La Porte Insurance Rates:

La Porte, TX homeowners insurance is roughly $875 to $1,187, about $72-$98/month. Our complete guide shows customers can save as much as $412 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
We haven't had to use our policy yet so hard to recommend without having the full experience, but based on price and coverage so far, i would recommend them.
State Farm
State Farm's customer service is pretty great. It usually does not take long to talk to an actual person on the phone and they are very attentive.
Farmer's Insurance
They offer the same standard policy as every one else but they offer the extra add ons such as flood insurance.....
State Farm
I believe that my current premium rate is fair based on my home. I haven't recently compared premium prices of other companies so I cannot really say if mine is the cheapest or not.
Allstate
I would recommend allstate because they handle issues fast and they are truly reliable and want nothing but the best for their clients.
State Farm
I would recommend State Farm. They were able to offer us the best deal for what we were looking for. They follow up frequently, even if it's just to check in.
Metlife
After talking to some friends, I think MetLife is fair in their policy offerings compared to others. Most of time,they cover a variety of services.
Geico
It is easy to set up and very convenient when paying. I have not used the customer service option because I have not had any issue yet. It is cheap compared to other insurance companies
State Farm
I really like this company because it helps a lot and very dedicated to what it does and what it does
Travelers
We have had swift closure on claims and never had a problem trying to have difficult things explained to us.
State Farm
I don't like how much our insurance went up when we dropped one of our policies. they also may be pricier than some of the competition.
State Farm
State farm makes it easy to switch your coverage insurance to another location and was able to do it quickly and cheerfully to make my life simple.
Metlife
Website is easy to navigate. Does have auto reminders. Can make payments easily online. Has live chat in case of any assistance needed?
State Farm
Although my premium is more than most, I understand it is due to the rural area and an all-volunteer fire department and not having fire hydrants close by.
State Farm
While my premium is competitive, it's still a lot of money, and the entire application process was a big hassle.
Nationwide
It is straightforward and easy to access and use. Much better than American Integrity insurance which is the company I switched from
Allstate
It is easy to use, it is not confusing, there are many options to get help if you need it such as hotlines to call and an online chat you can take part in.
Alfa Insurance
I would recommend this company and have many times to others. The customer service folks are friendly and want to help if possible.
Travelers
I would recommend this insurance company. We have used them for many years. They were the only company to cover my home after Superstom Sandy.
Progressive
I would recommend Progressive because of how easy everything is. If you have questions they have a great customer service. I am able to pay my bill on line and print my insurance cards.

La Porte, TX Homeowners Insurance By Home Value

La Porte, TX Home Value Total Homes % of Total Average La Porte, TX Homeowners Insurance
Less than $50,000 738 8.0% $206
$50,000 to $59,999 199 2.0% $442
$60,000 to $69,999 162 1.0% $556
$70,000 to $79,999 326 3.0% $638
$80,000 to $89,999 366 4.0% $731
$90,000 to $99,999 636 7.0% $813
$100,000 to $124,999 2,474 28.0% $937
$125,000 to $149,999 1,844 21.0% $1174
$150,000 to $174,999 876 10.0% $1390
$175,000 to $199,999 461 5.0% $1606
$200,000 to $249,999 284 3.0% $1936
$250,000 to $299,999 164 1.0% $2369

Top Home Insurance Agents Near La Porte, TX

Home Insurance Company Near La Porte, TX Homeowners Insurance Agency Near La Porte, TX Address
Travelers All Insured Llc 10190 KATY FWY STE 503, HOUSTON, TX, 77043
Farmers Jeremy Beasley 24420 FM 1314 Rd Ste 3, Porter, TX, 77365
State Farm Paula Wood 11544 Northwest Fwy, Houston, TX, 77092-6518
Allstate Stephen Bransburg 19075 I-45 S Ste 270, Shenandoah, TX, 77385
Travelers Twfg Insurance Services 1201 Lake Woodlands Dr. 1201 Lake Woodlands Dr. The Woodlands, Spring, TX, 77380

La Porte, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near La Porte, TX

Streets in La Porte Area Homeowners Insurance Cost
Hollow Tree St, Brownwind Trl, Fieldcrest Dr, E Fairmont Pkwy, Stone Creek Dr, Alyse St, N Farrington St, S Idaho St, North Virginia Ave, Velma St$1,030
Sullivan St, Ivy Dr, S Country Club Dr, W Court St, Augusta, W Lawther St, Mesquite Dr, Forest Ave, Laura Ln, Dogwood Dr$1,023
Graywood Ct, Zavalla Dr, Santa Anna Ln, Fern Rock Dr, S Kaufman Dr, C St, Strang Rd, Pinewood Ct, Bull Run, Bonner Dr$1,036
Glencrest Dr, Fairfield St, S Blackwell Ave, Teakwood Dr, N Brownell Ave, Running Springs, Harrison Dr, Park Wick Ln, Iris, N L St$1,035
Westview, Flagler Ave, S Y, Mossey Dr, Camdon Dr, Seguin Ct, Bayou Forest Dr, Bois D Arc Dr, Oakmont Dr, Patty Ln$1,021

La Porte, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
La Porte$154 to $156
Southeast Harris$156
Shoreacres$157
Deer Park$155

La Porte, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Southeast Harris CCD, Harris County, Texas $130 $173 $260
Morgan's Point city, Texas $131 $174 $261
Shoreacres city, Texas $132 $175 $263

La Porte, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
La Porte, TX6.1%16.8%
Southeast Harris5.56%15.35%
Morgan's Point3.98%14.07%
Shoreacres5.15%12.58%

La Porte Renters Insurance as a Percentage of Rent

La Porte Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 66 2.0% $801
$300 to $499 78 3.0% $1251
$500 to $749 378 15.0% $1926
$750 to $999 674 26.0% $2676
$1,000 to $1,499 948 37.0% $3801
$1,500 or more 356 14.0% $5451

La Porte, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly La Porte Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $9,400$8,400
Net Savings to La Porte Home Owner from High Deductible Plan $1,000

La Porte, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario La Porte, TX Home Replacement Value MORE than Home Value La Porte, TX Home Replacement Value LESS than Home Value
Replacement Value $167,000 $97,500
Insurance Premium based on Replacement Value $1,750 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $375/year

Example La Porte Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualTravelers
Monthly Premium 8716288
Year Built 200219822014
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$175000-$200000$125000-$150000
Deductible $2500-$5000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for La Porte, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 210,000 Composition Roof 2,360 5 $2500-$5000 Deductible 480 4 Stone Siding yes
2013 125,000 Asphalt Shingles Roof 1,740 3 $500 Deductible 710 6 Brick siding yes
1971 130,000 Composition Roof 1,640 4 $500- $1000 Deductible 790 10 Brick siding No
1982 125,000 Wood Shake Roof 1,920 3 $2500-$5000 Deductible 260 4 Vinyl siding No
2012 250,000 Metal Roof 2,940 5 $500- $1000 Deductible 670 3 Stone Siding yes
1997 140,000 Asphalt Shingles Roof 2,050 5 $500 Deductible 680 6 Vinyl siding No
1992 375,000 Wood Shake Roof 4,820 5 $500- $1000 Deductible 3310 12 Vinyl siding yes
1976 190,000 Wood Shake Roof 2,170 3 $2500-$5000 Deductible 850 10 Fiber-Cement Siding yes
1982 160,000 Tile Roof 1,720 3 $2500-$5000 Deductible 620 8 Stucco siding No
2012 140,000 Shingles Roof 1,710 5 $2500-$5000 Deductible 170 3 Vinyl siding No
2008 160,000 Shingles Roof 1,730 5 $500 Deductible 900 8 Fiber-Cement Siding No
1970 115,000 Asphalt Shingles Roof 1,360 3 $500 Deductible 1190 12 Fiber-Cement Siding yes
1994 120,000 Membrane Roof 1,750 4 $500 Deductible 500 6 Stone Siding No
1996 100,000 Shingles Roof 1,490 3 $1000-$2500 Deductible 360 8 Stone Siding No
1993 150,000 Slate Shingles Roof 1,820 3 $2500-$5000 Deductible 330 4 Fiber-Cement Siding yes
2009 175,000 Asphalt Shingles Roof 2,600 4 $500 Deductible 130 1 Vinyl siding yes
1989 200,000 Slate Shingles Roof 3,030 4 $2500-$5000 Deductible 710 7 Wood siding No
2012 160,000 Metal Roof 2,020 4 $5000 to $10,000 Deductible 120 2 Fiber-Cement Siding yes
1982 125,000 Composition Roof 1,840 4 $500 Deductible 740 9 Wood siding No
1999 195,000 Composition Roof 2,180 5 $500 Deductible 830 6 Brick siding yes
2004 205,000 Slate Shingles Roof 3,060 4 $500 Deductible 1270 8 Brick siding No
1976 160,000 Metal Roof 2,100 3 $2500-$5000 Deductible 1030 12 Brick siding yes
1995 255,000 Metal Roof 3,370 4 > $10,000 Deductible 490 6 Wood siding No
1983 235,000 Shingles Roof 2,560 4 $1000-$2500 Deductible 1360 7 Wood siding No
1976 150,000 Shingles Roof 2,110 3 $500 Deductible 470 4 Stone Siding yes
1971 240,000 Asphalt Shingles Roof 2,610 5 $5000 to $10,000 Deductible 230 2 Brick siding No
1995 205,000 Composition Roof 3,180 5 $500- $1000 Deductible 1050 9 Fiber-Cement Siding yes
1975 310,000 Wood Shake Roof 3,950 5 $5000 to $10,000 Deductible 320 3 Stone Siding yes
2013 185,000 Wood Shake Roof 2,080 3 $5000 to $10,000 Deductible 280 3 Wood siding No
1996 155,000 Composition Roof 1,740 3 $500- $1000 Deductible 1490 12 Wood siding yes
1993 140,000 Membrane Roof 2,200 3 $2500-$5000 Deductible 710 8 Brick siding yes
1987 235,000 Metal Roof 2,810 5 $500 Deductible 170 1 Fiber-Cement Siding No
2014 105,000 Tile Roof 1,510 3 $500- $1000 Deductible 590 10 Brick siding No
1995 205,000 Slate Shingles Roof 3,230 4 > $10,000 Deductible 90 1 Vinyl siding No

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