La Vergne, TN homeowners insurance is nearly $686 to $930, about $57-$77/month. Our extensive research shows customers can save as much as $323 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near La Vergne, TN | Homeowners Insurance Agency Near La Vergne, TN | Address |
|---|---|---|
| Allstate | Christopher Grinstead | 907 Rivergate Pkwy Ste A1, Goodlettsville, TN, 37072 |
| Erie | Dennis Sinor Insurance | 608 N Main Street, Goodlettsville, TN, 37072 |
| Travelers | Dickson Insurance Agency Inc | 455 Henslee Drive, Dickson, TN, 37055 |
| Erie | Flatbranch Insurance | 115 N Main Street, Eagleville, TN, 37060 |
| Travelers | Southern Insurance Group Inc | 116 20TH AVENUE SOUTH, NASHVILLE, TN, 37203 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Smyrna town, Tennessee | $122 | $163 | $245 |
| Rural Hill CDP, Tennessee | $128 | $170 | $255 |
| Nolensville town, Tennessee | $133 | $177 | $266 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| La Vergne, TN | 5.5% | 21.3% |
| Smyrna | 5.28% | 18.53% |
| Rural Hill | 4.01% | 18.3% |
| Nolensville | 3.89% | 19.43% |
| La Vergne Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 135 | 5.0% | $1254 |
| $500 to $749 | 318 | 13.0% | $1929 |
| $750 to $999 | 599 | 25.0% | $2679 |
| $1,000 to $1,499 | 1,192 | 51.0% | $3804 |
| $1,500 or more | 49 | 2.0% | $5454 |
| Streets in La Vergne Area | Homeowners Insurance Cost |
|---|---|
| Nuview St, Dunhill Ct, Fox Ct, Watersedge Ln, Todd Cove, Grove Mill Dr, Longview St, Hectare Ln, Tipperary Dr, Fairview Ave | $805 |
| Briarcotes Cir, Maple Manor Trailer Ct, Ravencliff Ct, Old Jones Mill Rd, Forrest Park Dr, Heritage Cir E, Lori Dr, Johns St, Ewing Way, Mambazo Ct | $812 |
| Woodcrest Ct, Neal Blvd, Willowview Dr, Jefferson Pike, Quecreek Cir, Brittany Dr, Crestview Rd, Fisk Dr, Harrell St, Condor Ct | $809 |
| Laural Hill Dr, Thompson Ct, Glade View Ct, Deer Dr, Judge Mason Way, Anna Gannon Dr, Lake Rd, Rennie Cr, Rosecran Cir, Independence Ct | $846 |
| Harkins Ct, Nearlake Ct, 9th, Washer Dr, Glendale Dr, Sanders Dr, Kings Rd, Parthenon Blvd, Harrier Ct, Fitzhugh Blvd | $844 |
| Ronnie Erwin Ln, Margo Cir, Sand Hill Rd, Jennings Dr, Valeen Dr, Canopy Ct, Monmouth Dr, Second St, Vincent Ln, E Gresham Dr | $807 |
| Gambill Ln, Sean Cove, Lyndhurst Dr, David Bolin Dr, Kelsey Ct, Pete Rose Cove, Vetrans Memorial Park Dr, Jack Hunter Dr, C St, Henricks Hill Dr | $817 |
| Jefferson St, Lance King Ct, Mason Cir, Creek Glen Cove, Sunset St, Langford Ct, Keith Dr, Murray Ln, Turning Leaf Dr, Swan Dr | $836 |
| Barksdale Cir, Laurel Cove, 11th Ave, Martha St, Mason Rd, Stonemark Trl, Spring St, Sagi Cir, Grayson Ct, Mason Cir | $807 |
| Rocky Tock St, Jackson Ct, Chivalry Ct, Baseball Cove, Hollandale Rd, Monaco Dr, Cedar Ridge Ct, Enon Springs Rd E, Pourtsmouth Ct, Park Ct N | $840 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| La Vergne | $120 to $123 |
| Smyrna | $122 |
| Rural Hill | $127 |
| Nolensville | $132 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $5,100 |
| Yearly La Vergne Homeowner Insurance Premium Example | $1,900 | $1,100 |
| Out of Pocket Expense During Claim | $1,100 | $5,100 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $14,400 | $12,800 |
| Net Savings to La Vergne Home Owner from High Deductible Plan | $1,600 | |
| Scenario | La Vergne, TN Home Replacement Value MORE than Home Value | La Vergne, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $127,000 | $80,500 |
| Insurance Premium based on Replacement Value | $650 | $425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $33,000 | Risk Exposure from Under Insuring Coverage is $13,500 |
| Premium Impact | Insurance cheaper by $50/year | Insurance costlier by $175/year |
| Insurance Company | Chubb Group of Insurance | Amica Mutual Insurance Company | Travelers |
| Monthly Premium | 54 | 70 | 53 |
| Year Built | 2005 | 2011 | 2008 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $125000-$150000 | $250000-$300000 | $175000-$200000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible |