How Much Does La Mesa, CA Home Insurance Cost?

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La Mesa, CA Average Homeowners Insurance Cost

$1,359

Homeowners Insurance Cost - La Mesa, CA

$455,800

Median Home Value - La Mesa, CA


La Mesa, CA Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$16.31 $1,342.69
$1000 Deductible -$144.33 $1,214.67
$1500 Deductible -$215.54 $1,143.46
$2000 Deductible -$321.0 $1,038.0
$2500 Deductible -$383.24 $975.76

La Mesa, CA Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$299 $1,060
30 year old +$20 $1,379
40 year old +$35 $1,394
50 year old +$52 $1,411
Above 50 year old +$65 $1,424

La Mesa, CA Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$190 $1,169
Superior -$136 $1,223
Masonry -$68 $1,291
Brick -$68 $1,291
Hail Resistant Roof -$41 $1,318


La Mesa, CA Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$27 $1,386
Swimming Pool With A Diving Board +$68 $1,427
Swimming Pool With Slide +$82 $1,441

La Mesa, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $41 $1,318
Police Department $14 $1,345

La Mesa, CA Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$570.78 $1,930
Filing a Second Liability Claim +$516.42 $1,875
Filing a Second Theft Claim +$516.42 $1,875
Filing a Second Water Claim +$448.47 $1,807
Filing a Fire Claim +$271.8 $1,631
Filing a Liability Claim +$258.21 $1,617
Filing a Theft Claim +$258.21 $1,617
Filing a Water Claim +$217.44 $1,576
Filing a Weather Claim +$217.44 $1,576

La Mesa, CA Home Insurance - Analysis On Quotes, Rates & Agents

La Mesa, CA Home Insurance Agents for Top Companies

Visual Guide for La Mesa, CA Home Insurance Buyers on Insurance Companies and Rates