La Mirada Insurance Rates:

La Mirada, CA homeowners insurance is nearly $539 to $730, about $44-$60/month. Our detailed analysis indicates shoppers can save upto $253 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
When i needed someone to initially come out and do an assessment of our house for insurance purposes, it took an agent awhile to come out to our house.
State Farm
No matter what the problem is, they always have someone there to help you.
Farmer's Insurance
They are easy to reach. We have file house insurance claim one time and there is no hassle.
State Farm
The company could have a cheaper premium the company could have more human people when you need to ask a question the company could be more clear in communication
Safeco Insurance
I had a claim last year for some water damage. Safeco's customer service was good. They treated me respectfully. The claim was handled efficiently and fairly.
Mercury
Its nice having home and auto insurance bundled together, with the ability to speak to our agent on both topics and have them respond quickly.

La Mirada, CA Homeowners Insurance By Home Value

La Mirada, CA Home Value Total Homes % of Total Average La Mirada, CA Homeowners Insurance
Less than $50,000 176 3.0% $31
$50,000 to $59,999 54 1.0% $76
$125,000 to $149,999 72 1.0% $202
$150,000 to $174,999 148 3.0% $240
$175,000 to $199,999 110 2.0% $278
$200,000 to $249,999 216 4.0% $336
$250,000 to $299,999 665 13.0% $412
$300,000 to $399,999 3,328 67.0% $519

Top Home Insurance Agents Near La Mirada, CA

Home Insurance Company Near La Mirada, CA Homeowners Insurance Agency Near La Mirada, CA Address
State Farm Candi Aulerich 22256 La Palma Ave, Yorba Linda, CA, 92887-3814
Farmers Cindy Jeon 3807 Wilshire Blvd Ste 1011, Los Angeles, CA, 90010
Allstate Larry Uleman 25129 N Old Road 214, Stevenson Ranch, CA, 91381
State Farm Mike Martinek 5000 Pkw Calabasas Ste 109, Calabasas, CA, 91302-3906
State Farm Sharon Walter 28991 Golden Lantern Ste D105, Laguna Niguel, CA, 92677-1554

Cost Of Homeowners Insurance By Street Near La Mirada, CA

Streets in La Mirada Area Homeowners Insurance Cost
Canary Ave, Tanfield Dr, Jacana Dr, Salada Rd, Meganwood Pl, Matisse Cir, Barbata Rd, Valeda Dr, Meadow Green Rd, Lomela Ct$631
San Feliciano Dr, Crete Dr, San Esteban Dr, Flemington Ct, la Quinta St, Quail Ln, Sabine Dr, Normandy Ln, Riviera Ln, San Simon Ln$627
Glazebrook Dr, Lake Side Dr, Springview Dr, Falconhill Dr, Gagely Dr, First Ave, Alderpoint Dr, Rosalita Dr, Gladeside Dr, la Barca Rd$620
Grayville Dr, Visions Dr, Escalona Rd, Bristol Dr, la Salina St, Tacuba Dr, Illora Dr, Edgeworth Ave, Summershade Dr, Calpella St$652
Derby Ln, McGill Rd, Goldendale Dr, Alpine Pl, Macaw St, Coachwood Ave, la Fortuna Dr, Mart Dr, Heller Pl, Aranza Dr$650
Steprock Dr, Ranch Ln, Hardaway Dr, Jalisco Rd, Crestoak Dr, McCann Pl, Meadow Green Rd, Rayfield Dr, Stage Rd, Rosalita Dr$636
Placid Dr, Algeciras Dr, Poner St, Raceland Rd, Landmark Dr, Woodbrier Dr, Gayview Dr, Mayhill Ave, Celestine Dr, Rio Hondo Cir$636
Las Palmeras Ave, Fairacres Dr, Sandown Ct, Demanda Rd, Breezewood Dr, Hutchins Dr, Fontwell Ct, el Moro Ave, Gandesa Rd, la Barca Dr$645
Derwin Dr, Knott Ave, Adler St, Lindesmith Ave, Incline Ct, Pescados Dr, Pescados Dr, Ratliffe St, Neartree Rd, Gardenhill Dr$650
Bridgewood Dr, Ave Espana, Manzanares Rd, Plantana Dr, Clearglen Ave, Pemberton Dr, Copper Kettle Way, Francisco Dr, Loretta Dr, Stanton Ave$651

La Mirada, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
La Mirada$94 to $97
East Whittier$95
South Whittier$93
Buena Park$94

La Mirada, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Whittier CDP, California $95 $126 $189
South Whittier CDP, California $93 $124 $186
Buena Park city, California $95 $126 $189

La Mirada, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
La Mirada, CA2.3%12.7%
East Whittier2.25%15.27%
South Whittier2.49%16.0%
Buena Park2.25%13.2%

La Mirada Renters Insurance as a Percentage of Rent

La Mirada Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 32 1.0% $781
$300 to $499 53 1.0% $1231
$500 to $749 108 3.0% $1906
$750 to $999 531 18.0% $2656
$1,000 to $1,499 858 30.0% $3781
$1,500 or more 1,244 43.0% $5431

Average Cost Of Home Insurance By Company In Areas Nearby La Mirada For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewTokio Marine America284
200000500NewMetropolitan Direct402
250000500NewAmerican Security630
5000002500NewSafeco642
1500002501-3 YearsUniversal North America418
1500002501-3 YearsWawanesa401
1500005001-3 YearsBankers Standard1591
1500005001-3 YearsIDS Property Casualty391
2000005001-3 YearsOregon Mutual466
2000005001-3 YearsUnigard Group573
3000005001-3 YearsHomesite997
3000005001-3 YearsSafeco746
40000010001-3 YearsBankers Standard1699
40000010001-3 YearsFarmers (Fire Ins)931
75000025001-3 YearsLiberty Ins Corp1097
2000005004-6 YearsFirst American Ins488
2000005004-6 YearsHomesite828
2000005004-6 YearsPacific Specialty521
25000010004-6 YearsHorace Mann594
2500005004-6 YearsGrange735
40000010004-6 YearsBankers Standard1897
1500005007-15 YearsAmerican Security531
2000005007-15 YearsStillwater Prop & Cas Co699
25000010007-15 YearsQBE (Balboa)567

La Mirada, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly La Mirada Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,000$10,500
Net Savings to La Mirada Home Owner from High Deductible Plan $1,500

La Mirada, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario La Mirada, CA Home Replacement Value MORE than Home Value La Mirada, CA Home Replacement Value LESS than Home Value
Replacement Value $624,500 $414,500
Insurance Premium based on Replacement Value $1,625 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $85,000 Risk Exposure from Under Insuring Coverage is $125,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $225/year

Example La Mirada Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualAllstate
Monthly Premium 9683148
Year Built 198019671979
Home Details 4 Beds, 2 Baths5 Beds, 4 Baths4 Beds, 1 Baths
Coverage Amount $400000-$500000$600000-$700000$500000-$600000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for La Mirada, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 525,000 Metal Roof 2,280 4 $5000 to $10,000 Deductible 700 8 Brick siding No
2005 350,000 Tile Roof 1,850 5 $500 Deductible 1130 12 Vinyl siding yes
1969 440,000 Shingles Roof 2,280 4 > $10,000 Deductible 120 2 Stone Siding yes
1984 725,000 Membrane Roof 3,090 4 $5000 to $10,000 Deductible 930 6 Wood siding No
1961 545,000 Shingles Roof 2,940 5 $1000-$2500 Deductible 120 1 Stone Siding No
1983 605,000 Slate Shingles Roof 3,000 5 $500 Deductible 1190 10 Fiber-Cement Siding yes
1977 1,130,000 Shingles Roof 4,930 5 $500 Deductible 830 4 Stucco siding yes
1970 355,000 Composition Roof 1,980 4 $5000 to $10,000 Deductible 80 2 Stucco siding No
1963 990,000 Composition Roof 4,150 5 $500 Deductible 420 2 Brick siding yes
1981 505,000 Metal Roof 2,530 5 > $10,000 Deductible 440 9 Vinyl siding No
1960 350,000 Metal Roof 1,690 4 $1000-$2500 Deductible 370 4 Stone Siding yes
1962 635,000 Composition Roof 2,870 4 > $10,000 Deductible 440 4 Fiber-Cement Siding No
1974 405,000 Membrane Roof 1,850 4 $5000 to $10,000 Deductible 50 1 Stucco siding No
1967 570,000 Tile Roof 2,960 4 $500 Deductible 450 3 Stucco siding yes
1974 500,000 Membrane Roof 2,360 4 $500 Deductible 470 3 Brick siding No
1987 720,000 Asphalt Shingles Roof 3,170 5 $2500-$5000 Deductible 140 1 Wood siding yes
1964 915,000 Metal Roof 4,580 5 $5000 to $10,000 Deductible 1160 7 Fiber-Cement Siding yes
1963 310,000 Composition Roof 1,540 5 $1000-$2500 Deductible 880 12 Stone Siding yes
1982 635,000 Shingles Roof 3,300 5 $500 Deductible 1230 9 Fiber-Cement Siding No
2005 600,000 Metal Roof 2,430 4 $1000-$2500 Deductible 1430 12 Vinyl siding No
1965 605,000 Composition Roof 3,370 4 $500- $1000 Deductible 1040 9 Vinyl siding No
1962 440,000 Shingles Roof 1,970 4 $500 Deductible 140 1 Vinyl siding No
1987 545,000 Membrane Roof 2,910 4 $500 Deductible 180 2 Stucco siding No
1983 750,000 Wood Shake Roof 3,250 4 > $10,000 Deductible 220 3 Stone Siding yes
1982 520,000 Metal Roof 2,960 4 $500- $1000 Deductible 430 4 Brick siding No
2004 570,000 Wood Shake Roof 2,560 5 $500 Deductible 1130 7 Stone Siding No
1985 510,000 Metal Roof 2,090 4 $1000-$2500 Deductible 810 8 Brick siding yes
2000 595,000 Asphalt Shingles Roof 2,500 5 $2500-$5000 Deductible 440 6 Stone Siding yes
2006 625,000 Metal Roof 2,820 4 $500 Deductible 1080 8 Fiber-Cement Siding yes
1970 605,000 Slate Shingles Roof 2,890 5 $2500-$5000 Deductible 620 7 Vinyl siding No
1976 410,000 Slate Shingles Roof 2,250 5 $500- $1000 Deductible 110 1 Stucco siding No