How Much Does La Mesa, CA Home Insurance Cost?
La Mesa, CA Average Homeowners Insurance Cost
$1,359
Homeowners Insurance Cost - La Mesa, CA
$455,800
Median Home Value - La Mesa, CA
La Mesa, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$16.31 | $1,342.69 |
| $1000 Deductible | -$144.33 | $1,214.67 |
| $1500 Deductible | -$215.54 | $1,143.46 |
| $2000 Deductible | -$321.0 | $1,038.0 |
| $2500 Deductible | -$383.24 | $975.76 |
La Mesa, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$299 | $1,060 |
| 30 year old | +$20 | $1,379 |
| 40 year old | +$35 | $1,394 |
| 50 year old | +$52 | $1,411 |
| Above 50 year old | +$65 | $1,424 |
La Mesa, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$190 | $1,169 |
| Superior | -$136 | $1,223 |
| Masonry | -$68 | $1,291 |
| Brick | -$68 | $1,291 |
| Hail Resistant Roof | -$41 | $1,318 |
La Mesa, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$27 | $1,386 |
| Swimming Pool With A Diving Board | +$68 | $1,427 |
| Swimming Pool With Slide | +$82 | $1,441 |
La Mesa, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $41 | $1,318 |
| Police Department | $14 | $1,345 |
La Mesa, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$570.78 | $1,930 |
| Filing a Second Liability Claim | +$516.42 | $1,875 |
| Filing a Second Theft Claim | +$516.42 | $1,875 |
| Filing a Second Water Claim | +$448.47 | $1,807 |
| Filing a Fire Claim | +$271.8 | $1,631 |
| Filing a Liability Claim | +$258.21 | $1,617 |
| Filing a Theft Claim | +$258.21 | $1,617 |
| Filing a Water Claim | +$217.44 | $1,576 |
| Filing a Weather Claim | +$217.44 | $1,576 |