680 9 Fiber-Cement Siding yes
2007 280,000 Metal Roof 2,980 5 $2500-$5000 Deductible 770 9 Stucco siding No
2014 135,000 Composition Roof 1,670 4 $1000-$2500 Deductible 30 1 Stone Siding No
2010 180,000 Tile Roof 2,180 4 $500 Deductible 370 4 Fiber-Cement Siding yes
2008 130,000 Asphalt Shingles Roof 1,460 3 $500- $1000 Deductible 460 10 Fiber-Cement Siding No
2014 110,000 Metal Roof 1,490 3 $2500-$5000 Deductible 140 6 Brick siding yes
2001 365,000 Membrane Roof 3,660 5 $500- $1000 Deductible 1190 6 Fiber-Cement Siding No
2010 135,000 Wood Shake Roof 1,380 3 $1000-$2500 Deductible 350 9 Brick siding yes
2003 280,000 Shingles Roof 2,860 5 > $10,000 Deductible 720 12 Stone Siding No
2003 220,000 Tile Roof 2,350 3 > $10,000 Deductible 230 3 Vinyl siding No
2003 395,000 Metal Roof 4,670 5 $5000 to $10,000 Deductible 1160 12 Wood siding yes
2010 430,000 Wood Shake Roof 4,400 5 $500- $1000 Deductible 370 3 Fiber-Cement Siding No
2002 415,000 Metal Roof 4,500 5 $5000 to $10,000 Deductible 490 6 Vinyl siding yes