La Porte Insurance Rates:

La Porte, IN homeowners insurance is roughly $679 to $920, about $56-$76/month. Our exhaustive research shows customers can save as much as $320 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State farm was unwilling to offer a discount on a rate increase and i didn't have any accidents or claims during the most recent 24 month period.
Allstate
Some thing i like about my insurance company is that they have been direct and straight forward from the beginning.
American Family
I am frustrated with how long it takes my agent to explain new policies and changes when i visit the office for information.
State Farm
My home insurance company is State Farm, and I do not hear much from them, regarding our homeowners insurance. I do however hear a lot from them to buy all kinds of other insurance and I get tired of their trying to sell me something.
Erie Insurance
The coverage I get for the price makes it a good value compared to other companies. I have had auto claims and there has never been any issue getting things paid for quickly.
Allstate
The services they provide are very good. I don't have to make claims very often for my home, but knowing that they have my back in the back of my mind helps my anxiety. I know that if there was ever a natural disaster, I would be covered.
Aaa
It is good communication back and forth, I deal with the same agent every time and have dealt with her for a decade, she is very responsive
Auto Owners
It's very user-friendly. I can read about our coverage and make payments, find contact information, etc.

La Porte, IN Homeowners Insurance By Home Value

La Porte, IN Home Value Total Homes % of Total Average La Porte, IN Homeowners Insurance
Less than $50,000 663 11.0% $208
$50,000 to $59,999 177 3.0% $448
$60,000 to $69,999 521 9.0% $552
$70,000 to $79,999 455 8.0% $640
$80,000 to $89,999 716 12.0% $728
$90,000 to $99,999 915 16.0% $816
$100,000 to $124,999 944 16.0% $944
$125,000 to $149,999 412 7.0% $1176
$150,000 to $174,999 336 6.0% $1392
$175,000 to $199,999 141 2.0% $1608
$200,000 to $249,999 132 2.0% $1936
$250,000 to $299,999 145 2.0% $2368

Top Home Insurance Agents Near La Porte, IN

Home Insurance Company Near La Porte, IN Homeowners Insurance Agency Near La Porte, IN Address
Farmers Jeff Sopko 3333 Chicago Rd, Steger, IL, 60475
Liberty Mutual Independent Kfg Insurance Agency 6910 N Main St 6910 N Main St Granger, Mishawaka, IN, 46530
Allstate Michael Kotys 570 Vale Park Rd Ste C, Valparaiso, IN, 46385
Travelers Midwest Insurance Center 944 West Us Highway 30 , Schererville, IN, 46375
Travelers Ron J Prestamer Agency Inc 7207 INDIANAPOLIS BLVD, HAMMOND, IN, 46324

Cost Of Homeowners Insurance By Street Near La Porte, IN

Streets in La Porte Area Homeowners Insurance Cost
Pine St, 6th St, McCollum St, N Depot St, Ridge St, Ballywood Dr, S 300 E, W Michigan St, Cherry Tree Ln, Madison Pl$829
N Canal St, N Timberlyn Dr, Kuehne Ct, Polk St, Chateau Dr, Noble St, Andrew Ave, Potato Hole Ct, E Point Rd Exd, Edgewood Ct$825
N Meadow Run, Parkview Ave, Woodbine St, Bond St, Legacy Plz W, E 50 N, 20th St, Koomler Dr, Michigan Ave, Lincolnway$799
Circle View Ln, F St, Clark Dr, Scott Ct, Sara Ln, N Vaughn Ln, N Muir St, N Poplar St, E Lake Shore Dr, W Horseshoe Bend$836
Maple Garden Dr, E Tulip Ln, Pine Lake Ave, E 300 S, N East Lake Park Ave, S Marquette St, D St, Willow Bend Dr, N Timber Ridge Rd, Wright Ave$812

La Porte, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
La Porte$119 to $122
Scipio$126
LaPorte County$122
Kankakee$124

La Porte, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Scipio township, LaPorte County, Indiana $105 $140 $210
LaPorte County, Indiana $102 $136 $204
Kankakee township, LaPorte County, Indiana $104 $139 $208

La Porte, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
La Porte, IN6.8%19.1%
Scipio6.06%18.57%
LaPorte County6.12%19.15%
Kankakee5.7%21.94%

La Porte Renters Insurance as a Percentage of Rent

La Porte Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 107 3.0% $358
$200 to $299 105 3.0% $808
$300 to $499 662 19.0% $1258
$500 to $749 1,156 34.0% $1933
$750 to $999 1,026 30.0% $2683
$1,000 to $1,499 302 8.0% $3808

La Porte, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly La Porte Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,700$5,100
Net Savings to La Porte Home Owner from High Deductible Plan $600

La Porte, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario La Porte, IN Home Replacement Value MORE than Home Value La Porte, IN Home Replacement Value LESS than Home Value
Replacement Value $100,500 $77,000
Insurance Premium based on Replacement Value $600 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $9,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example La Porte Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmErie Insurance
Monthly Premium 593954
Year Built 196619471980
Home Details 5 Beds, 4 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$75000-$100000$150000-$175000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for La Porte, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 100,000 Tile Roof 1,740 2 $500- $1000 Deductible 430 9 Fiber-Cement Siding yes
1957 80,000 Shingles Roof 1,440 3 $2500-$5000 Deductible 220 7 Vinyl siding yes
1989 135,000 Membrane Roof 1,780 2 $500 Deductible 160 2 Fiber-Cement Siding yes
1945 65,000 Metal Roof 930 2 $500- $1000 Deductible 250 10 Stucco siding yes
1951 325,000 Composition Roof 4,480 5 $2500-$5000 Deductible 1010 8 Wood siding No
1949 170,000 Asphalt Shingles Roof 2,520 4 $2500-$5000 Deductible 310 8 Vinyl siding yes
1947 165,000 Metal Roof 2,710 4 $2500-$5000 Deductible 50 1 Stucco siding yes
1984 165,000 Slate Shingles Roof 2,370 5 $500 Deductible 320 7 Stucco siding yes
1958 90,000 Metal Roof 1,510 2 $1000-$2500 Deductible 300 9 Brick siding yes
1955 160,000 Tile Roof 2,240 5 $500 Deductible 200 3 Wood siding yes
1949 140,000 Asphalt Shingles Roof 1,760 4 $500- $1000 Deductible 370 6 Wood siding yes
1956 110,000 Asphalt Shingles Roof 1,640 4 $500 Deductible 390 9 Stone Siding No
1983 75,000 Shingles Roof 1,100 2 $500 Deductible 210 9 Stucco siding yes
1969 90,000 Metal Roof 1,530 2 $500- $1000 Deductible 120 4 Wood siding No
1944 145,000 Metal Roof 1,980 5 $500 Deductible 560 10 Wood siding No
1960 55,000 Metal Roof 1,020 2 $2500-$5000 Deductible 160 9 Stone Siding No
1989 210,000 Shingles Roof 2,600 5 $2500-$5000 Deductible 70 1 Stone Siding yes
1966 80,000 Tile Roof 1,370 3 $1000-$2500 Deductible 270 9 Vinyl siding yes
1968 245,000 Asphalt Shingles Roof 3,170 4 $2500-$5000 Deductible 640 8 Stone Siding yes
1946 100,000 Shingles Roof 1,630 4 $500- $1000 Deductible 360 12 Stone Siding yes
1950 145,000 Membrane Roof 2,250 4 $500- $1000 Deductible 60 1 Stucco siding No
1960 90,000 Wood Shake Roof 1,620 3 $1000-$2500 Deductible 240 8 Vinyl siding yes
1946 275,000 Membrane Roof 4,120 5 $500 Deductible 160 1 Stucco siding yes
1956 265,000 Asphalt Shingles Roof 4,350 5 > $10,000 Deductible 610 12 Brick siding yes
1946 205,000 Composition Roof 2,650 5 $2500-$5000 Deductible 180 3 Brick siding No
1967 110,000 Metal Roof 1,470 2 $1000-$2500 Deductible 480 10 Stone Siding yes
1969 85,000 Metal Roof 1,380 3 $500- $1000 Deductible 50 2 Brick siding yes
1986 105,000 Slate Shingles Roof 1,660 4 $500- $1000 Deductible 220 6 Stone Siding yes
1989 220,000 Wood Shake Roof 3,130 4 $5000 to $10,000 Deductible 140 3 Brick siding No
1942 185,000 Asphalt Shingles Roof 2,540 4 $1000-$2500 Deductible 130 2 Vinyl siding yes